Does auto insurance cover tire theft? (2025 Coverage Details)

Yes, comprehensive coverage generally includes coverage if your wheels or rims get stolen.

Yes, snow tires and specialty tires are typically covered under comprehensive insurance in the event of theft.

Filing a claim for stolen tires may affect your insurance premium. It’s best to consult with your insurance provider to understand how filing a claim or claim denial could impact your rates (Read More: Does a denied claim affect auto insurance rates?).

It’s important to review your policy for any limitations or exclusions specific to tire theft coverage. Your insurance provider can provide detailed information on the coverage terms.

Rental car tires are generally not covered under your personal auto insurance policy. Rental companies typically offer separate insurance coverage options for stolen car wheels and other damages.

While auto insurance policies do not directly offer discounts for preventive measures against tire theft, certain anti-theft devices or security measures, such as wheel locks or alarms, may help deter theft and potentially lower your overall insurance premium if you qualify for the best anti-theft auto insurance discounts.

Full coverage insurance does cover theft of tires as part of the comprehensive coverage. Comprehensive insurance is a form of car tire insurance coverage, as it covers various types of non-collision damage, including theft of the vehicle or parts of it, like tires.

If your tires are damaged due to vandalism or an incident like hitting an animal, comprehensive coverage typically pays for the repair or replacement of the tires.

Progressive covers tire damage due to events like theft, vandalism, or hitting an animal. Learn more about the company and its coverages in our Progressive auto insurance review.

General liability insurance protects businesses from liability in cases of bodily injury or property damage caused to others. This type of insurance doesn’t cover theft of personal property, such as thieves stealing tires off cars.

Yes, insurance covers 4 slashed tires if you have comprehensive coverage.

Yes, Geico does cover tires stolen off a car if you have comprehensive coverage as part of your auto insurance policy. Learn more about Geico coverage options in our Geico auto insurance review.

Liability insurance does not cover the tire theft of tires.

Typically, standard car insurance does not cover flat tires unless the flat is a result of a covered incident. However, you can shop for one of the best roadside assistance plans to get assistance with flat tire changes or tows.

Wondering what to do when someone steals your tires? First, you should contact the police immediately to report the theft and provide them with any details you have about the incident, such as the make and model of your vehicle, the location and time of the theft, etc. Then, take photos of your vehicle in its current state for documentation and notify your insurer as soon as possible.

So, how does car insurance cover stolen wheels? Insurance can cover stolen car wheels if you have comprehensive coverage as part of your auto insurance policy. If you want to find a great comprehensive policy today, compare rates with our free tool.

If your car is stolen, insurers might view you as being at a higher risk for future claims, especially if you live in an area where stealing tires or wheels is common, which can lead to higher insurance premiums (Learn More: Does auto insurance pay if my car is stolen?).

Wheel locks are worth it as they replace one of the regular lug nuts on each wheel with a lock that can only be opened with a special key. Wheel locks can stop thieves to remove the wheels without the key.

If you find that your wheels have been stolen, you should immediately report the theft to the police and document the scene with photos.

If someone stole your tires and rims, comprehensive coverage should cover the replacement if you file a stolen tires insurance claim. Car insurance does cover rims and tires if they are lost due to theft, vandalism, or other non-collision event, such as cracked wheels due to a falling object (Learn More: Does auto insurance cover cracked wheels?).

Whenever possible, park your vehicle in a well-lit, secure area to prevent people from stealing tires. Install a car alarm that includes sensors for tire movement or tilting. These alarms can detect if the car is being jacked up, potentially scaring off the thief or alerting you and others to the theft attempt.

Comprehensive insurance might cover tire replacement if your tires are stolen or damaged due to vandalism or other non-collision incidents like driving over hazardous debris. In addition, if your tires are damaged as a direct result of a collision with another vehicle or an object, collision insurance may cover the cost of tire replacement.

Here’s how to prevent rims from being stolen:

• When parking on the street, try to position the wheels in a way that makes accessing the lug nuts more difficult.
• Ensure your car alarm is functional and sensitive enough to activate if someone attempts to tamper with your vehicle.

If you park your car at home, consider also installing security cameras that cover where your car is parked. Most insurance companies will offer a discount on the best parked car insurance plans if you have extra safety measures in place.

Not sure how to protect your car wheels from being stolen? A simple fix is turning your wheels when you park your car, as it is one of the best ways to prevent wheel theft, especially for crimes involving towing or quick maneuvers to steal the vehicle.

Comprehensive coverage will reimburse you for the stolen parts of your car, such as catalytic converters, batteries, wheels, tires, and even stereos, depending on your policy specifics.