How to Get a Lane Departure Warning Discount

You may be able to get a lane departure warning discount on your auto insurance if your car has a lane departure warning system equipped. Your auto insurance quotes with a lane departure warning discount can be as high as 8%. In addition, there are other discounts to look for when choosing auto insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 3, 2021

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Things to Remember

  • If your vehicle has a lane departure warning system, you can get discounts on your auto insurance policy through certain companies
  • You can save as much as 8% with a lane departure warning system
  • Along with lower lane departure warning discount auto insurance quotes, you can get discounts for other safety features on your car as well

Modern cars have all sorts of safety features designed to either stop drivers from getting in a crash or, if they are in an accident, reduce the risk of severe injury or death. Auto insurance companies will offer auto insurance discounts for many of these safety features.

Many auto insurance companies offer a lane departure warning discount, so if your car is equipped with a lane departure warning system, make sure you let them know.

There are different types of lane departure warning systems. One type of system warns the driver if the vehicle is leaving the lane through visual or audio cues, or through steering wheel vibrations. More advanced systems will take steps to keep the vehicle within the lane.

For auto insurance quotes with a lane departure warning discount, enter your ZIP code into our comparison tool above and choose the company that best fits your needs.

How much of a discount can you get?

Lane departure warning discounts will vary from company to company, but you can get discounts as high as 8%. There are bigger discounts for other safety features.

It is important to know what auto insurance discounts to ask for when looking for cheap auto insurance rates. Other auto insurance discounts include safe driver discounts, student discounts, low mileage discounts, and more.

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Do more safety features lower auto insurance?

According to MyCarDoesWhat, a lane departure warning system on your car can get you a discount on insurance, but having more safety features on your car won’t necessarily lower your car insurance costs.

The reason for this is that auto insurance companies use market research to determine if they should offer discounts to entice new clients.

Safety features that have been around for a while and have sufficient data to back up their effectiveness will generally get you auto insurance discounts.

To help lower your lane departure warning discount auto insurance rates, see if you are eligible for some of the more common safety features that will typically get you a discount:

  • Adaptive Cruise Control
  • Adaptive Headlights
  • Anti-lock Brakes
  • Anti-Theft
  • Daytime Running Lights
  • Electronic Stability Control
  • Forward Collision Warning
  • Passive Restraint
  • Vehicle Recovery
  • VIN Etching

Newer safety features may not get you discounts because the data proving they are effective simply isn’t there. It is possible that somewhere along the line, auto insurance companies will elect to offer discounts for a specific safety feature.

Which feature on your car is worth a discount on your auto insurance?

Airbags offer the most significant discount, saving you anywhere from 25-40% on auto insurance. They have been around for decades now, and have reliable data that proves they save lives, so insurance companies are willing to offer discounts on cars that have them.

Anti-lock brakes and electronic stability control systems can also get you discounts on auto insurance.

For auto insurance rates with a lane departure warning discount
and other discounts, enter your ZIP code into our comparison tool below. You can compare auto insurance rates, and find one that is right for you.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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