Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 23, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • To find an insurance quote, you will need information about your vehicle as well as driving history
  • The internet has become an invaluable tool for customers to conveniently find insurance quotes
  • Before purchasing a policy, make sure that the policy will cover all you need and is not simply the cheapest

According to recent online digital surveys, more than 3.2 million auto insurance quotes are made online every month.

Of this number, approximately 2.8 million policies are purchased from these quotes every year.

With an average of a 22 percent increase each year, it is important to know how to find the best quotes online.

Read on to learn more about the online auto insurance quoting process. The information you will be asked, the time frame, and how to choose the best policy are all covered below.

You can type your zip code into the free box on this page to receive comparable auto insurance quotes now!

What information is required to receive an online quote for auto insurance?

In order to receive a quote for any type of auto insurance online, the first piece of information you will need is your zip code.

Quotes are different depending on where you live in a country or state. Your zip code will help to determine what the average price of an insurance policy is in your area.

Entering your zip code can also determine which auto insurance companies will give you quotes. Certain companies are only licensed to sell auto insurance policies in certain states.

In addition to your zip code, you will need to input your personal information such as the following:

  • name
  • address
  • phone number
  • social security number
  • current insurance company

Some companies will ask additional questions to ensure discounts are given.

Once a website has this information, they will be able to receive a lot of auto insurance based information about you.

The website will input the information into an insurance database that will tell them if you have had any violations in the past five years, what the violations were, and if anything is pending against you.

This database will also tell them if you currently have insurance and if you have made your payments on time.

Violations such as speeding tickets or DUIs can drastically increase your auto insurance rates. Making late payments or having gaps in auto insurance coverage can also have a negative effect on your monthly premium rates.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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How quickly will I receive a quote for a policy?

Many websites will give you a quote within five minutes. However, it is important to read the stipulations of the quote.

It may be an average based on the information you have given or it may be contingent upon you providing additional information before purchasing the policy.

Other websites will give you a quote within 24 hours because they want to further check your information before giving you the quote.

If you receive this message, the quote will be sent to your e-mail address which you must provide at the time of the request.

Once you receive a quote, you can make the purchase instantly or you can call if you have additional questions before making your purchase.

Be sure to ask about all the discounts that may be available to you. Some companies will ask you about this during the process while others will not.

What are some ways that I can make sure I choose the best quote for me?

Although everyone likes to save money on auto insurance, the cheapest quote is not always the best policy to go with.

When it comes to auto insurance, you want to make sure of three things:

  1. First of all, you don’t want to pay too much. Every family needs affordable insurance. Comparing quotes is a great way to make sure you aren’t paying too much
  2. Secondly, you want to make sure you have the coverage that you need. When you receive a quote, the insurance company takes into consideration the laws of your state
  3. Lastly, be sure you have the right deductible amount. A higher deductible equals a lower payment but make sure you have that money put aside to use when needed

To receive auto insurance quotes right now, enter your zip code and start comparing rates today!