How to Get a Fast 5 Discount

Esurance, owned by Allstate, is the only Fast 5 discount auto insurance company. New customers who request a quote directly through the Esurance website automatically earn Fast 5 discount auto insurance rates. The Fast 5 discount reduces your quotes by 5% for one policy year, regardless of your age or driving history.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 25, 2021

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Things to Remember

  • Only Esurance offers a Fast 5 auto insurance discount to drivers
  • All new customers using the Esurance website receive 5% off their original quote for one policy year
  • Allstate owns Esurance, but Allstate does not offer a Fast 5 discount

Only Esurance offers Fast 5 discount auto insurance rates to drivers. All new online customers receive a temporary 5% rate reduction on their original quotes.

Earning auto insurance discounts can help you secure your cheapest rates regardless of your age, driving record, and coverage needs.

Keep reading to discover more about the Fast 5 discount, as well as Esurance as a provider and its relationship with its parent company, Allstate.

After learning about affordable Fast 5 discount auto insurance quotes, remember to enter your ZIP code into our free tool above to compare accurate rates from reputable insurers near you.

What auto insurance companies offer a Fast 5 discount to drivers?

Esurance Auto Insurance, an online provider owned by Allstate Auto Insurance, is the only Fast 5 discount auto insurance company in the market.

New customers requesting a quote through the Esurance website automatically receive a 5% rate reduction for their first year, regardless of age and driving record.

What discounts does Esurance provide besides the Fast 5 car insurance discount? Take a look at some other savings opportunities:

  • Anti-lock brake discount
  • Anti-theft discount
  • Claim-free discount
  • DriveSense discount
  • Emergency roadside assistance discount
  • Full-payment discount
  • Good driver discount
  • Homeowner discount
  • Multi-policy discount
  • New car discount
  • Renters discount

How do these Esurance discounts compare to other insurers? Most savings opportunities through this provider are standard.

In fact, Allstate also offers most of those very same deals to customers. There’s both an Allstate and Esurance student discount, multi-car insurance discount, and smart driver discount as well.

However, despite owning 9% of the car insurance market share, including business done through Esurance. Allstate does not offer Fast 5 discount auto insurance to drivers.

The Fast 5 car insurance discount deal is unique to only Esurance.

What types of auto insurance coverage does Esurance offer to customers? You can purchase any level of traditional auto insurance through this provider. But not every company is active in every region, and there are many different factors that affect auto insurance rates, like age and driving record.

Ultimately, the Fast 5 deal from Esurance may or may not lead to your best prices.

So to truly secure your lowest rates, compare quotes online from different providers and ask about other discounts you can earn.

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What is a Fast 5 discount?

The Fast 5 discount is a customer loyalty discount created to incentivize drivers to try out Esurance for the first time.

The name refers specifically to a 5% rate reduction all new customers receive on their original quote for one policy year.

To qualify for this discount, you must request your quote directly through the Esurance website.

The savings apply to all drivers, even teens or people with rocky driving records. But it is also temporary. When your policy is up for renewal, the discount goes away.

This discount only reduces your auto insurance costs and is not affiliated with discount coupons for Take 5 oil changes.

So why does Esurance offer discounts to drivers in the first place? It’s a win-win for both the company and the customer.

Good deals and cheap rates attract new customers. Plus, it also keeps premiums competitively priced year after year, leading to higher customer retention.

Fast 5 Discount: The Bottom Line

People in need of auto insurance coverage should consider checking what their Fast 5 rates are through Esurance. You’re never obligated to make any purchases, and you can use the information to compare with other quotes from different companies.

Even if you’ve been with the same company for a while, experts recommend periodically checking auto insurance rates every so often to ensure you’re still paying competitive rates.

Just be sure to secure a new policy before canceling your current one to avoid a lapse in coverage, which leads to higher auto insurance rates.

You’ve learned how to buy Fast 5 discount auto insurance, now discover the best provider and coverage for you by entering your ZIP code into our free quote tool below.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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