How to Get an Electronic Stability Control Discount

You can save 5% on your auto insurance rates with an electronic stability control discount. If your vehicle comes equipped with ESC, it helps you regain control if you suddenly lose traction and helps prevent rollover accidents. However, not all vehicles come with electronic stability control, and not all companies offer the discount, so finding auto insurance with an electronic stability control discount may be tricky.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 31, 2021

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Things to Remember

  • An electronic stability control discount can save you 5% on your auto insurance
  • Electronic stability control helps you regain control if your vehicle loses traction
  • Most auto insurance companies offer discounts based on the safety features of your car

Many companies offer car insurance discounts based on the safety features that are available on your vehicle. One such discount is the electronic stability control discount.

Shop around before you buy auto insurance with an electronic stability control discount. Compare rates and discounts offered to find the best deal for you.

Enter your ZIP code now to compare free auto insurance quotes with an electronic stability control discount from companies in your area.

What auto insurance companies offer an electronic stability control discount?

Although most companies offer auto insurance discounts, not all auto insurance companies offer an electronic stability control discount.

This table shows you the companies that offer the electronic stability control discount.

Electronic Stability Control Discount Availability by Company
CompanyElectronic Stability Control Discount Available
AAAX
AllstateX
American FamilyX
AmicaX
Country FinancialX
FarmersX
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
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Even if your car insurance company doesn’t have an electronic stability control discount, chances are it offers other discounts based on the safety features in your vehicle.

According to MyCarDoesWhat.org, these safety features include anti-lock brakes, adaptive headlights, and collision warnings.

Some auto insurance companies offer a general discount for your car’s safety features, while others issue individual discounts for each feature.

What is electronic stability control?

Electronic stability control (ESC) is an extension of anti-lock brakes and helps drivers regain control of their vehicle after it loses traction.

Your electronic stability control system reacts automatically and slowly applies your brakes if your car senses a loss of traction. ESC can help prevent accidents and reduces rollovers in vehicles like SUVs that are top-heavy.

Not all cars come with an ESC system, although most come with anti-lock brakes.

In order to prevent a loss of traction, drivers should maintain the speed limit, avoid taking curves and turns sharply, and limit driving during rain or snow.

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What are other available auto insurance discounts?

Every driver wants to find cheap auto insurance, and discounts are a great way to get the lowest rates possible.

While it might be difficult to find auto insurance with an electronic stability control discount, most car insurance companies offer many different types of discounts to lower rates.

Some discounts are based on your vehicle and others are based on you as a driver.

This table shows you some of the most popular auto insurance discounts offered by the top companies.

Auto Insurance Discounts By Company
Auto Insurance DiscountsAllstate (%)American Family (%)Farmers (%)GEICO (%)Liberty Mutual (%)Nationwide (%)Progressive (%)State Farm (%)Travelers (%)USAA (%)
Adaptive Cruise ControlN/AN/AN/AN/A5xxN/AN/AN/A
Adaptive HeadlightsN/AN/AxN/A5xxN/AN/AN/A
Anti-lock Brakesxxx555x5xx
Anti-Theftxxx252025x15xx
Claim Freexxx26x10x152312
Continuous CoveragexxxxN/AN/AxN/A15N/A
Daytime Running Lightsxxx155xN/Axx
Defensive Driverxxxx105105103
Distant StudentxxxxN/A10xx7x
Driver's Edxxxx10N/A101583
Driving Device / AppxxN/Ax30402050305
Early SigningxxxxN/A8xN/A1012
Electronic Stability ControlxxxN/A5xxN/AN/AN/A
Emergency DeploymentN/AN/AN/A25N/AN/AN/AN/AN/AN/A
Family LegacyN/AxN/AxN/AN/AxN/AN/A10
Family PlanN/AxxN/AN/A25N/AN/AN/AN/A
Farm VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Federal EmployeeN/AN/Ax810N/AN/AN/AN/AN/A
Forward Collision WarningN/AN/AN/AN/A5xxN/AN/AN/A
Full PaymentN/Axxx$5N/AxN/A7.5N/A
Further EducationN/AN/AN/Ax1015N/AN/AxN/A
Garaging / StoringN/AN/AxN/AN/AN/AN/AN/Ax90
Good CreditxxN/AN/AN/AxxxN/AN/A
Good Studentxxx1522.510x2583
Green VehiclexN/A5N/A10N/AN/AN/A10N/A
HomeownerN/AN/Axxx5x35N/A
Lane Departure WarningN/AN/AN/AN/AxxxN/AN/AN/A
Life InsurancexN/AN/AN/AN/AxN/AN/AN/AN/A
Low Mileagexxxxxxx30xx
LoyaltyN/AxN/AxN/A5xN/AN/Ax
MarriedN/AN/AN/AN/AxxxxN/Ax
Membership / GroupN/AN/AN/Ax107N/AN/AxN/A
MilitaryxN/Ax154N/AN/AxN/Ax
Military GaragingN/AN/AN/AN/AN/AN/AN/AN/AN/A15
Multiple Policies1029x102010121713x
Multiple Vehiclesxxx25102010208x
New AddressN/AN/AN/AN/A5N/AN/AN/AN/AN/A
New Customer / New PlanN/AN/AN/AN/AxN/AN/AN/AN/AN/A
New GraduateN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Newer VehiclexN/AxxN/Axx401012
Newly LicensedN/AN/AN/AN/A5N/AN/AN/AN/AN/A
NewlywedsN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Occasional OperatorN/AN/AN/AN/AN/AN/AN/AN/AN/Ax
OccupationxN/Axx1015N/AN/AxN/A
On-Time PaymentsxN/AN/AN/AN/AN/AN/AN/A15N/A
Online ShopperN/AN/AN/AN/AN/AN/A7N/AN/AN/A
Paperless / Auto BillingxxxN/Ax$30x$233
Paperless DocumentsxxxN/AN/A5$50N/AN/AN/A
Passive Restraintxxx40x20x40xx
Recent RetireesN/AN/AN/AN/A4N/AN/AN/AN/AN/A
Safe DriverN/AN/Ax15N/A3531152312
Seat Belt UseN/AN/AN/A15N/AN/AN/AN/AN/AN/A
Senior DriverxN/AxN/AN/AN/AN/AN/AN/Ax
Stable ResidenceN/AN/AN/AN/AN/AxxN/AN/AN/A
Students & AlumniN/AxN/Ax107N/AN/AN/AN/A
Switching ProviderN/AxxN/A10N/AxN/AN/AN/A
Utility VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Vehicle Recoveryxxx153525x5xx
VIN EtchingN/AN/AxN/A5xxN/Axx
VolunteerN/AxN/AN/AN/AN/AN/AN/AN/AN/A
Young DriverN/AN/AN/AN/AxN/AxN/AN/A$75
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Drivers can usually bundle car insurance discounts to increase savings. Be sure to take advantage of all discounts your auto insurance company offers to keep your rates as low as possible.

Electronic Stability Control Discount: The Bottom Line

An electronic stability control discount is available to drivers that have vehicles with an ESC system, but it isn’t offered by every company.

Affordable auto insurance with an electronic stability control discount can only be found at 10 companies, but other discounts are available.

Compare coverages and discounts from various car insurance companies to find the best deal for you.

Enter your ZIP code now to receive auto insurance rates with an electronic control discount from companies near you today for free.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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