Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 23, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to remember...

  • Many car insurance companies consider new drivers a high risk
  • Before signing a contract, be sure to check your insurance carrier’s ratings
  • Basic coverage is the most popular and economical package being offered today by insurance providers

Cheap auto insurance for new drivers is often frowned on by many consumers. They are under the impression that cheap automobile insurance providers are not able to take care of their needs. It is easy to check the ratings to see if a company is reliable or not.

Cheap auto insurance providers are more than capable of providing quality insurance for all their customers.

Getting cheap auto insurance for new drivers is not as challenging as some may believe. There are many auto insurance companies in existence today. It is vital that you take your time and keep a few points in mind while shopping for the best rates.

Find out what your auto insurance costs by entering your zip code into our FREE comparison tool!

Find Out What You Need


It would be wise for you to find out what is required by law before you begin shopping for auto insurance online. Any insurance firm will be more than happy to share this information with you.

You can also check with your state or local government. Finding out what is required by law will help you avoid purchasing an overpriced insurance package.

Basic coverage is the most popular and economical package being offered today by insurance providers. You should be able to secure a suitable insurance package once you identifying your travel patterns.

For example, you should consider the time your employer requires you to be on the road. Spending a great deal of time on the road can increase your chances of being involved in an accident.

Each insurance provider will require you to answer several questions. It is important that you answer these questions thoroughly. Your auto insurance quotes will be dependent upon the answers you provide.

For example, you will be required to provide the following information:

You stand the risk of not getting an accurate quote if you fail to provide sufficient details about yourself. Take your time in answering questions that are provided by insurance providers online.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Get Several Price Quotes

Insurance firms are well known for competing against each other. They are highly interested in offering new drivers the cheapest auto insurance rates. It is important that you get several price quotes from several different insurance providers.

Shopping around will help you determine who is offering the best deal.

Some insurance insiders encourage consumers to get a quote from at least four different insurance providers. This approach will help you see who is offering a reasonable rate for your coverage.

Going with the insurance provider offering the best deal can help you save a significant amount of money in the long run.

Discounts on Coverage


Exceptional insurance providers are well-known for offering discounts on their coverage. For example, you can easily get a discounted quote if you have a safe driving history.

Insurance providers enjoy rewarding safe drivers with great auto insurance discounts.

You should keep your eyes open for online insurance providers who are willing to offer you price discounts. Accepting quotes associated with price discounts can help you secure a cheap premium price.


You will be allowed to choose your deductible amount as a new driver. A lower deductible will call for a higher premium. A higher deductible will call for a lower premium, so it’s best to be informed before making a decision.

You must consider your personal finances and employment situation before selecting your deductible amount. It is vital that you are prepared to cover your deductible before a potential accident occurs.

Being an automobile owner will give you a pure feeling of pride and freedom. As a new driver, it is your responsibility to purchase insurance for your automobile.

Getting cheap auto insurance for new drivers is not as challenging as you may think. Following the tips listed above can help you get the best quote for your automobile insurance needs.

Enter your zip code below to get started with our FREE zip code search tool now!