How to Get an Anti-Lock Brakes Discount

Many insurance companies now offer an anti-lock brakes discount. Anti-lock brakes work by automatically pulsing your brakes when you brake suddenly, preventing your wheels from locking up. This allows you to steer to safety while braking. Customers can expect to save between 2% and 5% on their monthly rate with an anti-lock brakes discount.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 21, 2021

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Things to Remember

  • Anti-lock brakes prevent your wheels from locking when you brake suddenly
  • Most auto insurance companies now offer an anti-lock brakes discount
  • In some cases, an anti-lock brakes discount is automatically applied, but you can call your insurance provider to have your discount applied

When shopping for a new or used car, you’ve probably noticed the many added safety features advertised. One such feature is anti-lock brakes. But did you know you can receive an anti-lock brakes discount on your auto insurance?

Many of the best auto insurance companies offer discounts for the safety features included in your vehicle. Not only do these features keep you safe, but they also help you save on your auto insurance rate.

Read on to learn what anti-lock brakes are, how you can get an anti-lock brakes discount, and how much you can save. First, enter your ZIP code into our free comparison tool above to find affordable auto insurance near you.

What are anti-lock brakes?

Anti-lock braking systems (ABS) have been introduced on many passenger vehicles in recent years. You likely have them in your car but may be unsure what they do or how they work.

Anti-lock brakes help prevent your wheels from locking up when you brake suddenly. This allows you to steer to safety if you have braked suddenly to avoid an unanticipated obstacle in front of you.

According to the National Highway Traffic Safety Administration, “two-wheel ABS has been effective in reducing the risk of nonfatal run-off-road crashes for almost every type of light truck.”

How does this work? Special sensors on your wheels detect when your tires begin locking up. In response, the ABS pulses your brakes to prevent the wheels from locking up so you can steer away from the danger.

When braking suddenly in an ABS car, you may feel a vibration coming from your brake pedal. This means the anti-lock brakes are working, and you should continue to hold down the brake pedal while steering away from the obstacle.

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How can I get an anti-lock brakes discount?

More and more auto insurance companies are offering auto insurance discounts for vehicle safety features. You can see which providers offer discounts for various safety features, such as anti-lock brakes, in the table below.

Safety feature auto insurance discounts by company

Type of Safety Feature DiscountsAuto Insurance Company
Anti-theft devices Allstate, Esurance, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, Travelers, USAA
Anti-lock brakes Allstate, Esurance, Farmers, Geico, Liberty Mutual
Green vehicleAllstate, Farmers, Liberty Mutual, Travelers
New carAllstate, State Farm, Travelers, USAA
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How do you get an anti-lock brakes discount? In many cases, when you sign up for your new car for an auto insurance policy, the company will take a look at the year, make, and model and determine which safety features are included in your vehicle.

Once they do that, some companies will automatically apply a discount to your policy for the safety features that you have. However, some companies will have bigger discounts than others so compare auto insurance quotes from several providers before making a decision.

If your company hasn’t applied an anti-lock brakes discount and you know you have them equipped, simply call your provider and have them apply the discount. If they don’t have the discount, it might be time to consider switching providers.

How much can I save with an anti-lock brakes discount?

How much can you expect to save with an anti-lock brakes discount? The size of the discount varies from company to company, and some companies may not even offer a discount. Make sure to compare auto insurance rates from multiple companies before you buy.

Generally speaking though, you can expect to save between 2% and 5% on your monthly rate with an anti-lock brakes discount. It’s not a huge discount, but combined with other safety feature discounts, the savings add up.

Ready to shop for auto insurance policies with anti-lock brakes discounts? Enter your ZIP code into our free comparison tool below to buy auto insurance from providers in your area.

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