What are the most popular auto insurance companies?

Shopping for car insurance can be a daunting task because there are so many different companies to choose from. Each car insurance provider will offer a variety of auto insurance plans, and each plan has its own pros and cons. To evaluate FREE rate quotes now, use our auto insurance comparison tool by entering your ZIP code!

Finding the right plan is a matter researching and comparing as many quotes as you can find, then choosing the one that best fits your needs. There is no such thing as the perfect insurance plan; only the one that will be most beneficial for you.

The following are some of the most popular auto insurance companies around so you can get a head start on comparing rates that will meet your needs.

1) Allstate

One of the most popular auto insurance companies is Allstate. Allstate has been around for a long time, and people trust names that they recognize. The company is also one of the largest out there, offering a multitude of affordable services and options. The characteristics of an auto insurance policy that Allstate offers should be evaluated with others as well.

Pros of Allstatemost popular car insurance companies

Allstate is a favorite of many because the company is known for providing exceptional customer service.The people there are known to be friendly and helpful, so having problems with them shouldn’t be a common occurrence. When they do arise, solutions come quick and customers stay happy.

One of the greatest benefits of Allstate is that they really treat their long-time customers well. Loyal customers are given various discounts and benefits, and they also offer lowered prices for people that have more than one type of insurance with them. Another nice thing about Allstate is they like to reward those who are very careful on the road. If you are accident-free, you will get discounts.

Cons of Allstate

There have been rumors that Allstate is harsher on female drivers than male drivers. Women have complained about getting higher raises on rates with the same offenses as their male counterparts. Whether this is true or not remains unclear, but if you are a female and you own a car, this is definitely something that you should consider before you commit to a plan. Because Allstate rewards careful drivers, those who get into accidents get their rates significantly increased, even if it is the first time it happens. This can be disappointing to people who feel that they were the victim.

The Final Word on Allstate

Allstate is a well-established company with some superb customer service, many options, and exclusive deals for loyal customers. There may be some gender bias within the company, however. Make sure you compare quotes online before you decide to go with any cheap auto insurance plan. Check out our more extensive Allstate auto insurance review for more information.

2) Geico

Who can resist an adorable little gecko with a charming English accent? Apparently, many can’t. Geico is quickly rising to the top in the auto insurance world and that may be due, in part, to their funny and creative commercials. But there are plenty of other reasons why people make Geico their choice in car insurance.

Pros of Geicothe most popular car insurance companies

One of the main strengths of getting your car insurance with Geico is the cost. The company is well-known for having some of the most affordable plans in the industry. Price will always have a lot of influence on a customer because most people have a limit to what they can afford. Even though a pricey auto insurance plan may be everything that you want, you will likely stick to the one that fits your budget and gives you just enough.

In addition to inexpensive quotes, Geico also has excellent customer service and good business practices. Long-time customers will be awarded with accident-forgiveness after staying with the company for five years and having a clean record, so no worries about increased rates.

Cons of Geico

A major complaint about Geico is that they do not usually renew your auto insurance after a contract period has ended. This can be an inconvenience to many as they will have to reapply for the same service. Reapplying will not guarantee you the rates you had before, and often they new prices will be higher than what you paid in the past.

The Final Word on Geico

Geico has some of the cheapest quotes in auto insurance. Just remember to apply again after your contract expires. Check out our more extensive Geico auto insurance review for more information.

3) Nationwide

This once small-scale company has expanded into a global business due to the dedication to their customers.
Nationwide stands behind its promise to satisfy customers unconditionally, hence the slogan “Nationwide is on your side.”

Pros of Nationwidepopular car insurance companies

Filing claims has never been easier with any auto insurance company. The Nationwide team is sincere and knowledgeable, assisting you at every step of the way. Like other car insurance companies, they also provide discounts for drivers who also have home insurance with them.

Nationwide offers services like the vanishing deductible, roadside assistance, and accident forgiveness. Their accident forgiveness plan will not increase your rates when you have your first accident, regardless of fault.

Cons of Nationwide

One issue in particular stands out with Nationwide auto insurance. The company’s rates fluctuate fairly regularly, and often they go up without any notice. It would be nice if customers could find out in advance so they can figure out if they want to make any changes to their plan.

The Final Word on Nationwide

A credible insurance provider with many bonus services and a hassle-free claims service. They like to adjust their rates so pay attention to your statements. Check out our more extensive Nationwide auto insurance company review for more information.

The auto insurance providers above are, by no means, the top three. They are some of the most commonly used, and many will find that other providers work better for them. Take your time to compare quotes and you will have no problems making your decision. Enter your ZIP code into our FREE auto insurance comparison tool to compare quotes right now!