Best Cheap Auto Insurance in Clifton, CO (2021)

The average Clifton, CO auto insurance rates are $276 per month. The minimum auto insurance in Clifton is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Clifton, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Clifton, CO for senior drivers are $1,940 per year
  • The most expensive auto insurance company in Clifton for teen drivers is Allstate
  • The cheapest auto insurance company in Clifton is GEICO

Clifton, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Clifton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clifton, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Clifton to other Colorado cities, including Fort Collins auto insurance rates, Colorado Springs auto insurance rates, and Arvada auto insurance rates to see how Clifton, Colorado auto insurance rates stack up.

Before you buy Clifton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clifton, Colorado auto insurance quotes.

Minimum Auto Insurance in Clifton, Colorado

Clifton, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clifton, Colorado.

Minimum Required Auto Insurance Coverage in Clifton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Clifton, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clifton, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clifton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,381 $3,150 $3,030 $3,064 $11,889 $12,477 $3,725 $3,761
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,534 $2,511 $2,297 $2,483 $9,671 $9,727 $2,784 $2,807
GEICO $1,347 $1,474 $1,426 $1,613 $4,225 $4,478 $1,236 $1,259
Liberty Mutual $1,548 $1,500 $1,316 $1,446 $4,708 $5,138 $1,566 $1,584
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,127 $1,989 $1,867 $1,858 $7,320 $8,170 $2,391 $2,323
State Farm $1,710 $1,710 $1,550 $1,550 $5,082 $6,409 $1,920 $2,282
USAA $1,982 $1,981 $1,889 $1,894 $4,940 $5,652 $2,541 $2,762

Cheap Clifton, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clifton, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Clifton, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Clifton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,889 $12,477
American Family $5,392 $7,258
Farmers $9,671 $9,727
GEICO $4,225 $4,478
Liberty Mutual $4,708 $5,138
Nationwide $4,935 $6,278
Progressive $7,320 $8,170
State Farm $5,082 $6,409
USAA $4,940 $5,652

Cheap Clifton, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Clifton, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clifton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,022 $2,022
Farmers $2,297 $2,483
GEICO $1,426 $1,613
Liberty Mutual $1,316 $1,446
Nationwide $1,754 $1,845
Progressive $1,867 $1,858
State Farm $1,550 $1,550
USAA $1,889 $1,894

Cheap Clifton, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clifton, Colorado compared to the annual auto insurance rates with a clean record in Clifton, Colorado.

Annual Clifton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,713 $5,432 $6,724 $5,370
American Family $2,414 $3,444 $4,471 $2,736
Farmers $3,672 $4,725 $4,664 $4,345
GEICO $1,510 $2,341 $2,722 $1,956
Liberty Mutual $2,065 $2,412 $2,499 $2,428
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,038 $4,251 $3,203 $3,530
State Farm $2,543 $3,011 $2,777 $2,777
USAA $2,163 $2,632 $4,590 $2,435

Cheap Clifton, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clifton, Colorado is not easy. Compare the annual rates for DUI auto insurance in Clifton, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Clifton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,724
American Family $4,471
Farmers $4,664
GEICO $2,722
Liberty Mutual $2,499
Nationwide $3,877
Progressive $3,203
State Farm $2,777
USAA $4,590

Cheap Clifton, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clifton, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clifton, Colorado

Insurance Company Poor Fair Good
Allstate $7,087 $5,463 $4,129
American Family $4,225 $3,029 $2,544
Farmers $5,057 $4,102 $3,896
GEICO $2,554 $2,132 $1,710
Liberty Mutual $3,348 $2,061 $1,644
Nationwide $3,525 $2,806 $2,447
Progressive $3,976 $3,406 $3,135
State Farm $3,855 $2,478 $1,998
USAA $4,369 $2,495 $2,001

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Cheap Clifton, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clifton, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Clifton, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clifton, Colorado

ZIP Code Average Annual Rates
81520 $3,083

Cheap Clifton, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Clifton, Colorado auto insurance. Find the cheapest annual Clifton, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clifton, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,560 $5,560
American Family $3,196 $3,336
Farmers $4,352 $4,352
GEICO $2,090 $2,174
Liberty Mutual $2,351 $2,351
Nationwide $2,926 $2,926
Progressive $3,506 $3,506
State Farm $2,708 $2,845
USAA $2,872 $3,038

Cheap Clifton, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clifton, Colorado? Check out the comparison of annual Clifton, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clifton, Colorado

Insurance Company Low Medium High
Allstate $5,328 $5,545 $5,807
American Family $3,084 $3,335 $3,379
Farmers $3,789 $4,285 $4,980
GEICO $1,937 $2,099 $2,361
Liberty Mutual $2,216 $2,342 $2,494
Nationwide $2,909 $2,928 $2,941
Progressive $3,233 $3,517 $3,767
State Farm $2,579 $2,779 $2,972
USAA $2,824 $2,955 $3,086

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Best By Category: Cheapest Auto Insurance in Clifton, Colorado

Compare the cheapest auto insurance companies in Clifton, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clifton, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Clifton, Colorado Auto Insurance Companies

What auto insurance companies in Clifton, Colorado are the cheapest? Compare the top Clifton, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clifton, Colorado

Insurance Company Average Annual Rates
Allstate $5,560
American Family $3,266
Farmers $4,352
GEICO $2,132
Liberty Mutual $2,351
Nationwide $2,926
Progressive $3,506
State Farm $2,777
USAA $2,955

What affects auto insurance rates in Clifton, Colorado?

There are a lot of reasons why auto insurance rates in Clifton, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clifton, Colorado. Many local factors may affect your Clifton auto insurance rates.

Clifton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clifton, Colorado commute length is 19.8 minutes according to City-Data.

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Compare Clifton, Colorado Auto Insurance Quotes

Before you buy Clifton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clifton, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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