Best Cheap Auto Insurance in Colorado Springs, CO (2021)

The average Colorado Springs, CO auto insurance rates are $342 per month. The minimum auto insurance in Colorado Springs is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Colorado Springs, Colorado, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Colorado Springs, Colorado is 25/50/15
  • The most expensive auto insurance company in Colorado Springs for teen drivers is Farmers
  • Average auto insurance rates in Colorado Springs, CO for senior drivers are $2,423 per year

Colorado Springs, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Colorado Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Colorado Springs, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Colorado Springs to other Colorado cities, including Westminster auto insurance rates, Lakewood auto insurance rates, and Thornton auto insurance rates to see how Colorado Springs, Colorado auto insurance rates stack up.

Before you buy Colorado Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Colorado Springs, Colorado auto insurance quotes.

Minimum Auto Insurance in Colorado Springs, Colorado

Colorado Springs, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Colorado Springs, Colorado.

Minimum Required Auto Insurance Coverage in Colorado Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Colorado Springs, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Colorado Springs, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colorado Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,541 $3,315 $3,201 $3,232 $12,298 $12,913 $3,886 $3,898
American Family $2,587 $2,587 $2,332 $2,332 $6,278 $8,434 $2,587 $3,168
Farmers $3,397 $3,363 $3,082 $3,337 $12,860 $12,898 $3,715 $3,729
GEICO $2,216 $2,424 $2,368 $2,707 $6,966 $7,340 $2,023 $2,045
Liberty Mutual $1,833 $1,750 $1,573 $1,735 $5,718 $6,223 $1,844 $1,836
Nationwide $2,534 $2,576 $2,271 $2,396 $6,399 $8,169 $2,915 $3,144
Progressive $2,661 $2,488 $2,343 $2,330 $9,242 $10,317 $2,991 $2,901
State Farm $2,239 $2,239 $2,037 $2,037 $6,657 $8,403 $2,514 $2,975
USAA $2,245 $2,233 $2,151 $2,147 $5,709 $6,534 $2,885 $3,129

Cheap Colorado Springs, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Colorado Springs, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Colorado Springs, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Colorado Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,298 $12,913
American Family $6,278 $8,434
Farmers $12,860 $12,898
GEICO $6,966 $7,340
Liberty Mutual $5,718 $6,223
Nationwide $6,399 $8,169
Progressive $9,242 $10,317
State Farm $6,657 $8,403
USAA $5,709 $6,534

Cheap Colorado Springs, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Colorado Springs, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Colorado Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,232
American Family $2,332 $2,332
Farmers $3,082 $3,337
GEICO $2,368 $2,707
Liberty Mutual $1,573 $1,735
Nationwide $2,271 $2,396
Progressive $2,343 $2,330
State Farm $2,037 $2,037
USAA $2,151 $2,147

Cheap Colorado Springs, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Colorado Springs, Colorado compared to the annual auto insurance rates with a clean record in Colorado Springs, Colorado.

Annual Colorado Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,933 $5,679 $6,941 $5,589
American Family $2,802 $3,971 $5,203 $3,177
Farmers $4,896 $6,299 $6,215 $5,780
GEICO $2,466 $3,861 $4,493 $3,224
Liberty Mutual $2,473 $2,894 $2,984 $2,906
Nationwide $2,930 $3,994 $5,057 $3,221
Progressive $3,804 $5,383 $4,015 $4,435
State Farm $3,330 $3,945 $3,638 $3,638
USAA $2,463 $3,015 $5,263 $2,776

Cheap Colorado Springs, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Colorado Springs, Colorado is not easy. Compare the annual rates for DUI auto insurance in Colorado Springs, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Colorado Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,941
American Family $5,203
Farmers $6,215
GEICO $4,493
Liberty Mutual $2,984
Nationwide $5,057
Progressive $4,015
State Farm $3,638
USAA $5,263

Cheap Colorado Springs, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Colorado Springs, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Colorado Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,394 $5,682 $4,281
American Family $4,920 $3,504 $2,940
Farmers $6,746 $5,461 $5,187
GEICO $4,226 $3,511 $2,796
Liberty Mutual $4,010 $2,470 $1,963
Nationwide $4,595 $3,638 $3,168
Progressive $5,017 $4,283 $3,928
State Farm $5,043 $3,248 $2,622
USAA $4,987 $2,857 $2,294

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Cheap Colorado Springs, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Colorado Springs, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Colorado Springs, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Colorado Springs, Colorado

ZIP Code Average Annual Rates
80902 $3,844
80903 $3,876
80904 $3,716
80905 $3,841
80906 $3,787
80907 $3,654
80909 $3,847
80910 $3,968
80912 $3,810
80916 $4,028
80917 $3,806
80918 $3,729
80919 $3,617
80920 $3,583
80921 $3,632
80922 $3,734
80923 $3,696
80924 $3,696
80925 $3,781
80926 $3,814
80927 $3,828
80928 $3,891
80929 $3,904
80930 $3,915
80938 $3,787
80939 $3,780
80946 $3,806
80951 $3,792

Cheap Colorado Springs, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Colorado Springs, Colorado auto insurance. Find the cheapest annual Colorado Springs, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Colorado Springs, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,786 $5,786
American Family $3,706 $3,870
Farmers $5,798 $5,798
GEICO $3,436 $3,586
Liberty Mutual $2,814 $2,814
Nationwide $3,800 $3,800
Progressive $4,409 $4,409
State Farm $3,546 $3,729
USAA $3,283 $3,475

Cheap Colorado Springs, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Colorado Springs, Colorado? Check out the comparison of annual Colorado Springs, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colorado Springs, Colorado

Insurance Company Low Medium High
Allstate $5,422 $5,762 $6,172
American Family $3,586 $3,866 $3,912
Farmers $5,037 $5,710 $6,646
GEICO $3,108 $3,435 $3,990
Liberty Mutual $2,623 $2,801 $3,018
Nationwide $3,767 $3,801 $3,833
Progressive $4,005 $4,425 $4,798
State Farm $3,352 $3,640 $3,920
USAA $3,213 $3,380 $3,545

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Best By Category: Cheapest Auto Insurance in Colorado Springs, Colorado

Compare the cheapest auto insurance companies in Colorado Springs, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Colorado Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Colorado Springs, Colorado Auto Insurance Companies

What auto insurance companies in Colorado Springs, Colorado are the cheapest? Compare the top Colorado Springs, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Colorado Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,786
American Family $3,788
Farmers $5,798
GEICO $3,511
Liberty Mutual $2,814
Nationwide $3,800
Progressive $4,409
State Farm $3,638
USAA $3,379

What affects auto insurance rates in Colorado Springs, Colorado?

There are a lot of reasons why auto insurance rates in Colorado Springs, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Colorado Springs, Colorado. Many local factors may affect your Colorado Springs auto insurance rates.

Colorado Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Colorado Springs, Colorado commute length is 22.7 minutes according to City-Data.

Colorado Springs Traffic

How does Colorado Springs, Colorado rank for traffic? According to Inrix Colorado Springs, Colorado is the 536th most congested worldwide.

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Compare Colorado Springs, Colorado Auto Insurance Quotes

Before you buy Colorado Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Colorado Springs, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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