Best Cheap Auto Insurance in Littleton, CO (2021)

The average Littleton, CO auto insurance rates are $328 per month. The minimum auto insurance in Littleton is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Littleton, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Littleton, CO for senior drivers are $2,304 per year
  • The minimum auto insurance required in Littleton, Colorado is 25/50/15
  • The average commute length in Littleton is 26.4 minutes

Littleton, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Littleton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Littleton, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Littleton to other Colorado cities, including Westminster auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates to see how Littleton, Colorado auto insurance rates stack up.

Before you buy Littleton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Littleton, Colorado auto insurance quotes.

Minimum Auto Insurance in Littleton, Colorado

Littleton, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Littleton, Colorado.

Minimum Required Auto Insurance Coverage in Littleton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Littleton, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Littleton, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Littleton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,241 $3,017 $2,945 $2,971 $11,801 $12,436 $3,518 $3,509
American Family $2,616 $2,616 $2,360 $2,360 $6,343 $8,534 $2,616 $3,199
Farmers $3,064 $3,037 $2,773 $3,008 $11,974 $12,050 $3,352 $3,357
GEICO $1,986 $2,182 $2,151 $2,476 $6,324 $6,648 $1,809 $1,817
Liberty Mutual $1,856 $1,774 $1,583 $1,748 $6,142 $6,705 $1,876 $1,878
Nationwide $2,632 $2,674 $2,358 $2,486 $6,750 $8,611 $3,039 $3,277
Progressive $2,345 $2,188 $2,064 $2,053 $8,238 $9,173 $2,637 $2,552
State Farm $2,116 $2,116 $1,932 $1,932 $6,378 $8,029 $2,379 $2,822
USAA $2,228 $2,210 $2,140 $2,128 $5,745 $6,558 $2,862 $3,091

Cheap Littleton, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Littleton, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Littleton, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Littleton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,801 $12,436
American Family $6,343 $8,534
Farmers $11,974 $12,050
GEICO $6,324 $6,648
Liberty Mutual $6,142 $6,705
Nationwide $6,750 $8,611
Progressive $8,238 $9,173
State Farm $6,378 $8,029
USAA $5,745 $6,558

Cheap Littleton, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Littleton, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Littleton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,945 $2,971
American Family $2,360 $2,360
Farmers $2,773 $3,008
GEICO $2,151 $2,476
Liberty Mutual $1,583 $1,748
Nationwide $2,358 $2,486
Progressive $2,064 $2,053
State Farm $1,932 $1,932
USAA $2,140 $2,128

Cheap Littleton, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Littleton, Colorado compared to the annual auto insurance rates with a clean record in Littleton, Colorado.

Annual Littleton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,594 $5,322 $6,565 $5,239
American Family $2,834 $4,014 $5,261 $3,214
Farmers $4,497 $5,795 $5,716 $5,298
GEICO $2,217 $3,493 $4,102 $2,884
Liberty Mutual $2,595 $3,029 $3,117 $3,040
Nationwide $3,065 $4,181 $5,297 $3,371
Progressive $3,375 $4,762 $3,560 $3,928
State Farm $3,163 $3,763 $3,463 $3,463
USAA $2,451 $3,008 $5,261 $2,761

Cheap Littleton, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Littleton, Colorado is not easy. Compare the annual rates for DUI auto insurance in Littleton, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Littleton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $5,261
Farmers $5,716
GEICO $4,102
Liberty Mutual $3,117
Nationwide $5,297
Progressive $3,560
State Farm $3,463
USAA $5,261

Cheap Littleton, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Littleton, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Littleton, Colorado

Insurance Company Poor Fair Good
Allstate $6,917 $5,345 $4,028
American Family $4,968 $3,547 $2,978
Farmers $6,182 $5,026 $4,773
GEICO $3,817 $3,174 $2,531
Liberty Mutual $4,192 $2,589 $2,055
Nationwide $4,806 $3,813 $3,318
Progressive $4,426 $3,797 $3,496
State Farm $4,799 $3,093 $2,498
USAA $4,965 $2,853 $2,293

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Littleton, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Littleton, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Littleton, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Littleton, Colorado

ZIP Code Average Annual Rates
80120 $3,622
80125 $3,654

Cheap Littleton, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Littleton, Colorado auto insurance. Find the cheapest annual Littleton, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Littleton, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,430 $5,430
American Family $3,748 $3,914
Farmers $5,327 $5,327
GEICO $3,109 $3,239
Liberty Mutual $2,945 $2,945
Nationwide $3,979 $3,979
Progressive $3,906 $3,906
State Farm $3,376 $3,549
USAA $3,275 $3,466

Cheap Littleton, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Littleton, Colorado? Check out the comparison of annual Littleton, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Littleton, Colorado

Insurance Company Low Medium High
Allstate $5,099 $5,410 $5,781
American Family $3,616 $3,910 $3,966
Farmers $4,582 $5,239 $6,160
GEICO $2,785 $3,103 $3,635
Liberty Mutual $2,755 $2,934 $3,147
Nationwide $3,958 $3,983 $3,994
Progressive $3,584 $3,921 $4,213
State Farm $3,187 $3,465 $3,737
USAA $3,202 $3,371 $3,538

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Littleton, Colorado

Compare the cheapest auto insurance companies in Littleton, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Littleton, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Littleton, Colorado Auto Insurance Companies

What auto insurance companies in Littleton, Colorado are the cheapest? Compare the top Littleton, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Littleton, Colorado

Insurance Company Average Annual Rates
Allstate $5,430
American Family $3,831
Farmers $5,327
GEICO $3,174
Liberty Mutual $2,945
Nationwide $3,979
Progressive $3,906
State Farm $3,463
USAA $3,370

What affects auto insurance rates in Littleton, Colorado?

There are a lot of reasons why auto insurance rates in Littleton, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Littleton, Colorado. Many local factors may affect your Littleton auto insurance rates.

Littleton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Littleton, Colorado commute length is 26.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Littleton, Colorado Auto Insurance Quotes

Before you buy Littleton, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Littleton, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption