Best Cheap Auto Insurance in Rowlett, TX (2021)

The average Rowlett, TX auto insurance rates are $360 per month. The minimum auto insurance in Rowlett is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rowlett, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Rowlett for teen drivers is Allstate
  • The average commute length in Rowlett is 33.2 minutes
  • The cheapest auto insurance company in Rowlett is USAA

Rowlett, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rowlett can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rowlett, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rowlett to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Laredo auto insurance rates to see how Rowlett, Texas auto insurance rates stack up.

Before you buy Rowlett, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rowlett, Texas auto insurance quotes.

Minimum Auto Insurance in Rowlett, Texas

Rowlett, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rowlett, Texas.

Minimum Required Auto Insurance Coverage in Rowlett, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Rowlett, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rowlett, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rowlett, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,937 $3,957 $3,883 $3,883 $10,624 $12,782 $4,861 $5,042
American Family $3,277 $3,672 $3,083 $3,557 $9,024 $11,781 $4,784 $5,456
GEICO $2,774 $3,001 $2,675 $3,050 $6,202 $6,416 $3,010 $2,999
Nationwide $2,459 $2,497 $2,172 $2,297 $7,102 $9,104 $2,903 $3,138
Progressive $2,573 $2,459 $2,284 $2,330 $10,706 $11,952 $3,064 $3,123
State Farm $2,338 $2,338 $2,091 $2,091 $5,756 $7,360 $2,553 $2,624
USAA $1,666 $1,667 $1,599 $1,577 $4,750 $5,142 $2,212 $2,349

Cheap Rowlett, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rowlett, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rowlett, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rowlett, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,624 $12,782
American Family $9,024 $11,781
GEICO $6,202 $6,416
Nationwide $7,102 $9,104
Progressive $10,706 $11,952
State Farm $5,756 $7,360
USAA $4,750 $5,142

Cheap Rowlett, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rowlett, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rowlett, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $3,083 $3,557
GEICO $2,675 $3,050
Nationwide $2,172 $2,297
Progressive $2,284 $2,330
State Farm $2,091 $2,091
USAA $1,599 $1,577

Cheap Rowlett, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rowlett, Texas compared to the annual auto insurance rates with a clean record in Rowlett, Texas.

Annual Rowlett, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,698 $7,377 $7,713 $4,698
American Family $5,068 $6,499 $5,682 $5,068
GEICO $3,190 $4,242 $3,518 $4,113
Nationwide $3,434 $3,434 $5,089 $3,879
Progressive $4,194 $5,416 $4,904 $4,732
State Farm $2,998 $3,461 $4,117 $2,998
USAA $1,946 $2,891 $3,410 $2,235

Cheap Rowlett, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rowlett, Texas is not easy. Compare the annual rates for DUI auto insurance in Rowlett, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rowlett, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,713
American Family $5,682
GEICO $3,518
Nationwide $5,089
Progressive $4,904
State Farm $4,117
USAA $3,410

Cheap Rowlett, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rowlett, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rowlett, Texas

Insurance Company Poor Fair Good
Allstate $7,767 $5,705 $4,892
American Family $7,608 $4,881 $4,249
GEICO $5,830 $3,286 $2,181
Nationwide $4,746 $3,818 $3,314
Progressive $5,425 $4,678 $4,332
State Farm $4,802 $2,993 $2,387
USAA $3,833 $2,230 $1,798

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Cheap Rowlett, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rowlett, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rowlett, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rowlett, Texas

ZIP Code Average Annual Rates
75088 $6,380
75089 $6,331

Cheap Rowlett, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rowlett, Texas auto insurance. Find the cheapest annual Rowlett, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rowlett, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,968 $6,275
American Family $5,579 $5,579
GEICO $3,697 $3,835
Nationwide $3,959 $3,959
Progressive $4,812 $4,812
State Farm $3,394 $3,394
USAA $2,587 $2,653

Cheap Rowlett, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rowlett, Texas? Check out the comparison of annual Rowlett, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rowlett, Texas

Insurance Company Low Medium High
Allstate $5,975 $6,066 $6,323
American Family $5,167 $5,357 $6,214
GEICO $3,566 $3,724 $4,008
Nationwide $4,261 $3,791 $3,825
Progressive $4,602 $4,792 $5,041
State Farm $3,199 $3,382 $3,600
USAA $2,521 $2,609 $2,731

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Best By Category: Cheapest Auto Insurance in Rowlett, Texas

Compare the cheapest auto insurance companies in Rowlett, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rowlett, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Rowlett, Texas Auto Insurance Companies

What auto insurance companies in Rowlett, Texas are the cheapest? Compare the top Rowlett, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rowlett, Texas

Insurance Company Average Annual Rates
Allstate $6,121
American Family $5,579
GEICO $3,766
Nationwide $3,959
Progressive $4,812
State Farm $3,394
USAA $2,620

What affects auto insurance rates in Rowlett, Texas?

There are a lot of reasons why auto insurance rates in Rowlett, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rowlett, Texas. Many local factors may affect your Rowlett auto insurance rates.

Rowlett Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Rowlett, Texas auto theft statistics, there have been 74 auto thefts in the city.

Rowlett Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rowlett, Texas commute length is 33.2 minutes according to City-Data.

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Compare Rowlett, Texas Auto Insurance Quotes

Before you buy Rowlett, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rowlett, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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