Best Cheap Auto Insurance in Beaumont, TX (2022)

The average Beaumont, TX auto insurance rates are $358 per month. The minimum auto insurance in Beaumont is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Beaumont, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jan 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Beaumont, TX for senior drivers are $2,597 per year
  • The average commute length in Beaumont is 18.8 minutes
  • The minimum auto insurance required in Beaumont, Texas is 30/60/25

Beaumont, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Beaumont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beaumont, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Beaumont to other Texas cities, including Arlington auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Beaumont, Texas auto insurance rates stack up.

Before you buy Beaumont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beaumont, Texas auto insurance quotes.

Minimum Auto Insurance in Beaumont, Texas

Beaumont, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beaumont, Texas.

Minimum Required Auto Insurance Coverage in Beaumont, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Beaumont, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beaumont, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaumont, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,733 $3,757 $3,684 $3,684 $9,919 $11,944 $4,603 $4,780
American Family $3,008 $3,370 $2,868 $3,306 $8,499 $11,152 $4,425 $5,067
GEICO $2,777 $3,027 $2,717 $3,136 $6,256 $6,466 $3,012 $2,979
Nationwide $2,604 $2,645 $2,299 $2,432 $7,524 $9,652 $3,074 $3,325
Progressive $2,620 $2,467 $2,336 $2,378 $11,213 $12,502 $3,091 $3,116
State Farm $2,346 $2,346 $2,098 $2,098 $5,746 $7,342 $2,559 $2,631
USAA $1,745 $1,747 $1,675 $1,652 $4,977 $5,391 $2,318 $2,464

Cheap Beaumont, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beaumont, Texas is a challenge. It is a standard for companies in the car insurance industry to consider teens high-risk drivers. They have less driving experience and are less likely to be a safe driver, so providers see them as more likely to cause an auto accident. This demographic is not really one to see the lowest rates, but there are still some affordable insurers out there. Take a look at the annual teen auto insurance rates in Beaumont, Texas.

Annual Auto Insurance Rates for Teen Drivers in Beaumont, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,919 $11,944
American Family $8,499 $11,152
GEICO $6,256 $6,466
Nationwide $7,524 $9,652
Progressive $11,213 $12,502
State Farm $5,746 $7,342
USAA $4,977 $5,391

Cheap Beaumont, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Beaumont, Texas? The years of driving experience seniors have lets them see a more affordable price. Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beaumont, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,684 $3,684
American Family $2,868 $3,306
GEICO $2,717 $3,136
Nationwide $2,299 $2,432
Progressive $2,336 $2,378
State Farm $2,098 $2,098
USAA $1,675 $1,652

Cheap Beaumont, Texas Auto Insurance By Driving Record

Your driving record has a big impact on your auto insurance rates. A record that shows years of safe driving will yield more affordable car insurance rates than one that has an accident history, speeding ticket, or multiple traffic tickets, for example. See the annual auto insurance rates for a bad record in Beaumont, Texas compared to the annual auto insurance rates with a clean driving record in Beaumont, Texas.

Annual Beaumont, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,447 $6,933 $7,225 $4,447
American Family $4,718 $6,099 $5,313 $4,718
GEICO $3,216 $4,296 $3,528 $4,144
Nationwide $3,636 $3,636 $5,396 $4,109
Progressive $4,323 $5,623 $5,052 $4,863
State Farm $3,003 $3,463 $4,115 $3,003
USAA $2,039 $3,031 $3,573 $2,342

Cheap Beaumont, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beaumont, Texas is not easy. Compare the annual rates for DUI auto insurance in Beaumont, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Beaumont, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,225
American Family $5,313
GEICO $3,528
Nationwide $5,396
Progressive $5,052
State Farm $4,115
USAA $3,573

Cheap Beaumont, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. Your credit rating really does matter in terms of finding affordable auto insurance. Poor credit can increase your annual premium significantly. See how Beaumont, Texas annual auto insurance rates by credit history compare. See how Beaumont, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beaumont, Texas

Insurance Company Poor Fair Good
Allstate $7,326 $5,366 $4,597
American Family $7,116 $4,550 $3,969
GEICO $5,878 $3,313 $2,198
Nationwide $5,033 $4,043 $3,507
Progressive $5,579 $4,834 $4,483
State Farm $4,800 $2,996 $2,392
USAA $4,019 $2,337 $1,884

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Beaumont, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beaumont, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Beaumont, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beaumont, Texas

ZIP Code Average Annual Rates
77701 $6,397
77702 $6,412
77703 $6,474
77705 $6,573
77706 $6,339
77707 $6,411
77708 $6,386
77713 $6,257

Cheap Beaumont, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Beaumont, Texas auto insurance. Find the cheapest annual Beaumont, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beaumont, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,619 $5,907
American Family $5,212 $5,212
GEICO $3,727 $3,866
Nationwide $4,194 $4,194
Progressive $4,965 $4,965
State Farm $3,396 $3,396
USAA $2,711 $2,781

Cheap Beaumont, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beaumont, Texas? Check out the comparison of annual Beaumont, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaumont, Texas

Insurance Company Low Medium High
Allstate $5,616 $5,708 $5,965
American Family $4,852 $5,010 $5,774
GEICO $3,562 $3,738 $4,089
Nationwide $4,513 $4,015 $4,054
Progressive $4,696 $4,938 $5,262
State Farm $3,198 $3,382 $3,608
USAA $2,641 $2,734 $2,864

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Beaumont, Texas

Compare the cheapest auto insurance companies in Beaumont, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beaumont, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Beaumont, Texas Auto Insurance Companies

What auto insurance companies in Beaumont, Texas are the cheapest? Compare the top Beaumont, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beaumont, Texas

Insurance Company Average Annual Rates
Allstate $5,763
American Family $5,212
GEICO $3,796
Nationwide $4,194
Progressive $4,965
State Farm $3,396
USAA $2,746

What affects auto insurance rates in Beaumont, Texas?

There are a lot of reasons why auto insurance rates in Beaumont, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beaumont, Texas. Many local factors may affect your Beaumont auto insurance rates.

Beaumont Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Beaumont, Texas auto theft statistics, there have been 410 auto thefts in the city.

Beaumont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beaumont, Texas commute length is 18.8 minutes according to City-Data.

Beaumont Traffic

How does Beaumont, Texas rank for traffic? According to Inrix Beaumont, Texas is the 748th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Beaumont, Texas Auto Insurance Quotes

Before you buy Beaumont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beaumont, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption