Best Cheap Auto Insurance in Beaumont, TX (2022)
The average Beaumont, TX auto insurance rates are $358 per month. The minimum auto insurance in Beaumont is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Beaumont, Texas, compare quotes from multiple companies.
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UPDATED: Jun 29, 2022
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Table of Contents
- Average auto insurance rates in Beaumont, TX for senior drivers are $2,597 per year
- The average commute length in Beaumont is 18.8 minutes
- The minimum auto insurance required in Beaumont, Texas is 30/60/25
Beaumont, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Beaumont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beaumont, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Beaumont to other Texas cities, including Arlington auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Beaumont, Texas auto insurance rates stack up.
More: Best Cheap Auto Insurance in Coahoma, TX (2022)
Before you buy Beaumont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beaumont, Texas auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Beaumont, Texas
Beaumont, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beaumont, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Beaumont, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Beaumont, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,733 | $3,757 | $3,684 | $3,684 | $9,919 | $11,944 | $4,603 | $4,780 |
| American Family | $3,008 | $3,370 | $2,868 | $3,306 | $8,499 | $11,152 | $4,425 | $5,067 |
| GEICO | $2,777 | $3,027 | $2,717 | $3,136 | $6,256 | $6,466 | $3,012 | $2,979 |
| Nationwide | $2,604 | $2,645 | $2,299 | $2,432 | $7,524 | $9,652 | $3,074 | $3,325 |
| Progressive | $2,620 | $2,467 | $2,336 | $2,378 | $11,213 | $12,502 | $3,091 | $3,116 |
| State Farm | $2,346 | $2,346 | $2,098 | $2,098 | $5,746 | $7,342 | $2,559 | $2,631 |
| USAA | $1,745 | $1,747 | $1,675 | $1,652 | $4,977 | $5,391 | $2,318 | $2,464 |
Cheap Beaumont, Texas Auto Insurance for Teen Drivers
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Finding cheap teen auto insurance in Beaumont, Texas is a challenge. It is a standard for companies in the car insurance industry to consider teens high-risk drivers. They have less driving experience and are less likely to be a safe driver, so providers see them as more likely to cause an auto accident. This demographic is not really one to see the lowest rates, but there are still some affordable insurers out there. Take a look at the annual teen auto insurance rates in Beaumont, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,919 | $11,944 |
| American Family | $8,499 | $11,152 |
| GEICO | $6,256 | $6,466 |
| Nationwide | $7,524 | $9,652 |
| Progressive | $11,213 | $12,502 |
| State Farm | $5,746 | $7,342 |
| USAA | $4,977 | $5,391 |
Cheap Beaumont, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Beaumont, Texas? The years of driving experience seniors have lets them see a more affordable price. Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,684 | $3,684 |
| American Family | $2,868 | $3,306 |
| GEICO | $2,717 | $3,136 |
| Nationwide | $2,299 | $2,432 |
| Progressive | $2,336 | $2,378 |
| State Farm | $2,098 | $2,098 |
| USAA | $1,675 | $1,652 |
Cheap Beaumont, Texas Auto Insurance By Driving Record
Your driving record has a big impact on your auto insurance rates. A record that shows years of safe driving will yield more affordable car insurance rates than one that has an accident history, speeding ticket, or multiple traffic tickets, for example. See the annual auto insurance rates for a bad record in Beaumont, Texas compared to the annual auto insurance rates with a clean driving record in Beaumont, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,447 | $6,933 | $7,225 | $4,447 |
| American Family | $4,718 | $6,099 | $5,313 | $4,718 |
| GEICO | $3,216 | $4,296 | $3,528 | $4,144 |
| Nationwide | $3,636 | $3,636 | $5,396 | $4,109 |
| Progressive | $4,323 | $5,623 | $5,052 | $4,863 |
| State Farm | $3,003 | $3,463 | $4,115 | $3,003 |
| USAA | $2,039 | $3,031 | $3,573 | $2,342 |
Cheap Beaumont, Texas Auto Insurance Rates After a DUI
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Finding cheap auto insurance after a DUI in Beaumont, Texas is not easy. Compare the annual rates for DUI auto insurance in Beaumont, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,225 |
| American Family | $5,313 |
| GEICO | $3,528 |
| Nationwide | $5,396 |
| Progressive | $5,052 |
| State Farm | $4,115 |
| USAA | $3,573 |
Cheap Beaumont, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. Your credit rating really does matter in terms of finding affordable auto insurance. Poor credit can increase your annual premium significantly. See how Beaumont, Texas annual auto insurance rates by credit history compare. See how Beaumont, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,326 | $5,366 | $4,597 |
| American Family | $7,116 | $4,550 | $3,969 |
| GEICO | $5,878 | $3,313 | $2,198 |
| Nationwide | $5,033 | $4,043 | $3,507 |
| Progressive | $5,579 | $4,834 | $4,483 |
| State Farm | $4,800 | $2,996 | $2,392 |
| USAA | $4,019 | $2,337 | $1,884 |
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Cheap Beaumont, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Beaumont, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Beaumont, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 77701 | $6,397 |
| 77702 | $6,412 |
| 77703 | $6,474 |
| 77705 | $6,573 |
| 77706 | $6,339 |
| 77707 | $6,411 |
| 77708 | $6,386 |
| 77713 | $6,257 |
Cheap Beaumont, Texas Auto Insurance Rates By Commute
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Commute length and annual mileage affect Beaumont, Texas auto insurance. Find the cheapest annual Beaumont, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,619 | $5,907 |
| American Family | $5,212 | $5,212 |
| GEICO | $3,727 | $3,866 |
| Nationwide | $4,194 | $4,194 |
| Progressive | $4,965 | $4,965 |
| State Farm | $3,396 | $3,396 |
| USAA | $2,711 | $2,781 |
Cheap Beaumont, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Beaumont, Texas? Check out the comparison of annual Beaumont, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,616 | $5,708 | $5,965 |
| American Family | $4,852 | $5,010 | $5,774 |
| GEICO | $3,562 | $3,738 | $4,089 |
| Nationwide | $4,513 | $4,015 | $4,054 |
| Progressive | $4,696 | $4,938 | $5,262 |
| State Farm | $3,198 | $3,382 | $3,608 |
| USAA | $2,641 | $2,734 | $2,864 |
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Best By Category: Cheapest Auto Insurance in Beaumont, Texas
Compare the cheapest auto insurance companies in Beaumont, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | GEICO |
| With 1 Speeding Violation | USAA |
The Cheapest Beaumont, Texas Auto Insurance Companies
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What auto insurance companies in Beaumont, Texas are the cheapest? Compare the top Beaumont, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,763 |
| American Family | $5,212 |
| GEICO | $3,796 |
| Nationwide | $4,194 |
| Progressive | $4,965 |
| State Farm | $3,396 |
| USAA | $2,746 |
What affects auto insurance rates in Beaumont, Texas?
There are a lot of reasons why auto insurance rates in Beaumont, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beaumont, Texas. Many local factors may affect your Beaumont auto insurance rates.
Beaumont Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Beaumont, Texas auto theft statistics, there have been 410 auto thefts in the city.
Beaumont Commute Time
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Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beaumont, Texas commute length is 18.8 minutes according to City-Data.
Beaumont Traffic
How does Beaumont, Texas rank for traffic? According to Inrix Beaumont, Texas is the 748th most congested worldwide.
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Compare Beaumont, Texas Auto Insurance Quotes
Before you buy Beaumont, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beaumont, Texas auto insurance quotes.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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