Best Cheap Auto Insurance in Spring, TX (2021)

The average Spring, TX auto insurance rates are $357 per month. The minimum auto insurance in Spring is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Spring, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Spring is USAA
  • Average auto insurance rates in Spring, TX for senior drivers are $2,585 per year
  • The minimum auto insurance required in Spring, Texas is 30/60/25

Spring, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Spring can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Spring to other Texas cities, including Corpus Christi auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates to see how Spring, Texas auto insurance rates stack up.

Before you buy Spring, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring, Texas auto insurance quotes.

Minimum Auto Insurance in Spring, Texas

Spring, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring, Texas.

Minimum Required Auto Insurance Coverage in Spring, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spring, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,606 $3,627 $3,558 $3,558 $9,647 $11,610 $4,449 $4,617
American Family $3,451 $3,894 $3,325 $3,861 $10,113 $13,171 $5,156 $5,891
GEICO $2,697 $2,933 $2,634 $3,029 $6,063 $6,249 $2,922 $2,889
Nationwide $2,428 $2,465 $2,145 $2,268 $6,983 $8,952 $2,863 $3,095
Progressive $2,483 $2,360 $2,218 $2,255 $10,672 $11,930 $2,955 $3,007
State Farm $2,296 $2,296 $2,052 $2,052 $5,620 $7,181 $2,504 $2,576
USAA $1,693 $1,694 $1,625 $1,604 $4,836 $5,236 $2,251 $2,392

Cheap Spring, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring, Texas is a challenge. Take a look at the annual teen auto insurance rates in Spring, Texas.

Annual Auto Insurance Rates for Teen Drivers in Spring, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,647 $11,610
American Family $10,113 $13,171
GEICO $6,063 $6,249
Nationwide $6,983 $8,952
Progressive $10,672 $11,930
State Farm $5,620 $7,181
USAA $4,836 $5,236

Cheap Spring, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Spring, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,558 $3,558
American Family $3,325 $3,861
GEICO $2,634 $3,029
Nationwide $2,145 $2,268
Progressive $2,218 $2,255
State Farm $2,052 $2,052
USAA $1,625 $1,604

Cheap Spring, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring, Texas compared to the annual auto insurance rates with a clean record in Spring, Texas.

Annual Spring, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,299 $6,720 $7,018 $4,299
American Family $5,527 $7,147 $6,231 $5,527
GEICO $3,116 $4,158 $3,422 $4,013
Nationwide $3,383 $3,383 $5,012 $3,821
Progressive $4,125 $5,356 $4,816 $4,643
State Farm $2,938 $3,388 $4,025 $2,938
USAA $1,979 $2,941 $3,472 $2,273

Cheap Spring, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring, Texas is not easy. Compare the annual rates for DUI auto insurance in Spring, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,018
American Family $6,231
GEICO $3,422
Nationwide $5,012
Progressive $4,816
State Farm $4,025
USAA $3,472

Cheap Spring, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring, Texas

Insurance Company Poor Fair Good
Allstate $7,089 $5,203 $4,460
American Family $8,249 $5,386 $4,689
GEICO $5,690 $3,210 $2,132
Nationwide $4,674 $3,760 $3,265
Progressive $5,314 $4,611 $4,279
State Farm $4,699 $2,930 $2,338
USAA $3,897 $2,270 $1,831

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Cheap Spring, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Spring, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring, Texas

ZIP Code Average Annual Rates
77373 $6,769
77379 $6,611
77380 $6,081
77388 $6,497
77389 $6,588

Cheap Spring, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring, Texas auto insurance. Find the cheapest annual Spring, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,445 $5,723
American Family $6,108 $6,108
GEICO $3,611 $3,743
Nationwide $3,900 $3,900
Progressive $4,735 $4,735
State Farm $3,322 $3,322
USAA $2,633 $2,700

Cheap Spring, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring, Texas? Check out the comparison of annual Spring, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring, Texas

Insurance Company Low Medium High
Allstate $5,447 $5,533 $5,772
American Family $5,623 $5,843 $6,858
GEICO $3,458 $3,627 $3,947
Nationwide $4,197 $3,735 $3,766
Progressive $4,522 $4,716 $4,967
State Farm $3,137 $3,314 $3,515
USAA $2,564 $2,654 $2,781

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Best By Category: Cheapest Auto Insurance in Spring, Texas

Compare the cheapest auto insurance companies in Spring, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Spring, Texas Auto Insurance Companies

What auto insurance companies in Spring, Texas are the cheapest? Compare the top Spring, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring, Texas

Insurance Company Average Annual Rates
Allstate $5,584
American Family $6,108
GEICO $3,677
Nationwide $3,900
Progressive $4,735
State Farm $3,322
USAA $2,666

What affects auto insurance rates in Spring, Texas?

There are a lot of reasons why auto insurance rates in Spring, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring, Texas. Many local factors may affect your Spring auto insurance rates.

Spring Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring, Texas commute length is 24.2 minutes according to City-Data.

Spring Traffic

How does Spring, Texas rank for traffic? According to Inrix Spring, Texas is the 536th most congested worldwide.

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Compare Spring, Texas Auto Insurance Quotes

Before you buy Spring, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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