Best Cheap Auto Insurance in Mineral Wells, TX (2021)

The average Mineral Wells, TX auto insurance rates are $318 per month. The minimum auto insurance in Mineral Wells is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mineral Wells, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Mineral Wells for teen drivers is Progressive
  • Average auto insurance rates in Mineral Wells, TX for senior drivers are $2,327 per year
  • The cheapest auto insurance company in Mineral Wells is USAA

Mineral Wells, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mineral Wells can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mineral Wells, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mineral Wells to other Texas cities, including Corpus Christi auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates to see how Mineral Wells, Texas auto insurance rates stack up.

Before you buy Mineral Wells, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mineral Wells, Texas auto insurance quotes.

Minimum Auto Insurance in Mineral Wells, Texas

Mineral Wells, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mineral Wells, Texas.

Minimum Required Auto Insurance Coverage in Mineral Wells, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mineral Wells, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mineral Wells, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mineral Wells, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,179 $3,207 $3,138 $3,138 $8,398 $10,129 $3,927 $4,092
American Family $3,637 $3,969 $3,067 $3,454 $7,565 $10,039 $4,850 $5,497
GEICO $2,326 $2,498 $2,220 $2,498 $5,032 $5,245 $2,517 $2,527
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,332 $2,256 $2,058 $2,106 $9,254 $10,340 $2,790 $2,870
State Farm $1,940 $1,940 $1,731 $1,731 $4,728 $6,044 $2,115 $2,182
USAA $1,547 $1,558 $1,476 $1,468 $4,292 $4,682 $2,058 $2,212

Cheap Mineral Wells, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mineral Wells, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mineral Wells, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mineral Wells, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,398 $10,129
American Family $7,565 $10,039
GEICO $5,032 $5,245
Nationwide $7,023 $9,050
Progressive $9,254 $10,340
State Farm $4,728 $6,044
USAA $4,292 $4,682

Cheap Mineral Wells, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mineral Wells, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mineral Wells, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,138 $3,138
American Family $3,067 $3,454
GEICO $2,220 $2,498
Nationwide $2,181 $2,316
Progressive $2,058 $2,106
State Farm $1,731 $1,731
USAA $1,476 $1,468

Cheap Mineral Wells, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mineral Wells, Texas compared to the annual auto insurance rates with a clean record in Mineral Wells, Texas.

Annual Mineral Wells, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,856 $6,128 $3,810
American Family $4,847 $6,031 $5,313 $4,847
GEICO $2,639 $3,469 $2,923 $3,400
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $3,714 $4,746 $4,344 $4,198
State Farm $2,482 $2,856 $3,386 $2,482
USAA $1,802 $2,653 $3,124 $2,068

Cheap Mineral Wells, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mineral Wells, Texas is not easy. Compare the annual rates for DUI auto insurance in Mineral Wells, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mineral Wells, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,128
American Family $5,313
GEICO $2,923
Nationwide $5,100
Progressive $4,344
State Farm $3,386
USAA $3,124

Cheap Mineral Wells, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mineral Wells, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mineral Wells, Texas

Insurance Company Poor Fair Good
Allstate $6,221 $4,569 $3,913
American Family $7,508 $4,436 $3,835
GEICO $4,791 $2,717 $1,816
Nationwide $4,749 $3,805 $3,307
Progressive $4,818 $4,125 $3,809
State Farm $3,965 $2,470 $1,969
USAA $3,550 $2,043 $1,642

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Cheap Mineral Wells, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mineral Wells, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mineral Wells, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mineral Wells, Texas

ZIP Code Average Annual Rates
76067 $5,485

Cheap Mineral Wells, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mineral Wells, Texas auto insurance. Find the cheapest annual Mineral Wells, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mineral Wells, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,787 $5,015
American Family $5,260 $5,260
GEICO $3,048 $3,167
Nationwide $3,953 $3,953
Progressive $4,251 $4,251
State Farm $2,801 $2,801
USAA $2,381 $2,442

Cheap Mineral Wells, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mineral Wells, Texas? Check out the comparison of annual Mineral Wells, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mineral Wells, Texas

Insurance Company Low Medium High
Allstate $4,786 $4,858 $5,059
American Family $5,012 $5,128 $5,640
GEICO $2,958 $3,073 $3,292
Nationwide $4,283 $3,782 $3,795
Progressive $4,101 $4,237 $4,414
State Farm $2,665 $2,797 $2,942
USAA $2,333 $2,403 $2,499

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Best By Category: Cheapest Auto Insurance in Mineral Wells, Texas

Compare the cheapest auto insurance companies in Mineral Wells, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mineral Wells, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mineral Wells, Texas Auto Insurance Companies

What auto insurance companies in Mineral Wells, Texas are the cheapest? Compare the top Mineral Wells, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mineral Wells, Texas

Insurance Company Average Annual Rates
Allstate $4,901
American Family $5,260
GEICO $3,108
Nationwide $3,953
Progressive $4,251
State Farm $2,801
USAA $2,412

What affects auto insurance rates in Mineral Wells, Texas?

There are a lot of reasons why auto insurance rates in Mineral Wells, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mineral Wells, Texas. Many local factors may affect your Mineral Wells auto insurance rates.

Mineral Wells Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mineral Wells, Texas auto theft statistics, there have been 29 auto thefts in the city.

Mineral Wells Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mineral Wells, Texas commute length is 23.1 minutes according to City-Data.

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Compare Mineral Wells, Texas Auto Insurance Quotes

Before you buy Mineral Wells, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mineral Wells, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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