Best Cheap Auto Insurance in Sanger, TX (2021)

The average Sanger, TX auto insurance rates are $301 per month. The minimum auto insurance in Sanger is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sanger, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Sanger, TX for senior drivers are $2,191 per year
  • The cheapest auto insurance company in Sanger is USAA
  • The minimum auto insurance required in Sanger, Texas is 30/60/25

Sanger, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sanger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sanger, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sanger to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Sanger, Texas auto insurance rates stack up.

Before you buy Sanger, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sanger, Texas auto insurance quotes.

Minimum Auto Insurance in Sanger, Texas

Sanger, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sanger, Texas.

Minimum Required Auto Insurance Coverage in Sanger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sanger, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sanger, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sanger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,179 $3,206 $3,136 $3,136 $8,531 $10,304 $3,945 $4,113
American Family $2,669 $2,978 $2,513 $2,884 $7,212 $9,427 $3,859 $4,400
GEICO $2,346 $2,535 $2,263 $2,574 $5,179 $5,362 $2,542 $2,533
Nationwide $2,175 $2,209 $1,925 $2,034 $6,195 $7,941 $2,559 $2,766
Progressive $2,113 $2,008 $1,892 $1,923 $8,949 $9,985 $2,502 $2,541
State Farm $1,945 $1,945 $1,738 $1,738 $4,770 $6,098 $2,123 $2,185
USAA $1,536 $1,535 $1,473 $1,450 $4,426 $4,792 $2,043 $2,169

Cheap Sanger, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sanger, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sanger, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sanger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,531 $10,304
American Family $7,212 $9,427
GEICO $5,179 $5,362
Nationwide $6,195 $7,941
Progressive $8,949 $9,985
State Farm $4,770 $6,098
USAA $4,426 $4,792

Cheap Sanger, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sanger, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sanger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,136 $3,136
American Family $2,513 $2,884
GEICO $2,263 $2,574
Nationwide $1,925 $2,034
Progressive $1,892 $1,923
State Farm $1,738 $1,738
USAA $1,473 $1,450

Cheap Sanger, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sanger, Texas compared to the annual auto insurance rates with a clean record in Sanger, Texas.

Annual Sanger, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,823 $5,924 $6,204 $3,823
American Family $4,087 $5,224 $4,573 $4,087
GEICO $2,688 $3,558 $2,963 $3,458
Nationwide $3,017 $3,017 $4,462 $3,405
Progressive $3,482 $4,505 $4,056 $3,912
State Farm $2,492 $2,874 $3,414 $2,492
USAA $1,802 $2,676 $3,165 $2,069

Cheap Sanger, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sanger, Texas is not easy. Compare the annual rates for DUI auto insurance in Sanger, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sanger, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,204
American Family $4,573
GEICO $2,963
Nationwide $4,462
Progressive $4,056
State Farm $3,414
USAA $3,165

Cheap Sanger, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sanger, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sanger, Texas

Insurance Company Poor Fair Good
Allstate $6,270 $4,611 $3,951
American Family $6,152 $3,913 $3,414
GEICO $4,884 $2,768 $1,848
Nationwide $4,159 $3,351 $2,916
Progressive $4,475 $3,885 $3,607
State Farm $3,988 $2,485 $1,981
USAA $3,549 $2,067 $1,668

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Cheap Sanger, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sanger, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sanger, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sanger, Texas

ZIP Code Average Annual Rates
76266 $5,351

Cheap Sanger, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sanger, Texas auto insurance. Find the cheapest annual Sanger, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sanger, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,826 $5,062
American Family $4,493 $4,493
GEICO $3,108 $3,225
Nationwide $3,475 $3,475
Progressive $3,989 $3,989
State Farm $2,818 $2,818
USAA $2,398 $2,458

Cheap Sanger, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sanger, Texas? Check out the comparison of annual Sanger, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sanger, Texas

Insurance Company Low Medium High
Allstate $4,850 $4,909 $5,072
American Family $4,188 $4,332 $4,960
GEICO $2,998 $3,129 $3,373
Nationwide $3,739 $3,330 $3,357
Progressive $3,805 $3,972 $4,190
State Farm $2,664 $2,810 $2,980
USAA $2,340 $2,418 $2,526

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Best By Category: Cheapest Auto Insurance in Sanger, Texas

Compare the cheapest auto insurance companies in Sanger, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sanger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Sanger, Texas Auto Insurance Companies

What auto insurance companies in Sanger, Texas are the cheapest? Compare the top Sanger, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sanger, Texas

Insurance Company Average Annual Rates
Allstate $4,944
American Family $4,493
GEICO $3,167
Nationwide $3,475
Progressive $3,989
State Farm $2,818
USAA $2,428

What affects auto insurance rates in Sanger, Texas?

There are a lot of reasons why auto insurance rates in Sanger, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sanger, Texas. Many local factors may affect your Sanger auto insurance rates.

Sanger Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sanger, Texas auto theft statistics, there have been 12 auto thefts in the city.

Sanger Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sanger, Texas commute length is 31.7 minutes according to City-Data.

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Compare Sanger, Texas Auto Insurance Quotes

Before you buy Sanger, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sanger, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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