Best Cheap Auto Insurance in Edinburg, TX (2021)

The average Edinburg, TX auto insurance rates are $382 per month. The minimum auto insurance in Edinburg is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Edinburg, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Edinburg is 19.4 minutes
  • The most expensive auto insurance company in Edinburg for teen drivers is Progressive
  • Average auto insurance rates in Edinburg, TX for senior drivers are $2,834 per year

Edinburg, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Edinburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Edinburg, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Edinburg to other Texas cities, including Corpus Christi auto insurance rates, Dallas auto insurance rates, and Laredo auto insurance rates to see how Edinburg, Texas auto insurance rates stack up.

Before you buy Edinburg, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Edinburg, Texas auto insurance quotes.

Minimum Auto Insurance in Edinburg, Texas

Edinburg, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Edinburg, Texas.

Minimum Required Auto Insurance Coverage in Edinburg, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Edinburg, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Edinburg, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Edinburg, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,097 $4,156 $4,051 $4,051 $10,221 $12,405 $5,057 $5,302
American Family $2,977 $3,329 $2,785 $3,208 $8,004 $10,399 $4,307 $4,892
GEICO $2,815 $3,077 $2,804 $3,286 $6,076 $6,124 $3,017 $2,892
Nationwide $3,615 $3,687 $3,181 $3,388 $10,001 $12,950 $4,224 $4,594
Progressive $2,885 $2,733 $2,541 $2,606 $11,425 $12,701 $3,386 $3,394
State Farm $2,152 $2,152 $1,911 $1,911 $5,099 $6,477 $2,336 $2,396
USAA $2,052 $2,085 $1,968 $1,984 $5,562 $6,095 $2,755 $2,987

Cheap Edinburg, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Edinburg, Texas is a challenge. Take a look at the annual teen auto insurance rates in Edinburg, Texas.

Annual Auto Insurance Rates for Teen Drivers in Edinburg, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,221 $12,405
American Family $8,004 $10,399
GEICO $6,076 $6,124
Nationwide $10,001 $12,950
Progressive $11,425 $12,701
State Farm $5,099 $6,477
USAA $5,562 $6,095

Cheap Edinburg, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Edinburg, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Edinburg, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,051 $4,051
American Family $2,785 $3,208
GEICO $2,804 $3,286
Nationwide $3,181 $3,388
Progressive $2,541 $2,606
State Farm $1,911 $1,911
USAA $1,968 $1,984

Cheap Edinburg, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Edinburg, Texas compared to the annual auto insurance rates with a clean record in Edinburg, Texas.

Annual Edinburg, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,898 $7,316 $7,558 $4,898
American Family $4,549 $5,778 $5,074 $4,549
GEICO $3,185 $4,207 $3,509 $4,145
Nationwide $4,924 $4,924 $7,384 $5,588
Progressive $4,539 $5,845 $5,326 $5,125
State Farm $2,716 $3,112 $3,674 $2,716
USAA $2,379 $3,515 $4,114 $2,735

Cheap Edinburg, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Edinburg, Texas is not easy. Compare the annual rates for DUI auto insurance in Edinburg, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Edinburg, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,558
American Family $5,074
GEICO $3,509
Nationwide $7,384
Progressive $5,326
State Farm $3,674
USAA $4,114

Cheap Edinburg, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Edinburg, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Edinburg, Texas

Insurance Company Poor Fair Good
Allstate $7,880 $5,731 $4,892
American Family $6,797 $4,364 $3,802
GEICO $5,823 $3,282 $2,178
Nationwide $6,899 $5,471 $4,746
Progressive $5,920 $5,051 $4,656
State Farm $4,329 $2,691 $2,143
USAA $4,666 $2,708 $2,184

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Edinburg, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Edinburg, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Edinburg, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Edinburg, Texas

ZIP Code Average Annual Rates
78539 $6,715
78541 $6,874
78542 $6,697

Cheap Edinburg, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Edinburg, Texas auto insurance. Find the cheapest annual Edinburg, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Edinburg, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,023 $6,312
American Family $4,988 $4,988
GEICO $3,682 $3,840
Nationwide $5,705 $5,705
Progressive $5,209 $5,209
State Farm $3,054 $3,054
USAA $3,144 $3,228

Cheap Edinburg, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Edinburg, Texas? Check out the comparison of annual Edinburg, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Edinburg, Texas

Insurance Company Low Medium High
Allstate $6,017 $6,111 $6,375
American Family $4,566 $4,753 $5,644
GEICO $3,420 $3,655 $4,210
Nationwide $6,048 $5,446 $5,621
Progressive $4,843 $5,173 $5,610
State Farm $2,853 $3,030 $3,280
USAA $3,048 $3,166 $3,344

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Edinburg, Texas

Compare the cheapest auto insurance companies in Edinburg, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Edinburg, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

The Cheapest Edinburg, Texas Auto Insurance Companies

What auto insurance companies in Edinburg, Texas are the cheapest? Compare the top Edinburg, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Edinburg, Texas

Insurance Company Average Annual Rates
Allstate $6,168
American Family $4,988
GEICO $3,761
Nationwide $5,705
Progressive $5,209
State Farm $3,054
USAA $3,186

What affects auto insurance rates in Edinburg, Texas?

There are a lot of reasons why auto insurance rates in Edinburg, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Edinburg, Texas. Many local factors may affect your Edinburg auto insurance rates.

Edinburg Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Edinburg, Texas auto theft statistics, there have been 74 auto thefts in the city.

Edinburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Edinburg, Texas commute length is 19.4 minutes according to City-Data.

Edinburg Traffic

How does Edinburg, Texas rank for traffic? According to Inrix Edinburg, Texas is the 112th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Edinburg, Texas Auto Insurance Quotes

Before you buy Edinburg, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Edinburg, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption