Best Cheap Auto Insurance in Forney, TX (2021)

The average Forney, TX auto insurance rates are $341 per month. The minimum auto insurance in Forney is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Forney, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Forney is 38.0 minutes
  • The most expensive auto insurance company in Forney for teen drivers is Allstate
  • The cheapest auto insurance company in Forney is USAA

Forney, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Forney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Forney, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Forney to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates to see how Forney, Texas auto insurance rates stack up.

Before you buy Forney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Forney, Texas auto insurance quotes.

Minimum Auto Insurance in Forney, Texas

Forney, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Forney, Texas.

Minimum Required Auto Insurance Coverage in Forney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Forney, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Forney, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Forney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,879 $3,900 $3,825 $3,825 $10,421 $12,534 $4,784 $4,965
American Family $2,580 $2,871 $2,426 $2,777 $6,929 $9,108 $3,719 $4,252
GEICO $2,701 $2,928 $2,613 $2,986 $6,064 $6,269 $2,932 $2,918
Nationwide $2,484 $2,523 $2,193 $2,319 $7,198 $9,229 $2,934 $3,173
Progressive $2,460 $2,331 $2,187 $2,230 $10,320 $11,505 $2,910 $2,951
State Farm $2,228 $2,228 $1,990 $1,990 $5,469 $6,991 $2,432 $2,503
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

Cheap Forney, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Forney, Texas is a challenge. Take a look at the annual teen auto insurance rates in Forney, Texas.

Annual Auto Insurance Rates for Teen Drivers in Forney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,534
American Family $6,929 $9,108
GEICO $6,064 $6,269
Nationwide $7,198 $9,229
Progressive $10,320 $11,505
State Farm $5,469 $6,991
USAA $5,038 $5,470

Cheap Forney, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Forney, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Forney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,825
American Family $2,426 $2,777
GEICO $2,613 $2,986
Nationwide $2,193 $2,319
Progressive $2,187 $2,230
State Farm $1,990 $1,990
USAA $1,694 $1,675

Cheap Forney, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Forney, Texas compared to the annual auto insurance rates with a clean record in Forney, Texas.

Annual Forney, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,627 $7,238 $7,576 $4,627
American Family $3,941 $5,041 $4,410 $3,941
GEICO $3,115 $4,149 $3,430 $4,012
Nationwide $3,474 $3,474 $5,153 $3,925
Progressive $4,021 $5,202 $4,697 $4,527
State Farm $2,855 $3,293 $3,912 $2,855
USAA $2,070 $3,072 $3,627 $2,378

Cheap Forney, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Forney, Texas is not easy. Compare the annual rates for DUI auto insurance in Forney, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Forney, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,576
American Family $4,410
GEICO $3,430
Nationwide $5,153
Progressive $4,697
State Farm $3,912
USAA $3,627

Cheap Forney, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Forney, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Forney, Texas

Insurance Company Poor Fair Good
Allstate $7,626 $5,611 $4,813
American Family $5,962 $3,753 $3,284
GEICO $5,689 $3,209 $2,131
Nationwide $4,803 $3,864 $3,353
Progressive $5,192 $4,487 $4,157
State Farm $4,573 $2,846 $2,267
USAA $4,086 $2,368 $1,906

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Cheap Forney, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Forney, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Forney, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Forney, Texas

ZIP Code Average Annual Rates
75126 $6,022

Cheap Forney, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Forney, Texas auto insurance. Find the cheapest annual Forney, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Forney, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,867 $6,167
American Family $4,333 $4,333
GEICO $3,610 $3,743
Nationwide $4,007 $4,007
Progressive $4,612 $4,612
State Farm $3,229 $3,229
USAA $2,751 $2,822

Cheap Forney, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Forney, Texas? Check out the comparison of annual Forney, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Forney, Texas

Insurance Company Low Medium High
Allstate $5,875 $5,963 $6,212
American Family $4,058 $4,186 $4,754
GEICO $3,478 $3,635 $3,916
Nationwide $4,312 $3,835 $3,873
Progressive $4,396 $4,589 $4,851
State Farm $3,053 $3,219 $3,415
USAA $2,685 $2,775 $2,900

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Best By Category: Cheapest Auto Insurance in Forney, Texas

Compare the cheapest auto insurance companies in Forney, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Forney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Forney, Texas Auto Insurance Companies

What auto insurance companies in Forney, Texas are the cheapest? Compare the top Forney, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Forney, Texas

Insurance Company Average Annual Rates
Allstate $6,017
American Family $4,333
GEICO $3,676
Nationwide $4,007
Progressive $4,612
State Farm $3,229
USAA $2,787

What affects auto insurance rates in Forney, Texas?

There are a lot of reasons why auto insurance rates in Forney, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Forney, Texas. Many local factors may affect your Forney auto insurance rates.

Forney Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Forney, Texas auto theft statistics, there have been 27 auto thefts in the city.

Forney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Forney, Texas commute length is 38.0 minutes according to City-Data.

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Compare Forney, Texas Auto Insurance Quotes

Before you buy Forney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Forney, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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