Best Cheap Auto Insurance in Lufkin, TX (2021)

The average Lufkin, TX auto insurance rates are $317 per month. The minimum auto insurance in Lufkin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lufkin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lufkin is 15.9 minutes
  • The most expensive auto insurance company in Lufkin for teen drivers is Progressive
  • The minimum auto insurance required in Lufkin, Texas is 30/60/25

Lufkin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lufkin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lufkin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lufkin to other Texas cities, including Arlington auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates to see how Lufkin, Texas auto insurance rates stack up.

Before you buy Lufkin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lufkin, Texas auto insurance quotes.

Minimum Auto Insurance in Lufkin, Texas

Lufkin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lufkin, Texas.

Minimum Required Auto Insurance Coverage in Lufkin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lufkin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lufkin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lufkin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,303 $2,563 $2,173 $2,485 $6,138 $8,014 $3,307 $3,765
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,507 $2,349 $2,230 $2,274 $10,489 $11,664 $2,932 $2,935
State Farm $2,100 $2,100 $1,870 $1,870 $5,074 $6,477 $2,286 $2,358
USAA $1,641 $1,647 $1,569 $1,552 $4,674 $5,082 $2,186 $2,337

Cheap Lufkin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lufkin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lufkin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lufkin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,138 $8,014
GEICO $5,244 $5,489
Nationwide $6,714 $8,614
Progressive $10,489 $11,664
State Farm $5,074 $6,477
USAA $4,674 $5,082

Cheap Lufkin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lufkin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lufkin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,173 $2,485
GEICO $2,321 $2,620
Nationwide $2,092 $2,213
Progressive $2,230 $2,274
State Farm $1,870 $1,870
USAA $1,569 $1,552

Cheap Lufkin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lufkin, Texas compared to the annual auto insurance rates with a clean record in Lufkin, Texas.

Annual Lufkin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,514 $4,439 $3,908 $3,514
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,072 $5,283 $4,759 $4,576
State Farm $2,677 $3,076 $3,638 $2,677
USAA $1,924 $2,849 $3,362 $2,209

Cheap Lufkin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lufkin, Texas is not easy. Compare the annual rates for DUI auto insurance in Lufkin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lufkin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
American Family $3,908
GEICO $3,035
Nationwide $4,847
Progressive $4,759
State Farm $3,638
USAA $3,362

Cheap Lufkin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lufkin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lufkin, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,265 $3,337 $2,929
GEICO $4,996 $2,829 $1,888
Nationwide $4,528 $3,636 $3,158
Progressive $5,263 $4,545 $4,209
State Farm $4,274 $2,659 $2,118
USAA $3,796 $2,195 $1,766

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Cheap Lufkin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lufkin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lufkin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lufkin, Texas

ZIP Code Average Annual Rates
75901 $5,678
75904 $5,715

Cheap Lufkin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lufkin, Texas auto insurance. Find the cheapest annual Lufkin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lufkin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,398 $5,663
American Family $3,844 $3,844
GEICO $3,177 $3,298
Nationwide $3,774 $3,774
Progressive $4,672 $4,672
State Farm $3,017 $3,017
USAA $2,553 $2,618

Cheap Lufkin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lufkin, Texas? Check out the comparison of annual Lufkin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lufkin, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,563 $3,700 $4,268
GEICO $3,077 $3,198 $3,439
Nationwide $4,056 $3,611 $3,655
Progressive $4,380 $4,641 $4,997
State Farm $2,863 $3,006 $3,182
USAA $2,498 $2,575 $2,685

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Best By Category: Cheapest Auto Insurance in Lufkin, Texas

Compare the cheapest auto insurance companies in Lufkin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lufkin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lufkin, Texas Auto Insurance Companies

What auto insurance companies in Lufkin, Texas are the cheapest? Compare the top Lufkin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lufkin, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $3,844
GEICO $3,238
Nationwide $3,774
Progressive $4,672
State Farm $3,017
USAA $2,586

What affects auto insurance rates in Lufkin, Texas?

There are a lot of reasons why auto insurance rates in Lufkin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lufkin, Texas. Many local factors may affect your Lufkin auto insurance rates.

Lufkin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lufkin, Texas auto theft statistics, there have been 76 auto thefts in the city.

Lufkin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lufkin, Texas commute length is 15.9 minutes according to City-Data.

Lufkin Traffic

How does Lufkin, Texas rank for traffic? According to Inrix Lufkin, Texas is the 904th most congested worldwide.

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Compare Lufkin, Texas Auto Insurance Quotes

Before you buy Lufkin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lufkin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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