Best Cheap Auto Insurance in Granbury, TX (2021)

The average Granbury, TX auto insurance rates are $303 per month. The minimum auto insurance in Granbury is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Granbury, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Granbury for teen drivers is Progressive
  • The cheapest auto insurance company in Granbury is USAA
  • Average auto insurance rates in Granbury, TX for senior drivers are $2,202 per year

Granbury, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Granbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Granbury, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Granbury to other Texas cities, including San Antonio auto insurance rates, Austin auto insurance rates, and Dallas auto insurance rates to see how Granbury, Texas auto insurance rates stack up.

Before you buy Granbury, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Granbury, Texas auto insurance quotes.

Minimum Auto Insurance in Granbury, Texas

Granbury, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Granbury, Texas.

Minimum Required Auto Insurance Coverage in Granbury, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Granbury, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Granbury, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granbury, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,303 $2,548 $2,131 $2,425 $5,842 $7,664 $3,250 $3,699
GEICO $2,307 $2,488 $2,231 $2,519 $5,068 $5,280 $2,494 $2,497
Nationwide $2,730 $2,778 $2,407 $2,551 $7,853 $10,095 $3,218 $3,485
Progressive $2,234 $2,127 $1,987 $2,026 $9,220 $10,278 $2,645 $2,688
State Farm $1,912 $1,912 $1,705 $1,705 $4,628 $5,907 $2,083 $2,146
USAA $1,490 $1,499 $1,424 $1,414 $4,141 $4,511 $1,980 $2,123

Cheap Granbury, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Granbury, Texas is a challenge. Take a look at the annual teen auto insurance rates in Granbury, Texas.

Annual Auto Insurance Rates for Teen Drivers in Granbury, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $5,842 $7,664
GEICO $5,068 $5,280
Nationwide $7,853 $10,095
Progressive $9,220 $10,278
State Farm $4,628 $5,907
USAA $4,141 $4,511

Cheap Granbury, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Granbury, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Granbury, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,131 $2,425
GEICO $2,231 $2,519
Nationwide $2,407 $2,551
Progressive $1,987 $2,026
State Farm $1,705 $1,705
USAA $1,424 $1,414

Cheap Granbury, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Granbury, Texas compared to the annual auto insurance rates with a clean record in Granbury, Texas.

Annual Granbury, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,416 $4,308 $3,791 $3,416
GEICO $2,642 $3,500 $2,910 $3,391
Nationwide $3,801 $3,801 $5,656 $4,300
Progressive $3,624 $4,670 $4,229 $4,079
State Farm $2,439 $2,803 $3,319 $2,439
USAA $1,735 $2,556 $3,010 $1,990

Cheap Granbury, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Granbury, Texas is not easy. Compare the annual rates for DUI auto insurance in Granbury, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Granbury, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $3,791
GEICO $2,910
Nationwide $5,656
Progressive $4,229
State Farm $3,319
USAA $3,010

Cheap Granbury, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Granbury, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Granbury, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,164 $3,215 $2,818
GEICO $4,795 $2,719 $1,817
Nationwide $5,276 $4,227 $3,666
Progressive $4,677 $4,036 $3,739
State Farm $3,893 $2,424 $1,933
USAA $3,412 $1,971 $1,586

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Cheap Granbury, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Granbury, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Granbury, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Granbury, Texas

ZIP Code Average Annual Rates
76048 $5,388
76049 $5,347

Cheap Granbury, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Granbury, Texas auto insurance. Find the cheapest annual Granbury, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Granbury, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,850 $5,087
American Family $3,733 $3,733
GEICO $3,056 $3,165
Nationwide $4,390 $4,390
Progressive $4,151 $4,151
State Farm $2,750 $2,750
USAA $2,293 $2,352

Cheap Granbury, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Granbury, Texas? Check out the comparison of annual Granbury, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granbury, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,491 $3,607 $4,100
GEICO $2,961 $3,080 $3,291
Nationwide $4,740 $4,200 $4,228
Progressive $3,965 $4,132 $4,355
State Farm $2,609 $2,745 $2,895
USAA $2,244 $2,314 $2,410

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Best By Category: Cheapest Auto Insurance in Granbury, Texas

Compare the cheapest auto insurance companies in Granbury, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Granbury, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Granbury, Texas Auto Insurance Companies

What auto insurance companies in Granbury, Texas are the cheapest? Compare the top Granbury, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Granbury, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $3,733
GEICO $3,111
Nationwide $4,390
Progressive $4,151
State Farm $2,750
USAA $2,323

What affects auto insurance rates in Granbury, Texas?

There are a lot of reasons why auto insurance rates in Granbury, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Granbury, Texas. Many local factors may affect your Granbury auto insurance rates.

Granbury Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Granbury, Texas auto theft statistics, there have been 15 auto thefts in the city.

Granbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Granbury, Texas commute length is 27.2 minutes according to City-Data.

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Compare Granbury, Texas Auto Insurance Quotes

Before you buy Granbury, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Granbury, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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