Best Cheap Auto Insurance in Early, TX (2021)

The average Early, TX auto insurance rates are $296 per month. The minimum auto insurance in Early is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Early, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Early, Texas is 30/60/25
  • Average auto insurance rates in Early, TX for senior drivers are $2,177 per year
  • The cheapest auto insurance company in Early is USAA

Early, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Early can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Early, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Early to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates to see how Early, Texas auto insurance rates stack up.

Before you buy Early, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Early, Texas auto insurance quotes.

Minimum Auto Insurance in Early, Texas

Early, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Early, Texas.

Minimum Required Auto Insurance Coverage in Early, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Early, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Early, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Early, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,675 $2,942 $2,394 $2,712 $6,345 $8,386 $3,699 $4,212
GEICO $2,128 $2,271 $2,014 $2,242 $4,499 $4,703 $2,298 $2,316
Nationwide $2,331 $2,385 $2,050 $2,187 $6,450 $8,358 $2,720 $2,959
Progressive $2,235 $2,168 $1,969 $2,017 $8,753 $9,791 $2,676 $2,761
State Farm $1,841 $1,841 $1,633 $1,633 $4,316 $5,486 $1,995 $2,061
USAA $1,409 $1,422 $1,341 $1,337 $3,878 $4,240 $1,875 $2,021

Cheap Early, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Early, Texas is a challenge. Take a look at the annual teen auto insurance rates in Early, Texas.

Annual Auto Insurance Rates for Teen Drivers in Early, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,345 $8,386
GEICO $4,499 $4,703
Nationwide $6,450 $8,358
Progressive $8,753 $9,791
State Farm $4,316 $5,486
USAA $3,878 $4,240

Cheap Early, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Early, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Early, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,394 $2,712
GEICO $2,014 $2,242
Nationwide $2,050 $2,187
Progressive $1,969 $2,017
State Farm $1,633 $1,633
USAA $1,341 $1,337

Cheap Early, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Early, Texas compared to the annual auto insurance rates with a clean record in Early, Texas.

Annual Early, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,818 $4,817 $4,230 $3,818
GEICO $2,389 $3,113 $2,656 $3,078
Nationwide $3,178 $3,178 $4,762 $3,604
Progressive $3,539 $4,508 $4,140 $3,999
State Farm $2,321 $2,649 $3,111 $2,321
USAA $1,641 $2,405 $2,835 $1,882

Cheap Early, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Early, Texas is not easy. Compare the annual rates for DUI auto insurance in Early, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Early, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $4,230
GEICO $2,656
Nationwide $4,762
Progressive $4,140
State Farm $3,111
USAA $2,835

Cheap Early, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Early, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Early, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $5,849 $3,559 $3,104
GEICO $4,318 $2,458 $1,650
Nationwide $4,426 $3,535 $3,080
Progressive $4,594 $3,924 $3,620
State Farm $3,684 $2,292 $1,826
USAA $3,230 $1,854 $1,488

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Cheap Early, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Early, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Early, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Early, Texas

ZIP Code Average Annual Rates
76802 $5,155

Cheap Early, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Early, Texas auto insurance. Find the cheapest annual Early, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Early, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,171 $4,171
GEICO $2,754 $2,864
Nationwide $3,680 $3,680
Progressive $4,046 $4,046
State Farm $2,601 $2,601
USAA $2,163 $2,218

Cheap Early, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Early, Texas? Check out the comparison of annual Early, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Early, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $3,963 $4,066 $4,483
GEICO $2,685 $2,780 $2,963
Nationwide $4,011 $3,518 $3,511
Progressive $3,916 $4,034 $4,189
State Farm $2,478 $2,594 $2,730
USAA $2,125 $2,183 $2,263

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Best By Category: Cheapest Auto Insurance in Early, Texas

Compare the cheapest auto insurance companies in Early, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Early, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Early, Texas Auto Insurance Companies

What auto insurance companies in Early, Texas are the cheapest? Compare the top Early, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Early, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,171
GEICO $2,809
Nationwide $3,680
Progressive $4,046
State Farm $2,601
USAA $2,190

What affects auto insurance rates in Early, Texas?

There are a lot of reasons why auto insurance rates in Early, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Early, Texas. Many local factors may affect your Early auto insurance rates.

Early Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Early, Texas auto theft statistics, there have been 3 auto thefts in the city.

Early Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Early, Texas commute length is 14.2 minutes according to City-Data.

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Compare Early, Texas Auto Insurance Quotes

Before you buy Early, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Early, Texas auto insurance quotes.

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