Best Cheap Auto Insurance in Brownsville, TX (2021)

On average, Brownsville, TX auto insurance rates are $498/mo. However, Brownsville, TX auto insurance quotes vary for each driver. The cheapest auto insurance company in Brownsville is State Farm. Regardless of what company you're with, you'll need to meet the minimum Texas car insurance requirements of 30/60/25. Compare the best companies to find the cheapest Brownsville, TX car insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • On average, Brownsville, TX auto insurance rates are $498/mo or $5,977/yr
  • The cheapest auto insurance company in Brownsville, TX, is State Farm
  • Various factors determine auto insurance, such as age and credit history

How much is auto insurance in Brownsville, TX? Brownsville, TX auto insurance rates are $498 per month, which is $161 more expensive than the Texas auto insurance average and $170 more than the national average.

You can save on Brownsville, Texas auto insurance quotes by shopping around, comparing rates, and looking for discounts, and we can help.

Below you’ll find information on how to get cheap auto insurance in Brownsville, TX, for every age, credit history, and driving record.

Monthly Brownsville, TX Car Insurance Rates by ZIP Code

Check out the monthly Brownsville, TX auto insurance rates by ZIP Code below:

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Brownsville, TX Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Brownsville, TX stack up against other top metro auto insurance rates? We’ve got your answer below.

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Ready to find affordable Brownsville, TX auto insurance? Enter your ZIP code above to get started.

What is the cheapest auto insurance company in Brownsville, TX?

The least expensive auto insurance company in Brownsville, based on average rates, is State Farm.

Which Brownsville, TX auto insurance company has the cheapest rates? And how do those rates compare against the average Texas auto insurance company rates? We’ve got the answers below.

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The best car insurance companies in Brownsville, TX, ranked from cheapest to most expensive are:

  • State Farm – $2,941
  • USAA – $3,013
  • GEICO – $3,156
  • American Family – $4,435
  • Progressive – $4,864
  • Nationwide – $5,447
  • Allstate – $5,598

There are a lot of factors that determine your auto insurance rates. The cheapest company for you depends on age, gender, driving record, credit score, and coverage level.

Location is also a factor. The ZIP code with the cheapest Brownsville, TX car insurance is 78586, but the most expensive ZIP code is 78520.

Brownsville, TX auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Brownsville auto insurance rates. Find the cheapest Brownsville, TX auto insurance rates by coverage level below:

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Your credit score will play a major role in your Brownsville auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Brownsville, TX auto insurance rates by credit score below.

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Your driving record will play a major role in your Brownsville auto insurance rates. For example, other factors aside, a Brownsville, Texas DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Brownsville, TX auto insurance rates by driving record.

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Factors affecting auto insurance rates in Brownsville, TX may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Brownsville, Texas auto insurance.

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These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Texas does use gender, so check out the average monthly auto insurance rates by age and gender in Brownsville, TX.

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What are the auto insurance requirements in Brownsville, TX?

All Brownsville drivers have to meet the Texas state law minimum requirements for auto insurance.

In Texas, you have to carry at least:

  • $30,000 per person and $60,000 per incident for bodily injury liability
  • $25,000 per incident for property damage

Texas is an at-fault state, which means an at-fault driver must use their auto insurance policy to pay for the no-fault driver’s bodily injury and property damage from the collision.

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What affects auto insurance rates in Brownsville, TX?

We talked about some of the significant factors that affect auto insurance, but what about the factors you may not notice.

Your car insurance provider considers how much you drive your vehicle and your city’s theft rates.

According to City-Data, the average commute time in Brownsville, TX is 18 minutes, but the national average is around 23 to 25 minutes.

Auto theft in Brownsville, TX can impact comprehensive insurance. The latest FBI statistics report that Brownsville had 121 vehicle thefts in 2019. Therefore, you may get a break on full coverage rates.

Brownsville, TX weather may also be a factor. In 2019, Brownsville had 12 hurricane disasters, so comprehensive coverage may be a good option to add to your policy.

Brownsville, TX Auto Insurance: What’s the bottom line?

Brownsville, TX auto insurance has a massive average compared to the national average. If you’re a teen or young adult driver, you could pay even more for auto insurance.

The best way to secure cheap Brownsville, TX auto insurance is through discounts. If you don’t qualify for savings, keep shopping around until you can get an affordable policy.

Before you buy Brownsville, TX auto insurance, be sure you’ve checked out rates with multiple companies. Enter your ZIP code below to get fast, free auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Monthly Brownsville, TX Auto Insurance Rates by ZIP Code
Brownsville, TX Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Monthly Brownsville, TX Auto Insurance Rates by ZIP Code
Brownsville, TX Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Brownsville, TX Auto Insurance Rates by Company vs. City Average
Brownsville, TX Auto Insurance Rates by Company and Age
The Cheapest Brownsville, TX Auto Insurance Rates by Coverage Level
The Cheapest Brownsville, TX Auto Insurance Rates by Credit Score
The Cheapest Brownsville, TX Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Brownsville, TX
Average Monthly Auto Insurance Rates by Age & Gender in Brownsville, TX
Brownsville, TX Auto Insurance Rates by Company vs. City Average
Brownsville, TX Auto Insurance Rates by Company and Age
The Cheapest Brownsville, TX Auto Insurance Rates by Coverage Level
The Cheapest Brownsville, TX Auto Insurance Rates by Credit Score
The Cheapest Brownsville, TX Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Brownsville, TX
Average Monthly Auto Insurance Rates by Age & Gender in Brownsville, TX