Best Cheap Auto Insurance in Rankin, TX (2021)

The average Rankin, TX auto insurance rates are $294 per month. The minimum auto insurance in Rankin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Rankin, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Rankin, Texas is 30/60/25
  • The most expensive auto insurance company in Rankin for teen drivers is Allstate
  • Average auto insurance rates in Rankin, TX for senior drivers are $2,169 per year

Rankin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Rankin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rankin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Rankin to other Texas cities, including Austin auto insurance rates, Arlington auto insurance rates, and Corpus Christi auto insurance rates to see how Rankin, Texas auto insurance rates stack up.

Before you buy Rankin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rankin, Texas auto insurance quotes.

Minimum Auto Insurance in Rankin, Texas

Rankin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rankin, Texas.

Minimum Required Auto Insurance Coverage in Rankin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rankin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Rankin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Rankin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,721 $3,018 $2,536 $2,894 $7,203 $9,548 $3,902 $4,478
GEICO $2,313 $2,475 $2,180 $2,444 $4,971 $5,178 $2,509 $2,526
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $1,943 $1,866 $1,725 $1,760 $7,748 $8,664 $2,305 $2,361
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Rankin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Rankin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Rankin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Rankin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $7,203 $9,548
GEICO $4,971 $5,178
Nationwide $6,574 $8,492
Progressive $7,748 $8,664
State Farm $3,870 $4,905
USAA $3,831 $4,232

Cheap Rankin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Rankin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Rankin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,536 $2,894
GEICO $2,180 $2,444
Nationwide $2,123 $2,259
Progressive $1,725 $1,760
State Farm $1,491 $1,491
USAA $1,368 $1,383

Cheap Rankin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rankin, Texas compared to the annual auto insurance rates with a clean record in Rankin, Texas.

Annual Rankin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $4,135 $5,267 $4,613 $4,135
GEICO $2,611 $3,412 $2,904 $3,372
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $3,104 $3,969 $3,622 $3,491
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,675 $2,433 $2,864 $1,922

Cheap Rankin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Rankin, Texas is not easy. Compare the annual rates for DUI auto insurance in Rankin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Rankin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $4,613
GEICO $2,904
Nationwide $4,857
Progressive $3,622
State Farm $2,800
USAA $2,864

Cheap Rankin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Rankin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Rankin, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,287 $3,898 $3,428
GEICO $4,738 $2,688 $1,797
Nationwide $4,539 $3,619 $3,149
Progressive $4,011 $3,444 $3,185
State Farm $3,334 $2,075 $1,653
USAA $3,300 $1,873 $1,498

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Rankin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Rankin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Rankin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Rankin, Texas

ZIP Code Average Annual Rates
79778 $5,099

Cheap Rankin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Rankin, Texas auto insurance. Find the cheapest annual Rankin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Rankin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,538 $4,538
GEICO $3,012 $3,137
Nationwide $3,769 $3,769
Progressive $3,547 $3,547
State Farm $2,354 $2,354
USAA $2,195 $2,252

Cheap Rankin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Rankin, Texas? Check out the comparison of annual Rankin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Rankin, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,273 $4,405 $4,935
GEICO $2,932 $3,041 $3,251
Nationwide $4,078 $3,605 $3,624
Progressive $3,398 $3,533 $3,709
State Farm $2,250 $2,348 $2,464
USAA $2,165 $2,217 $2,290

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Rankin, Texas

Compare the cheapest auto insurance companies in Rankin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Rankin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Rankin, Texas Auto Insurance Companies

What auto insurance companies in Rankin, Texas are the cheapest? Compare the top Rankin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Rankin, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,538
GEICO $3,074
Nationwide $3,769
Progressive $3,547
State Farm $2,354
USAA $2,224

What affects auto insurance rates in Rankin, Texas?

There are a lot of reasons why auto insurance rates in Rankin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rankin, Texas. Many local factors may affect your Rankin auto insurance rates.

Rankin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rankin, Texas commute length is 23.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Rankin, Texas Auto Insurance Quotes

Before you buy Rankin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rankin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption