Best Cheap Auto Insurance in Pecos, TX (2021)

The average Pecos, TX auto insurance rates are $304 per month. The minimum auto insurance in Pecos is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pecos, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pecos is State Farm
  • The average commute length in Pecos is 19.2 minutes
  • The most expensive auto insurance company in Pecos for teen drivers is Progressive

Pecos, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pecos can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pecos, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pecos to other Texas cities, including Fort Worth auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how Pecos, Texas auto insurance rates stack up.

Before you buy Pecos, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pecos, Texas auto insurance quotes.

Minimum Auto Insurance in Pecos, Texas

Pecos, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pecos, Texas.

Minimum Required Auto Insurance Coverage in Pecos, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pecos, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pecos, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pecos, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,743 $3,037 $2,554 $2,909 $7,255 $9,680 $3,930 $4,527
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,341 $2,224 $2,094 $2,129 $9,963 $11,119 $2,776 $2,814
State Farm $1,643 $1,643 $1,455 $1,455 $3,796 $4,815 $1,777 $1,838
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Pecos, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pecos, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pecos, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pecos, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,255 $9,680
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $9,963 $11,119
State Farm $3,796 $4,815
USAA $4,016 $4,444

Cheap Pecos, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pecos, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pecos, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,554 $2,909
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $2,094 $2,129
State Farm $1,455 $1,455
USAA $1,441 $1,460

Cheap Pecos, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pecos, Texas compared to the annual auto insurance rates with a clean record in Pecos, Texas.

Annual Pecos, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,176 $5,313 $4,653 $4,176
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,864 $5,010 $4,508 $4,347
State Farm $2,062 $2,344 $2,743 $2,062
USAA $1,765 $2,561 $3,015 $2,025

Cheap Pecos, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pecos, Texas is not easy. Compare the annual rates for DUI auto insurance in Pecos, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pecos, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $4,653
GEICO $2,589
Nationwide $4,733
Progressive $4,508
State Farm $2,743
USAA $3,015

Cheap Pecos, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pecos, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pecos, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,372 $3,912 $3,454
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $4,975 $4,316 $4,006
State Farm $3,260 $2,030 $1,618
USAA $3,481 $1,970 $1,573

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Cheap Pecos, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pecos, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pecos, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pecos, Texas

ZIP Code Average Annual Rates
79772 $5,409

Cheap Pecos, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pecos, Texas auto insurance. Find the cheapest annual Pecos, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pecos, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,579 $4,579
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $4,432 $4,432
State Farm $2,303 $2,303
USAA $2,311 $2,372

Cheap Pecos, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pecos, Texas? Check out the comparison of annual Pecos, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pecos, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,317 $4,446 $4,976
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $4,211 $4,413 $4,673
State Farm $2,200 $2,297 $2,410
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Pecos, Texas

Compare the cheapest auto insurance companies in Pecos, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pecos, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pecos, Texas Auto Insurance Companies

What auto insurance companies in Pecos, Texas are the cheapest? Compare the top Pecos, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pecos, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,579
GEICO $2,721
Nationwide $3,684
Progressive $4,432
State Farm $2,303
USAA $2,341

What affects auto insurance rates in Pecos, Texas?

There are a lot of reasons why auto insurance rates in Pecos, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pecos, Texas. Many local factors may affect your Pecos auto insurance rates.

Pecos Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pecos, Texas auto theft statistics, there have been 3 auto thefts in the city.

Pecos Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pecos, Texas commute length is 19.2 minutes according to City-Data.

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Compare Pecos, Texas Auto Insurance Quotes

Before you buy Pecos, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pecos, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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