Best Cheap Auto Insurance in Pasadena, TX (2021)

On average, Pasadena, TX auto insurance quotes cost $371 per month or $4,453 annually. However, rates vary based on your age, driving record, and coverage needs. The cheapest Pasadena, TX auto insurance company is USAA, followed by State Farm. All Pasadena, TX auto insurance must meet the Texas minimum state requirements of 30/60/25 in liability coverage.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average Pasadena, TX auto insurance rates are $371 per month or $4,453 per year
  • USAA offers the cheapest quotes in Pasadena, followed by State Farm
  • Traffic congestion from Houston impacts your Pasadena auto insurance costs

Pasadena, Texas auto insurance rates are typical compared to the rest of the state. On average, Pasadena, TX auto insurance costs $371 per month or $4,453 annually.

Below, compare actual rates from the top insurance companies in Pasadena and learn how to secure cheap auto insurance in your city.

Compare Pasadena, TX auto insurance quotes right now by entering your ZIP code into our free rate tool above.

What is the cheapest auto insurance company in Pasadena, TX?

The cheapest Pasadena, TX auto insurance company is USAA, followed by State Farm.

Only military personnel and their families are eligible to use USAA.

Below, compare the average annual rates for auto insurance in Pasadena from the leading providers in your city:

  • USAA – $2,703.96
  • State Farm – $3,273.83
  • GEICO – $3,719.94
  • Nationwide – $4,282.92
  • Progressive – $5,055.87
  • Allstate – $6,037.52
  • American Family – $6,098.85

It’s important to note that each provider uses different formulas to calculate insurance costs.

Therefore, many additional variables impact your premiums in Texas, including non-driving factors like your gender.

To find your cheapest auto insurance, compare quotes from more than one of the providers listed above.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What auto insurance coverage is required in Pasadena, TX?

You must buy Pasadena, TX auto insurance limits that meet the Texas minimum auto insurance requirements by law.

Currently, all Texas drivers must purchase at least:

Texas is an at-fault or tort state. If you cause an accident, your liability insurance pays for the damage to the other driver.

What affects auto insurance rates in Pasadena, TX?

Minor traffic congestion overflowing from Houston impacts your Pasadena insurance premiums.

A traffic report from INRIX ranks Houston as the eighth most congested city in the country, and it’s only 11 miles away from your city.

According to City-Data, the average commute length for Pasadena residents is 24.5 minutes.

Fortunately, the vehicle theft rates in your city mirror the Texas average, keeping your insurance rates low.

The Federal Bureau of Investigation (FBI) recorded 379 auto thefts in your city in 2017. That’s a rate of 246.1 stolen cars per 100,000 residents.

Pasadena, TX Auto Insurance: The Bottom Line

Ultimately, Pasadena, TX auto insurance rates are low to average for the state of Texas. Compare your city to the following major Texas regions:

To earn your cheapest Pasadena premiums, ask about auto insurance discounts you may qualify for and compare quotes from multiple providers online.

Secure affordable Pasadena, TX auto insurance by entering your ZIP code into our free rate tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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