Best Cheap Auto Insurance in Orange, TX (2021)

The average Orange, TX auto insurance rates are $356 per month. The minimum auto insurance in Orange is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Orange, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Orange is USAA
  • The most expensive auto insurance company in Orange for teen drivers is Progressive
  • The minimum auto insurance required in Orange, Texas is 30/60/25

Orange, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Orange can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orange, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Orange to other Texas cities, including Fort Worth auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates to see how Orange, Texas auto insurance rates stack up.

Before you buy Orange, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orange, Texas auto insurance quotes.

Minimum Auto Insurance in Orange, Texas

Orange, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orange, Texas.

Minimum Required Auto Insurance Coverage in Orange, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Orange, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orange, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orange, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $2,787 $3,118 $2,657 $3,056 $7,808 $10,246 $4,082 $4,673
GEICO $2,645 $2,879 $2,589 $2,983 $5,891 $6,070 $2,862 $2,823
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,928 $2,778 $2,604 $2,650 $12,505 $13,992 $3,482 $3,535
State Farm $2,227 $2,227 $1,987 $1,987 $5,355 $6,824 $2,423 $2,491
USAA $1,796 $1,800 $1,721 $1,701 $5,134 $5,571 $2,392 $2,550

Cheap Orange, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orange, Texas is a challenge. Take a look at the annual teen auto insurance rates in Orange, Texas.

Annual Auto Insurance Rates for Teen Drivers in Orange, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $7,808 $10,246
GEICO $5,891 $6,070
Nationwide $7,884 $10,108
Progressive $12,505 $13,992
State Farm $5,355 $6,824
USAA $5,134 $5,571

Cheap Orange, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Orange, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orange, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,657 $3,056
GEICO $2,589 $2,983
Nationwide $2,400 $2,538
Progressive $2,604 $2,650
State Farm $1,987 $1,987
USAA $1,721 $1,701

Cheap Orange, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orange, Texas compared to the annual auto insurance rates with a clean record in Orange, Texas.

Annual Orange, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $4,355 $5,609 $4,895 $4,355
GEICO $3,045 $4,053 $3,346 $3,927
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,835 $6,288 $5,663 $5,451
State Farm $2,830 $3,251 $3,849 $2,830
USAA $2,103 $3,126 $3,686 $2,417

Cheap Orange, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orange, Texas is not easy. Compare the annual rates for DUI auto insurance in Orange, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Orange, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,950
American Family $4,895
GEICO $3,346
Nationwide $5,642
Progressive $5,663
State Farm $3,849
USAA $3,686

Cheap Orange, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Orange, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Orange, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $6,566 $4,186 $3,658
GEICO $5,557 $3,137 $2,085
Nationwide $5,268 $4,228 $3,665
Progressive $6,258 $5,409 $5,011
State Farm $4,509 $2,814 $2,247
USAA $4,150 $2,409 $1,940

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Cheap Orange, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orange, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Orange, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orange, Texas

ZIP Code Average Annual Rates
77630 $6,456
77632 $6,601

Cheap Orange, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Orange, Texas auto insurance. Find the cheapest annual Orange, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orange, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,681
American Family $4,803 $4,803
GEICO $3,526 $3,659
Nationwide $4,387 $4,387
Progressive $5,559 $5,559
State Farm $3,190 $3,190
USAA $2,797 $2,869

Cheap Orange, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orange, Texas? Check out the comparison of annual Orange, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orange, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $4,470 $4,618 $5,322
GEICO $3,364 $3,534 $3,880
Nationwide $4,708 $4,197 $4,255
Progressive $5,271 $5,534 $5,873
State Farm $3,002 $3,176 $3,393
USAA $2,727 $2,820 $2,952

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Best By Category: Cheapest Auto Insurance in Orange, Texas

Compare the cheapest auto insurance companies in Orange, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orange, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Orange, Texas Auto Insurance Companies

What auto insurance companies in Orange, Texas are the cheapest? Compare the top Orange, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orange, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $4,803
GEICO $3,593
Nationwide $4,387
Progressive $5,559
State Farm $3,190
USAA $2,833

What affects auto insurance rates in Orange, Texas?

There are a lot of reasons why auto insurance rates in Orange, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orange, Texas. Many local factors may affect your Orange auto insurance rates.

Orange Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orange, Texas commute length is 31.3 minutes according to City-Data.

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Compare Orange, Texas Auto Insurance Quotes

Before you buy Orange, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orange, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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