Best Cheap Auto Insurance in New Braunfels, TX (2021)

The average New Braunfels, TX auto insurance rates are $362 per month. The minimum auto insurance in New Braunfels is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in New Braunfels, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in New Braunfels is USAA
  • The minimum auto insurance required in New Braunfels, Texas is 30/60/25
  • The average commute length in New Braunfels is 25.0 minutes

New Braunfels, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in New Braunfels can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Braunfels, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in New Braunfels to other Texas cities, including Arlington auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how New Braunfels, Texas auto insurance rates stack up.

Before you buy New Braunfels, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Braunfels, Texas auto insurance quotes.

Minimum Auto Insurance in New Braunfels, Texas

New Braunfels, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Braunfels, Texas.

Minimum Required Auto Insurance Coverage in New Braunfels, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Braunfels, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Braunfels, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Braunfels, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,187 $3,215 $3,144 $3,144 $8,544 $10,321 $3,955 $4,125
American Family $4,652 $5,206 $4,289 $4,952 $12,540 $16,465 $6,760 $7,727
GEICO $2,449 $2,641 $2,368 $2,682 $5,342 $5,533 $2,644 $2,632
Nationwide $2,179 $2,215 $1,928 $2,040 $6,149 $7,885 $2,557 $2,764
Progressive $3,089 $2,953 $2,720 $2,786 $12,535 $13,985 $3,673 $3,735
State Farm $2,027 $2,027 $1,804 $1,804 $4,869 $6,207 $2,204 $2,271
USAA $1,483 $1,487 $1,421 $1,405 $4,199 $4,556 $1,971 $2,101

Cheap New Braunfels, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Braunfels, Texas is a challenge. Take a look at the annual teen auto insurance rates in New Braunfels, Texas.

Annual Auto Insurance Rates for Teen Drivers in New Braunfels, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,544 $10,321
American Family $12,540 $16,465
GEICO $5,342 $5,533
Nationwide $6,149 $7,885
Progressive $12,535 $13,985
State Farm $4,869 $6,207
USAA $4,199 $4,556

Cheap New Braunfels, Texas Auto Insurance for Seniors

What are senior auto insurance rates in New Braunfels, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Braunfels, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,144 $3,144
American Family $4,289 $4,952
GEICO $2,368 $2,682
Nationwide $1,928 $2,040
Progressive $2,720 $2,786
State Farm $1,804 $1,804
USAA $1,421 $1,405

Cheap New Braunfels, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Braunfels, Texas compared to the annual auto insurance rates with a clean record in New Braunfels, Texas.

Annual New Braunfels, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,834 $5,936 $6,215 $3,834
American Family $7,141 $9,061 $7,952 $7,141
GEICO $2,789 $3,685 $3,080 $3,592
Nationwide $3,009 $3,009 $4,446 $3,395
Progressive $4,950 $6,381 $5,808 $5,600
State Farm $2,576 $2,957 $3,496 $2,576
USAA $1,733 $2,564 $3,026 $1,989

Cheap New Braunfels, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Braunfels, Texas is not easy. Compare the annual rates for DUI auto insurance in New Braunfels, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in New Braunfels, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,215
American Family $7,952
GEICO $3,080
Nationwide $4,446
Progressive $5,808
State Farm $3,496
USAA $3,026

Cheap New Braunfels, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Braunfels, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Braunfels, Texas

Insurance Company Poor Fair Good
Allstate $6,284 $4,621 $3,959
American Family $10,718 $6,806 $5,948
GEICO $5,073 $2,872 $1,915
Nationwide $4,152 $3,339 $2,903
Progressive $6,444 $5,517 $5,093
State Farm $4,110 $2,557 $2,037
USAA $3,407 $1,980 $1,597

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Cheap New Braunfels, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Braunfels, Texas can vary. Compare the annual cost of auto insurance by ZIP code in New Braunfels, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Braunfels, Texas

ZIP Code Average Annual Rates
78132 $5,331
78135 $7,689

Cheap New Braunfels, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect New Braunfels, Texas auto insurance. Find the cheapest annual New Braunfels, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Braunfels, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,836 $5,073
American Family $7,824 $7,824
GEICO $3,226 $3,347
Nationwide $3,465 $3,465
Progressive $5,684 $5,684
State Farm $2,902 $2,902
USAA $2,299 $2,357

Cheap New Braunfels, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Braunfels, Texas? Check out the comparison of annual New Braunfels, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Braunfels, Texas

Insurance Company Low Medium High
Allstate $4,861 $4,920 $5,083
American Family $7,194 $7,495 $8,783
GEICO $3,110 $3,246 $3,503
Nationwide $3,737 $3,318 $3,339
Progressive $5,397 $5,657 $5,999
State Farm $2,752 $2,895 $3,058
USAA $2,245 $2,318 $2,421

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Best By Category: Cheapest Auto Insurance in New Braunfels, Texas

Compare the cheapest auto insurance companies in New Braunfels, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Braunfels, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Braunfels, Texas Auto Insurance Companies

What auto insurance companies in New Braunfels, Texas are the cheapest? Compare the top New Braunfels, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Braunfels, Texas

Insurance Company Average Annual Rates
Allstate $4,955
American Family $7,824
GEICO $3,286
Nationwide $3,465
Progressive $5,684
State Farm $2,902
USAA $2,328

What affects auto insurance rates in New Braunfels, Texas?

There are a lot of reasons why auto insurance rates in New Braunfels, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Braunfels, Texas. Many local factors may affect your New Braunfels auto insurance rates.

New Braunfels Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Braunfels, Texas auto theft statistics, there have been 90 auto thefts in the city.

New Braunfels Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Braunfels, Texas commute length is 25.0 minutes according to City-Data.

New Braunfels Traffic

How does New Braunfels, Texas rank for traffic? According to Inrix New Braunfels, Texas is the 891st most congested worldwide.

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Compare New Braunfels, Texas Auto Insurance Quotes

Before you buy New Braunfels, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Braunfels, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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