Best Cheap Auto Insurance in Huntsville, TX (2021)

The average Huntsville, TX auto insurance rates are $335 per month. The minimum auto insurance in Huntsville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Huntsville, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Huntsville for teen drivers is Progressive
  • The cheapest auto insurance company in Huntsville is USAA
  • The minimum auto insurance required in Huntsville, Texas is 30/60/25

Huntsville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Huntsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Huntsville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Huntsville to other Texas cities, including El Paso auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates to see how Huntsville, Texas auto insurance rates stack up.

Before you buy Huntsville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Huntsville, Texas auto insurance quotes.

Minimum Auto Insurance in Huntsville, Texas

Huntsville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Huntsville, Texas.

Minimum Required Auto Insurance Coverage in Huntsville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Huntsville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Huntsville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Huntsville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,488 $3,514 $3,441 $3,441 $9,265 $11,175 $4,311 $4,485
American Family $3,319 $3,735 $3,170 $3,672 $9,490 $12,359 $4,913 $5,606
GEICO $2,293 $2,472 $2,223 $2,512 $4,961 $5,153 $2,472 $2,463
Nationwide $2,343 $2,382 $2,070 $2,191 $6,668 $8,561 $2,755 $2,980
Progressive $2,533 $2,399 $2,262 $2,299 $10,870 $12,150 $3,004 $3,047
State Farm $2,058 $2,058 $1,828 $1,828 $4,885 $6,219 $2,234 $2,306
USAA $1,546 $1,557 $1,475 $1,466 $4,337 $4,728 $2,062 $2,215

Cheap Huntsville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Huntsville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Huntsville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Huntsville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,265 $11,175
American Family $9,490 $12,359
GEICO $4,961 $5,153
Nationwide $6,668 $8,561
Progressive $10,870 $12,150
State Farm $4,885 $6,219
USAA $4,337 $4,728

Cheap Huntsville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Huntsville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Huntsville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,441 $3,441
American Family $3,170 $3,672
GEICO $2,223 $2,512
Nationwide $2,070 $2,191
Progressive $2,262 $2,299
State Farm $1,828 $1,828
USAA $1,475 $1,466

Cheap Huntsville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Huntsville, Texas compared to the annual auto insurance rates with a clean record in Huntsville, Texas.

Annual Huntsville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $6,475 $6,752 $4,167
American Family $5,247 $6,743 $5,894 $5,247
GEICO $2,607 $3,438 $2,877 $3,353
Nationwide $3,247 $3,247 $4,813 $3,668
Progressive $4,198 $5,456 $4,905 $4,723
State Farm $2,606 $2,982 $3,514 $2,606
USAA $1,808 $2,664 $3,146 $2,075

Cheap Huntsville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Huntsville, Texas is not easy. Compare the annual rates for DUI auto insurance in Huntsville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Huntsville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,752
American Family $5,894
GEICO $2,877
Nationwide $4,813
Progressive $4,905
State Farm $3,514
USAA $3,146

Cheap Huntsville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Huntsville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Huntsville, Texas

Insurance Company Poor Fair Good
Allstate $6,847 $5,021 $4,302
American Family $7,832 $5,085 $4,432
GEICO $4,729 $2,683 $1,794
Nationwide $4,490 $3,607 $3,134
Progressive $5,413 $4,694 $4,354
State Farm $4,148 $2,579 $2,054
USAA $3,564 $2,054 $1,651

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Cheap Huntsville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Huntsville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Huntsville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Huntsville, Texas

ZIP Code Average Annual Rates
77320 $6,172
77340 $5,916
77341 $6,032

Cheap Huntsville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Huntsville, Texas auto insurance. Find the cheapest annual Huntsville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Huntsville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,524
American Family $5,783 $5,783
GEICO $3,012 $3,125
Nationwide $3,744 $3,744
Progressive $4,820 $4,820
State Farm $2,927 $2,927
USAA $2,393 $2,454

Cheap Huntsville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Huntsville, Texas? Check out the comparison of annual Huntsville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Huntsville, Texas

Insurance Company Low Medium High
Allstate $5,269 $5,345 $5,556
American Family $5,316 $5,529 $6,503
GEICO $2,905 $3,029 $3,272
Nationwide $4,031 $3,583 $3,617
Progressive $4,579 $4,798 $5,083
State Farm $2,781 $2,918 $3,082
USAA $2,345 $2,414 $2,510

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Best By Category: Cheapest Auto Insurance in Huntsville, Texas

Compare the cheapest auto insurance companies in Huntsville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Huntsville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Huntsville, Texas Auto Insurance Companies

What auto insurance companies in Huntsville, Texas are the cheapest? Compare the top Huntsville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Huntsville, Texas

Insurance Company Average Annual Rates
Allstate $5,390
American Family $5,783
GEICO $3,069
Nationwide $3,744
Progressive $4,820
State Farm $2,927
USAA $2,423

What affects auto insurance rates in Huntsville, Texas?

There are a lot of reasons why auto insurance rates in Huntsville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Huntsville, Texas. Many local factors may affect your Huntsville auto insurance rates.

Huntsville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Huntsville, Texas auto theft statistics, there have been 53 auto thefts in the city.

Huntsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Huntsville, Texas commute length is 25.3 minutes according to City-Data.

Huntsville Traffic

How does Huntsville, Texas rank for traffic? According to Inrix Huntsville, Texas is the 819th most congested worldwide.

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Compare Huntsville, Texas Auto Insurance Quotes

Before you buy Huntsville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Huntsville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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