Best Cheap Auto Insurance in Florence, TX (2021)

The average Florence, TX auto insurance rates are $307 per month. The minimum auto insurance in Florence is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Florence, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Florence, TX for senior drivers are $2,230 per year
  • The most expensive auto insurance company in Florence for teen drivers is Progressive
  • The cheapest auto insurance company in Florence is USAA

Florence, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Florence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florence, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Florence to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Laredo auto insurance rates to see how Florence, Texas auto insurance rates stack up.

Before you buy Florence, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florence, Texas auto insurance quotes.

Minimum Auto Insurance in Florence, Texas

Florence, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florence, Texas.

Minimum Required Auto Insurance Coverage in Florence, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Florence, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Florence, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,395 $3,322 $3,322 $8,766 $10,589 $4,153 $4,330
American Family $2,616 $2,928 $2,493 $2,869 $7,266 $9,474 $3,820 $4,355
GEICO $2,275 $2,454 $2,183 $2,482 $5,020 $5,185 $2,467 $2,459
Nationwide $2,028 $2,062 $1,797 $1,900 $5,689 $7,290 $2,377 $2,568
Progressive $2,528 $2,408 $2,254 $2,295 $10,795 $12,050 $3,012 $3,067
State Farm $1,934 $1,934 $1,721 $1,721 $4,634 $5,905 $2,103 $2,167
USAA $1,502 $1,512 $1,433 $1,423 $4,201 $4,580 $2,001 $2,148

Cheap Florence, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Florence, Texas is a challenge. Take a look at the annual teen auto insurance rates in Florence, Texas.

Annual Auto Insurance Rates for Teen Drivers in Florence, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,589
American Family $7,266 $9,474
GEICO $5,020 $5,185
Nationwide $5,689 $7,290
Progressive $10,795 $12,050
State Farm $4,634 $5,905
USAA $4,201 $4,580

Cheap Florence, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Florence, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Florence, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,322
American Family $2,493 $2,869
GEICO $2,183 $2,482
Nationwide $1,797 $1,900
Progressive $2,254 $2,295
State Farm $1,721 $1,721
USAA $1,433 $1,423

Cheap Florence, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florence, Texas compared to the annual auto insurance rates with a clean record in Florence, Texas.

Annual Florence, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $6,163 $6,412 $4,022
American Family $4,061 $5,225 $4,563 $4,061
GEICO $2,602 $3,439 $2,872 $3,349
Nationwide $2,793 $2,793 $4,119 $3,150
Progressive $4,184 $5,423 $4,884 $4,714
State Farm $2,457 $2,818 $3,329 $2,457
USAA $1,754 $2,583 $3,049 $2,013

Cheap Florence, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Florence, Texas is not easy. Compare the annual rates for DUI auto insurance in Florence, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Florence, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,412
American Family $4,563
GEICO $2,872
Nationwide $4,119
Progressive $4,884
State Farm $3,329
USAA $3,049

Cheap Florence, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Florence, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Florence, Texas

Insurance Company Poor Fair Good
Allstate $6,567 $4,797 $4,101
American Family $6,102 $3,918 $3,413
GEICO $4,724 $2,680 $1,792
Nationwide $3,847 $3,098 $2,697
Progressive $5,392 $4,674 $4,337
State Farm $3,916 $2,437 $1,942
USAA $3,458 $1,992 $1,601

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Cheap Florence, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Florence, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Florence, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Florence, Texas

ZIP Code Average Annual Rates
76527 $5,527

Cheap Florence, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Florence, Texas auto insurance. Find the cheapest annual Florence, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Florence, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,033 $5,276
American Family $4,478 $4,478
GEICO $3,009 $3,122
Nationwide $3,214 $3,214
Progressive $4,801 $4,801
State Farm $2,765 $2,765
USAA $2,320 $2,380

Cheap Florence, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Florence, Texas? Check out the comparison of annual Florence, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Texas

Insurance Company Low Medium High
Allstate $5,024 $5,106 $5,334
American Family $4,178 $4,319 $4,935
GEICO $2,905 $3,032 $3,260
Nationwide $3,469 $3,080 $3,093
Progressive $4,602 $4,782 $5,019
State Farm $2,624 $2,759 $2,912
USAA $2,275 $2,341 $2,433

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Best By Category: Cheapest Auto Insurance in Florence, Texas

Compare the cheapest auto insurance companies in Florence, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Florence, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Florence, Texas Auto Insurance Companies

What auto insurance companies in Florence, Texas are the cheapest? Compare the top Florence, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Florence, Texas

Insurance Company Average Annual Rates
Allstate $5,155
American Family $4,478
GEICO $3,065
Nationwide $3,214
Progressive $4,801
State Farm $2,765
USAA $2,350

What affects auto insurance rates in Florence, Texas?

There are a lot of reasons why auto insurance rates in Florence, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florence, Texas. Many local factors may affect your Florence auto insurance rates.

Florence Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florence, Texas commute length is 35.2 minutes according to City-Data.

Florence Traffic

How does Florence, Texas rank for traffic? According to Inrix Florence, Texas is the 87th most congested worldwide.

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Compare Florence, Texas Auto Insurance Quotes

Before you buy Florence, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florence, Texas auto insurance quotes.

Free Auto Insurance Comparison

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