Best Cheap Auto Insurance in Denton, TX (2021)

The average Denton, TX auto insurance rates are $302 per month. The minimum auto insurance in Denton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Denton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Denton, TX for senior drivers are $2,202 per year
  • The minimum auto insurance required in Denton, Texas is 30/60/25
  • The most expensive auto insurance company in Denton for teen drivers is Allstate

Denton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Denton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Denton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Denton to other Texas cities, including Fort Worth auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates to see how Denton, Texas auto insurance rates stack up.

Before you buy Denton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Denton, Texas auto insurance quotes.

Minimum Auto Insurance in Denton, Texas

Denton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Denton, Texas.

Minimum Required Auto Insurance Coverage in Denton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Denton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Denton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Denton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,211 $3,233 $3,169 $3,169 $8,623 $10,385 $3,969 $4,123
American Family $2,659 $2,971 $2,515 $2,891 $7,262 $9,475 $3,860 $4,399
GEICO $2,394 $2,587 $2,309 $2,624 $5,291 $5,491 $2,595 $2,590
Nationwide $2,093 $2,123 $1,855 $1,958 $5,924 $7,579 $2,459 $2,654
Progressive $2,094 $1,997 $1,871 $1,904 $8,758 $9,770 $2,484 $2,528
State Farm $2,060 $2,060 $1,843 $1,843 $5,088 $6,509 $2,251 $2,315
USAA $1,513 $1,511 $1,452 $1,429 $4,356 $4,711 $2,010 $2,131

Cheap Denton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Denton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Denton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Denton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,623 $10,385
American Family $7,262 $9,475
GEICO $5,291 $5,491
Nationwide $5,924 $7,579
Progressive $8,758 $9,770
State Farm $5,088 $6,509
USAA $4,356 $4,711

Cheap Denton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Denton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Denton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,515 $2,891
GEICO $2,309 $2,624
Nationwide $1,855 $1,958
Progressive $1,871 $1,904
State Farm $1,843 $1,843
USAA $1,452 $1,429

Cheap Denton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Denton, Texas compared to the annual auto insurance rates with a clean record in Denton, Texas.

Annual Denton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,842 $5,992 $6,266 $3,842
American Family $4,096 $5,238 $4,586 $4,096
GEICO $2,746 $3,637 $3,026 $3,532
Nationwide $2,896 $2,896 $4,266 $3,264
Progressive $3,429 $4,423 $3,995 $3,856
State Farm $2,646 $3,056 $3,637 $2,646
USAA $1,774 $2,633 $3,115 $2,035

Cheap Denton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Denton, Texas is not easy. Compare the annual rates for DUI auto insurance in Denton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Denton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,266
American Family $4,586
GEICO $3,026
Nationwide $4,266
Progressive $3,995
State Farm $3,637
USAA $3,115

Cheap Denton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Denton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Denton, Texas

Insurance Company Poor Fair Good
Allstate $6,330 $4,646 $3,981
American Family $6,150 $3,932 $3,430
GEICO $4,992 $2,827 $1,887
Nationwide $3,984 $3,212 $2,795
Progressive $4,411 $3,821 $3,545
State Farm $4,241 $2,642 $2,106
USAA $3,489 $2,035 $1,643

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Cheap Denton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Denton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Denton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Denton, Texas

ZIP Code Average Annual Rates
76201 $5,316
76205 $5,253
76207 $5,516
76208 $5,407
76209 $5,271
76210 $5,481

Cheap Denton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Denton, Texas auto insurance. Find the cheapest annual Denton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Denton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,865 $5,106
American Family $4,504 $4,504
GEICO $3,176 $3,295
Nationwide $3,330 $3,330
Progressive $3,926 $3,926
State Farm $2,996 $2,996
USAA $2,359 $2,419

Cheap Denton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Denton, Texas? Check out the comparison of annual Denton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Denton, Texas

Insurance Company Low Medium High
Allstate $4,866 $4,941 $5,150
American Family $4,190 $4,339 $4,983
GEICO $3,067 $3,198 $3,441
Nationwide $3,577 $3,193 $3,222
Progressive $3,756 $3,910 $4,111
State Farm $2,830 $2,989 $3,169
USAA $2,301 $2,379 $2,487

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Best By Category: Cheapest Auto Insurance in Denton, Texas

Compare the cheapest auto insurance companies in Denton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Denton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Denton, Texas Auto Insurance Companies

What auto insurance companies in Denton, Texas are the cheapest? Compare the top Denton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Denton, Texas

Insurance Company Average Annual Rates
Allstate $4,985
American Family $4,504
GEICO $3,235
Nationwide $3,331
Progressive $3,926
State Farm $2,996
USAA $2,389

What affects auto insurance rates in Denton, Texas?

There are a lot of reasons why auto insurance rates in Denton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Denton, Texas. Many local factors may affect your Denton auto insurance rates.

Denton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Denton, Texas auto theft statistics, there have been 224 auto thefts in the city.

Denton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Denton, Texas commute length is 24.5 minutes according to City-Data.

Denton Traffic

How does Denton, Texas rank for traffic? According to Inrix Denton, Texas is the 347th most congested worldwide.

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Compare Denton, Texas Auto Insurance Quotes

Before you buy Denton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Denton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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