What discounts does American Family offer?

FREE Auto Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top auto insurance companies and save!

Things to remember...
  • When it comes to car insurance, it is always important to try and get the best rates. One of the most effective ways to reduce auto insurance rates is via taking advantage of available discounts
  • From safe driving habits to good grades, American family insurance provides a lot of car insurance discounts for its customers
  • Any person who demonstrates the desire to reduce the risk of getting involved in a car accident will qualify for a lot of insurance discounts with American Family
  • Not all policies will qualify for all the discounts available, which is why it’s important to have a conversation with your independent agent for clarification


According to a January 2016 report from the National Association of Insurance Commissioners, the average auto insurance expenditure stood at $841 as of 2013. That’s a lot of money for coverage that you are probably never going to use, but you need it — car insurance is mandatory in most US states. On top of that, you never know when you’ll get involved in a car accident, so it’s always important to stay safe.

Therefore, instead of forfeiting auto insurance altogether, you should focus on slashing your auto insurance bill to a manageable figure. The best — and most effective — method of bringing your auto insurance costs down is by comparison shopping.

Before you purchase coverage, go online and compare quotes from different providers to obtain the best rates. But besides comparison shopping, auto insurance discounts are also a good way of reducing auto insurance costs.

Auto Insurance Discounts from American Family Insurance

AdobeStock_124942368-1600x1600

Car accidents are a fact of life. They still happen despite how careful we are on the road. A car accident can be devastating in so many ways, including financially. Car insurance protects you from financial devastation in the event of an accident.

But car insurance can be expensive, which is why you need to make sure that you are taking advantage of all the available discounts.

From safe driving habits to good grades, American family insurance provides a lot of car insurance discounts for its customers. Discounts are available for any person who demonstrates the desire to reduce the risk of getting involved in a car accident. Take a look.

– Driving Skills

Auto insurance is based on risk, and brushing up your driving skills reduces the risk of getting involved in a car accident. American Family auto insurance offers a discount for drivers who take a defensive driving course from a sanctioned driving school. Contact your local department of motor vehicles or tag office for information on where to enroll for a defensive driving class in your area and take advantage of this discount.

– Insuring More Than One Vehicle

At American Family Insurance, customers can also receive auto insurance discounts for insuring multiple vehicles.

Many American households have more than one vehicle, bundling the cars and getting a single auto insurance policy from American family can greatly reduce your auto insurance rates.

This type of discount is known as the multiple-vehicle discount. These discounts vary from one provider to the next, compare quotes from various providers to get the best discounts on your car insurance.

– Bundling Your Policies

Besides auto, American Family offers other types of insurance. You can purchase life insurance and homeowners’ insurance from American Family too. You will receive a discount if you bundle your car, life, and homeowners’ insurance into a single special package. Bundling your insurance can help you make a significant amount of savings via the multi-product discount.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

– Seniors’ Discount

Your experience behind the wheel matters a lot when it comes to car insurance. The more experience you have as a drive, the less risk you are perceived to be, hence lower rates.

American family offers car insurance discounts for seniors aged 50 years and above. Besides the experience factor, seniors also spend a lot less amount of time on the road hence a lower chance of getting involved in an accident. Make sure that you notify your American Family insurance agent as soon as you turn 50.

– Good Driver

hand-1

American Family insurance offers a discount for safe drivers. If you have an auto insurance policy with American Family and maintain a clean driving record — no traffic violations of any kind — you qualify for a good driver discount. The good driver discount will be on top of the lower rates you will already be receiving for being a safe driver.

– Academic Excellence

Insuring a teenager can be expensive. However, if the teenager attends school, high school or college, he or she can receive auto insurance discounts for excelling academically. American Family offers good student discounts, meaning lower auto insurance rates for students who perform well in school. Good grades pay off!

– Safety Features

Many vehicle manufacturers across the world equip their cars with safety glass and seat belts as standard features. American Family insurance rewards drivers who are willing to go a step further and install additional safety equipment on their vehicle through the car safety discount.

Depending on your home state, you could get up to 10-30 percent discount on your auto insurance with American Family just for installing additional safety features.

– Loyalty

Insurance isn’t known for rewarding loyalty. With most providers, the best rates are saved for new customers. The existing customers are often neglected, and more focus is put on getting new business. That is not the case with American Family. The company rewards customers who have been around for some time. The level of discount will depend on how long you have been a customer.

– Other Discounts

Other discounts available at American Family include the generational discount, young volunteer discount, away at school discount, teen safe driver discount, auto pay, and the early bird discount. Some of these products are unique to American Family insurance.

Bottom Line

Auto insurance is expensive. However, you can greatly reduce the amount you pay in auto insurance if you take advantage of the offered discounts. If you feel like your auto insurance provider isn’t offering discounts that fit your needs, you can always switch. Compare quotes from other providers to obtain the best discounts.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

[0-9]
[0-9]