Understanding Car Insurance

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Post

Can I buy a car without auto insurance?

Can I buy a car without auto insurance? The answer is usually no. You need to instantly buy auto insurance before buying a car. Do you need proof of insurance to buy a car? A dealership may prevent you from buying a car without auto insurance and won’t allow you to leave their lot with...

Can I buy a car without auto insurance? The answer is usuall...

Post

Do I need full coverage insurance to finance a car?

Do you need full coverage insurance to finance a car? If you finance or lease your vehicle, you need more than just a basic insurance policy. Can you get a car on finance with insurance included? Learning what insurance you need to finance a vehicle is important. So, just what insurance is required when financing...

Do you need full coverage insurance to finance a car? If you...

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Post

Pay-As-You-Go Car Insurance

When Insurance Commissioner Steve Poizner of California allowed pay-as-you-go car insurance, it opened the gates for auto insurance companies to start pay-as-you-go car insurance programs. Poizner released regulations permitting and authorizing mileage verification for pay-as-you-go car insurance. Pay-as-you go is a type of usage-based car insurance that determines rates based on driving habits. The pay-as-you-go...

When Insurance Commissioner Steve Poizner of California allo...

Post

Family Car Insurance and Multiple-Car Insurance Policies for Families

Car insurance is a mandatory requirement for all licensed drivers in the United States. But the factors that affect car insurance rates can vary from state to state. While a young single person might want to pay the very minimum mandated by their state of residence, his or her insurance needs are likely to change...

Car insurance is a mandatory requirement for all licensed dr...

Post

Do you need car insurance if you don’t drive your car?

Many people have at least one car that they use to drive to and from work, school, errands, and trips to the local coffee shop. These cars have to be insured at all times in order to meet legal requirements. But what if you have a car that you do not currently drive? Does this...

Many people have at least one car that they use to drive to ...

Post

Can your auto insurance company drop you after a claim?

If you’ve been in a crash and have had to make an insurance claim, you have plenty to worry about as you try to get back to normal. Unfortunately, you may be concerned that your insurance company will be unhappy and refuse to cover you in the future. So, can your auto insurance drop you...

If you’ve been in a crash and have had to make an insuranc...

Post

What does recoverable depreciation mean?

Understanding how your insurance company will pay out is essential if you need to file a claim. For example, suppose you have replacement cost coverage. In that case, you may receive a check for recoverable depreciation after you replace or repair your property. However, there are specific requirements you may need to meet to receive...

Understanding how your insurance company will pay out is ess...

Post

Are you allowed to buy or register a car with a suspended license?

Do you need a license to buy a car? Can you register a car without a license? The answer to these questions is that buying or registering a car without a license is possible. Having a suspended license can affect your insurance. Still, it is sometimes more difficult depending on whether you had car insurance...

Do you need a license to buy a car? Can you register a car w...

Post

What is the car insurance deductible?

In the event of an auto insurance claim, you’ll want to know the definition of a car insurance deductible. The deductible represents your portion of the cost that you pay an insurance company. It’s typically a fixed-dollar amount, and you’ll pay a deductible when you incur a claim that falls under certain coverages in your...

In the event of an auto insurance claim, you’ll want t...

Post

How to File a Car Insurance Claim | Insurance Claim Guide

When you buy car insurance, you’re hoping to never have to use it. The whole purpose of insurance, however, is to be there when you need it. If you are in an accident, know how to file a car insurance claim. We are here to help you understand what to expect when filing a car...

When you buy car insurance, you’re hoping to never hav...

Post

Personal Injury Protection (PIP) Insurance

There are many different types of auto insurance coverage, so we know it can be confusing to determine the right coverage type and mix for your needs. If you’re looking for information on personal injury protection (PIP) insurance, you’ve come to the right place. What is personal injury protection, and what does PIP cover? Read...

There are many different types of auto insurance coverage, s...

Post

Progressive SR-22 Insurance: Is it right for you?

Finding a reputable vehicle insurance company that covers SR-22 certificate holders can be difficult. Most drivers do not need an SR-22 certificate. However, if you are classified as a high-risk driver, the state will send you this mandatory certificate that you must carry to drive.  Progressive Insurance is one of the very few large insurance...

Finding a reputable vehicle insurance company that covers SR...

Post

Tips for Driving in the Rain

If you’re new to driving or new to a rainy area, you might be wary of getting behind the wheel. By following a few safety and defensive driving tips, you’ll be a safer driver and feel confident in your driving abilities and comfortable in the car. If you’re looking to refresh your memory on best...

If you’re new to driving or new to a rainy area, you might...

Post

What to Do When Your Engine Overheats

An overheated engine is one of the most common things that can go wrong with your car. Although the source of the problem might be something relatively minor, like a leak in your car’s cooling system or a broken radiator fan, it can cause serious damage to your car engine and other parts of your...

An overheated engine is one of the most common things that c...

Post

Is it illegal to live in your car?

Every day, more Americans are finding it increasingly difficult to afford housing, according to Harvard University’s Joint Center for Housing Studies. If you’re one of the many Americans considering living in your car, there are several legal and safety issues to contemplate. While living in your vehicle for an extended duration may not seem ideal,...

Every day, more Americans are finding it increasingly diffic...

Post

Totaled Car Value Calculator

If you’ve been in an accident, you may be making an insurance claim. You’ll want to know whether your insurance company will pay for the damages and how quickly you can get the vehicle back on the road. However, sometimes the damage may make repairs too expensive for the car’s current value — what insurance...

If you’ve been in an accident, you may be making an in...

Post

What is the difference between a DUI and DWI?

How can you get a DUI, DWI, or a similar charge? The usage of DUI vs. DWI or other charges differs from state to state, and each charge can carry a different penalty. Some states might designate DUI or DWI charges based on age, and others may set charges based on severity. Getting any of...

How can you get a DUI, DWI, or a similar charge? The usage o...

Post

Does Progressive auto insurance cover windshield replacement?

You might be wondering, does Progressive cover windshield replacement? To secure Progressive windshield replacement coverage, you must purchase collision and comprehensive auto insurance. Otherwise, the liability insurance typically required by state laws only pays for damage to the other party involved in an accident you cause. It does not pay for damage to your own...

You might be wondering, does Progressive cover windshield re...

Post

Does Enterprise have a lost and found?

What if I left something in my rental car? Oh well — you can’t always remember everything. The good news is that Enterprise Rent-A-Car has a Lost and Found department. Enterprise Lost and Found will hold items left behind in a rental car or at any of their locations for 30 days or more. You...

What if I left something in my rental car? Oh well — you c...

Post

What does a salvage title mean?

If your vehicle has a salvage title, that means it was declared a total loss by your insurance company after an accident or collision. Insurance companies do not insure salvage titles because salvage vehicles are not legally fit to be driven.  However, once a salvage car is repaired and inspected, it will earn a rebuilt...

If your vehicle has a salvage title, that means it was decla...

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption