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Does auto insurance pay over the limit of bodily injury to settle lawsuits?

Are you wondering does car insurance cover lawsuits? Your car insurance policy will not pay over the bodily injury limit to settle a lawsuit. Unfortunately, the insurance that you buy is the coverage that you have. If your insurance company settles a bodily injury case due to a car accident that you caused, then they...

Are you wondering does car insurance cover lawsuits? Your ca...

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Are auto accident insurance proceeds taxable?

After a vehicle accident, you may receive compensation. If this happens, one of your next actions should be to discover whether you received taxable insurance proceeds. The Internal Revenue Service (IRS) has specific guidelines in place to determine which insurance proceeds are taxable. The IRS considers each type of payment to have specific purposes, so...

After a vehicle accident, you may receive compensation. If t...

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Can your auto insurance company drop you after a claim?

If you’ve been in a crash and have had to make an insurance claim, you have plenty to worry about as you try to get back to normal. Unfortunately, you may be concerned that your insurance company will be unhappy and refuse to cover you in the future. So, can your auto insurance drop you...

If you’ve been in a crash and have had to make an insuranc...

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How to File a Car Insurance Claim | Insurance Claim Guide

When you buy car insurance, you’re hoping to never have to use it. The whole purpose of insurance, however, is to be there when you need it. If you are in an accident, know how to file a car insurance claim. We are here to help you understand what to expect when filing a car...

When you buy car insurance, you’re hoping to never hav...

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Totaled Car Value Calculator (2022)

If you’ve recently been involved in a collision, then you know that the financial repercussions can be immense. Not only do you sometimes have to deal with medical bills, but the repairs to your car can be costly as well. Expensive repairs don’t always necessarily follow catastrophic collisions. Sometimes, something simple like a fender bender...

If you’ve recently been involved in a collision, then ...

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Someone hit my car, whose insurance do I call?

Do you know what to do when someone hits your parked car? When you’re in a car accident, you can quickly become overwhelmed with questions and anxieties. Sometimes when people are hit by another driver in an accident they can make some basic mistakes. For example, if I have affordable auto insurance and someone hit...

Do you know what to do when someone hits your parked car? Wh...

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How do insurance companies value totaled cars?

Anything from a collision to a fender bender can result in a total loss claim. Even what may not appear to be a big issue can lead to a totaled car – minor body damage can hide major mechanical issues. Finding out your vehicle is a total loss can be shocking if you don’t fully...

Anything from a collision to a fender bender can result in a...

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How do I make a car insurance claim when not at fault?

When you get into an accident, the fault determination has a lot to do with which auto insurance company takes care of the benefits. Being not at fault for a collision typically means that the other party’s insurance company will pay for your repair bills and your medical bills as long as the amount is...

When you get into an accident, the fault determination has a...

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Does Car Insurance Cover Paint Damage?

When you’ve been in a car crash, you’ll want to focus on getting the vehicle back on the road and may wonder how much it’ll cost. You may know that insurance comes into play but aren’t clear about your coverage. Will car insurance pay for a paint job? We’ll explore this question in detail to...

When you’ve been in a car crash, you’ll want to ...

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Is it worth claiming on your car insurance for a scratch?

You sign up for insurance so that you can protect your assets and safeguard yourself against losses. However, that doesn’t mean that you should file a claim for every little scratch on your car. When it comes to simple property damage and smaller issues, it may be better to just pay for the repair on...

You sign up for insurance so that you can protect your asset...

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How can I check my auto insurance claims history?

After you file an auto insurance claim, the claim will become an official entry on your claims record. It doesn’t matter if the claim was settled for $200 or what type of claim it was, the claim is notated in your personal driving record so that insurers can use the information reported for underwriting purposes....

After you file an auto insurance claim, the claim will becom...

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Settling a Car Accident Without Insurance

It’d be a shame for a minor fender-bender to have a drastic effect on your insurance rates. Everyone appreciates the fact that they have sufficient auto insurance when they are in a serious accident, but the appreciation doesn’t go as far when there are minor damages that could result in major cost hikes when you...

It’d be a shame for a minor fender-bender to have a dr...

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Auto Insurance for Maintenance

If you don’t maintain your vehicle properly, it will run inefficiently and then eventually vital components will fail. Vehicle owners are going to pay more in the long run when they don’t invest the money that’s needed to maintain their vehicle, including: Change their oil Top off their fluids Rotate their tires Service their transmission...

If you don’t maintain your vehicle properly, it will run i...

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Can someone claim on your auto insurance without you knowing?

Car insurance is meant to protect you from financial losses after a car crash. The extent to which you are protected depends on the type of coverage you have, with the most basic level of auto insurance protection being liability coverage. If you are determined to be at fault in an accident involving another driver,...

Car insurance is meant to protect you from financial losses ...

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Can I cancel an auto insurance claim after filing it?

If you’ve recently been in an accident but then decided to cover the damage from your own pocket instead, you might be unsure if you can now cancel the auto insurance claim. You’re probably wondering what would happen to your insurance rates if you cancel the claim and whether it will still show on your...

If you’ve recently been in an accident but then decided to...

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Will hitting a deer raise my insurance rates?

If you’re wondering if hitting a deer will raise your insurance rates, it depends entirely on the type of insurance coverage you have. For example, with a comprehensive policy, GEICO covers deer accidents. However, hitting a deer doesn’t carry the same risk of rate increases as hitting another vehicle. More than likely, you won’t pay...

If you’re wondering if hitting a deer will raise your insu...

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Can you ask an insurance company to total your car?

Many drivers love their vehicle for the first year or two of ownership, but there usually comes a time when drivers want to trade in their vehicle for a newer and more stylish model. If you have recently been in a car accident, you may be wondering if your insurer will total out your car....

Many drivers love their vehicle for the first year or two of...

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How long can an auto insurance claim stay open?

When you get into an accident, you want your car repaired as quickly as possible. Additionally, if there have been any injuries, you want to make sure insurance pays the medical bills promptly. The time it takes an insurance company to settle a claim depends on the following: the individual company the state regulations the...

When you get into an accident, you want your car repaired as...

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Can I keep my car if the insurance company totals it?

When you’re caught off guard, a quick trip to the store can turn into a disaster in the blink of an eye.  Braking suddenly or someone else can lead to a collision. When you’re in an accident, it’s what you do after you get to safety that matters the most. One of your biggest worries is...

When you’re caught off guard, a quick trip to the stor...

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Can I appeal an auto insurance claim? (How to Dispute and Win)

When you’ve been involved in an accident and have to file a auto insurance claim, it can be a minor inconvenience, or it can change everything in your world overnight. Certainly, the quality of your auto insurance company has a lot to do with your claims experience. You’ve probably heard stories of denied claims, but...

When you’ve been involved in an accident and have to file ...

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