Insurance and Driving Laws

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Do you need car insurance if you don’t drive your car?

Many people have at least one car that they use to drive to and from work, school, errands, and trips to the local coffee shop. These cars have to be insured at all times in order to meet legal requirements. But what if you have a car that you do not currently drive? Does this...

Many people have at least one car that they use to drive to ...

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Are you allowed to buy or register a car with a suspended license?

The effects of a driver’s license suspension or revocation on drivers’ lives can be devastating. Losing your driver’s license for any period of time is inconvenient at best and life-altering at worst. That is why it is important to follow the necessary steps in order to resolve the issues and to have the restriction removed....

The effects of a driver’s license suspension or revocation...

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Is it illegal to live in your car?

Every day, more Americans are finding it increasingly difficult to afford housing, according to Harvard University’s Joint Center for Housing Studies. If you’re one of the many Americans considering living in your car, there are several legal and safety issues to contemplate. While living in your vehicle for an extended duration may not seem ideal,...

Every day, more Americans are finding it increasingly diffic...

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What is the difference between a DUI and DWI?

How can you get a DUI, DWI, or a similar charge? The usage of DUI vs. DWI or other charges differs from state to state, and each charge can carry a different penalty. Some states might designate DUI or DWI charges based on age, and others may set charges based on severity. Getting any of...

How can you get a DUI, DWI, or a similar charge? The usage o...

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What does a DWI mean?

DWI is an acronym that stands for “Driving While Intoxicated.” The DWI meaning is applied only to intoxication by alcohol, unlike a DUI, which applies to drivers under the influence of drugs and alcohol. What is a DWI charge? You will be charged with a DWI if you’re caught behind the wheel with a blood...

DWI is an acronym that stands for “Driving While Intoxicat...

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What are the car registration fees by state?

There are many factors that comprise the amount a driver can expect to pay for car registration fees by state. Depending on where you reside, you may end up paying significantly less than other U.S. drivers. Even if your vehicle registration fees are high, your car insurance rate doesn’t have to be costly. Enter your...

There are many factors that comprise the amount a driver can...

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Can you drive alone with a permit?

Have you just passed the DMV permit test and now you’re wondering if there’s any way to drive on your own so you can gain some practice? Or maybe you want to know if a permit allows you to drive alone in a limited capacity, such as only to school or work. So, can you...

Have you just passed the DMV permit test and now you’r...

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What happens if you drive without a license and get stopped by the police?

Most states require you to have a valid driver’s license and auto insurance to drive legally. But, what happens if you drive without a license? Chances are, you’ll have to pay a hefty fine and might even face jail time. If you’re caught driving without insurance, the penalties are much the same, but can also...

Most states require you to have a valid driver’s licen...

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What is the difference: DWI vs. DUI?

Drinking and driving represent huge legal infractions. Drivers across the United States can see slogans flashing across traffic screens daily like, “Don’t drink and drive, and you’ll stay alive” or “Don’t Drink and Drive, Arrive Alive,” among several others. Drinking and driving can be a misdemeanor or a felony offense depending on certain factors and...

Drinking and driving represent huge legal infractions. Drive...

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Is it illegal to sleep in your car?

Driving long into the night can be dangerous, but what can you do if you don’t know where to find a motel or don’t have anywhere to go? Most drivers in this situation must resort to sleeping in their car, but doing so isn’t always as simple as you think. Is it illegal to sleep...

Driving long into the night can be dangerous, but what can y...

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Where can I legally sleep in my car?

You’ve been driving for hours, and you start to feel your eyelids getting heavy. If you have neither the money for a hotel nor any friends nearby to stay with, your only option might be to sleep in your car. Now, if you find yourself in this situation you may be wondering, are there any...

You’ve been driving for hours, and you start to feel y...

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What is a DUI?

Of all the traffic violations a driver can be convicted of, a DUI is just about the worst. DUI stands for “driving under the influence” of drugs or alcohol. DUIs are closely related to DWIs, or may even be interchangeable, depending on the state. Regardless, a DUI is a serious offense that can take over...

Of all the traffic violations a driver can be convicted of, ...

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What is a police citation?

Everyone dreads being pulled over by police while driving a vehicle. Whether it’s for speeding, texting while driving, or driving under the influence, it can be a frightening experience. If you’ve recently been pulled over, or you’re a new driver, you may be wondering, “what is a police citation?” Keep reading to learn more about...

Everyone dreads being pulled over by police while driving a ...

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Driving 101: Is it illegal to drive barefoot?

If you’ve heard that it is illegal to drive barefoot, you’re not alone. But is this true? Is it illegal to drive barefoot? Even though many people believe barefoot driving is illegal, that belief is false. It is perfectly legal to drive barefoot in all 50 states. However, many states have taken a stance against...

If you’ve heard that it is illegal to drive barefoot, ...

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What are state minimums for car insurance in Minnesota?

In many states, drivers are financially responsible for any expenses or damages they create while behind the wheel, and this holds true in Minnesota as well. Many drivers do not have the financial means to pay for the expenses associated with a car accident, so Minnesota requires its drivers to obtain auto insurance coverage in...

In many states, drivers are financially responsible for any ...

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What are state minimums for car insurance in Kansas?

In many states across the country, drivers are required to take financial responsibility for any expenses and other damages they cause while driving their vehicle. Unfortunately, the cost of even a moderate accident could create tens of thousands of dollars of bills for you to pay for. In order to ensure that drivers can pay...

In many states across the country, drivers are required to t...

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What are state minimums for car insurance in Maryland?

As is the case with most states, Maryland requires its drivers to purchase and maintain a minimum level of car insurance at all times. The primary purpose of the insurance requirement is to ensure that you have the financial means to pay for any damages or expenses you create while behind the wheel. You should...

As is the case with most states, Maryland requires its drive...

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What are state minimums for car insurance in Hawaii?

There are Hawaii auto insurance minimum requirements set by the state so drivers are covered in the event of an accident. Minimum auto insurance coverage in Hawaii includes property damage, personal injury protection, and bodily injury protection. A car accident in Hawaii can be very expensive for you to pay for, and you may be...

There are Hawaii auto insurance minimum requirements set by ...

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What are state minimums for car insurance in South Dakota?

Each time you get behind the wheel of a car in South Dakota, you are assuming full financial responsibility for any damages you cause. If you cause an accident, you are therefore required to pay the full amount of vehicle repairs, medical bills, and more for all other parties involved. South Dakota requires its drivers...

Each time you get behind the wheel of a car in South Dakota,...

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What are state minimums for car insurance in New Jersey?

Drivers in New Jersey are required to have a minimum amount of car insurance at all times, and driving without car insurance can be expensive and risky. However, you may be wondering why the state requires its drivers to buy car insurance. New Jersey is one of the few states that requires drivers to purchase...

Drivers in New Jersey are required to have a minimum amount ...

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