Understanding Car Insurance

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What is the group number on an insurance card?

Are you looking for the group number on an insurance card? Your auto insurance card is packed with important information about your policy. Whoever is doing work on your car will use your insurance card to verify your benefits and then file claims based on the service you received. Therefore, you can get a cheap...

Are you looking for the group number on an insurance card? Y...

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What does a DWI mean?

DWI is an acronym that stands for “Driving While Intoxicated.” The DWI meaning is applied only to intoxication by alcohol, unlike a DUI, which applies to drivers under the influence of drugs and alcohol. What is a DWI charge? You will be charged with a DWI if you’re caught behind the wheel with a blood...

DWI is an acronym that stands for “Driving While Intoxicat...

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How to Spot a Fake Insurance Card

Unfortunately, there has been a rise in the use of fake insurance cards. Sometimes, the use of a fake insurance card is caused by scammers posing as a real auto insurance company to collect money. However, other times, drivers choose to use a fake insurance card rather than pay for legitimate auto insurance. While this...

Unfortunately, there has been a rise in the use of fake insu...

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What does salvage mean?

The title to your car is proof that you own it. As long as it’s in your name, your state DMV recognizes that the car belongs to you. Usually, you get a clean title when you buy a car, especially if it’s a new vehicle. However, there are other types of titles to look out...

The title to your car is proof that you own it. As long as i...

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What are the car registration fees by state?

There are many factors that comprise the amount a driver can expect to pay for car registration fees by state. Depending on where you reside, you may end up paying significantly less than other U.S. drivers. Even if your vehicle registration fees are high, your car insurance rate doesn’t have to be costly. Enter your...

There are many factors that comprise the amount a driver can...

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Can you return a financed car without getting a penalty?

Financing a car may be a more affordable option than buying a car outright, but car loan payments can still accumulate to the point where they’re hard to sustain. You may find yourself wondering if you can return a financed car without a penalty. However, returning a financed car isn’t as simple as driving it...

Financing a car may be a more affordable option than buying ...

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Do you need insurance on a car that doesn’t run?

If you have a vehicle that doesn’t run and you have full coverage auto insurance, you might wonder whether or not you should keep your insurance as is. It’s important to know whether or not you need insurance on a car that doesn’t run. Nobody wants to overpay for auto insurance. This article will cover...

If you have a vehicle that doesn’t run and you have fu...

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What is the three-tire rule?

You may have seen a movie where an upset woman slashes some of her significant other’s tires. But why did she only slash three tires? There is a misconception called the three-tire rule which claims that auto insurance won’t pay for damages if only three tires are slashed. That simply is not true. There are...

You may have seen a movie where an upset woman slashes some ...

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Do you tip tow truck drivers?

Do you tip tow truck drivers? Answers may vary based on opinions about the skill required to complete tow jobs, whether tow truck drivers already make enough money, and whether towing services are covered by your auto insurance policy. Read more below about the generally-accepted rules about tipping your tow truck driver, how much tow...

Do you tip tow truck drivers? Answers may vary based on opin...

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What happens if you drive without a license and get stopped by the police?

Most states require you to have a valid driver’s license and auto insurance to drive legally. But, what happens if you drive without a license? Chances are, you’ll have to pay a hefty fine and might even face jail time. If you’re caught driving without insurance, the penalties are much the same, but can also...

Most states require you to have a valid driver’s licen...

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How many tires does insurance cover?

How many tires does insurance cover? How many tires and whether or not it’s covered will come down to your policy type and coverage limits. The cause of the damaged tire may also impact what covers it, be it comprehensive or collision coverage. Due to the raised rates, even some cheap auto insurance claims close to your...

How many tires does insurance cover? How many tires and whet...

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What is the insurance policy number on an insurance card?

Have you ever wondered how an insurance representative can find your policy no matter when you call? Auto insurance laws dictate that every driver must have an insurance policy and with a policy comes an insurance policy number. Your insurance information can be found by conducting a car insurance policy number lookup because your insurance...

Have you ever wondered how an insurance representative can f...

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What is the difference: DWI vs. DUI?

Drinking and driving represent huge legal infractions. Drivers across the United States can see slogans flashing across traffic screens daily like, “Don’t drink and drive, and you’ll stay alive” or “Don’t Drink and Drive, Arrive Alive,” among several others. Drinking and driving can be a misdemeanor or a felony offense depending on certain factors and...

Drinking and driving represent huge legal infractions. Drive...

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Is it illegal to sleep in your car?

Driving long distances or for long periods can be exhausting. While it’s almost always possible to find a hotel to stay in, hotel rooms can be expensive. In this scenario, sleeping in your car sounds like a tempting idea, but it may not be the best idea. Is sleeping in your car illegal? Just as...

Driving long distances or for long periods can be exhausting...

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Where can I legally sleep in my car?

You’ve been driving for hours, and you start to feel your eyelids getting heavy. If you have neither the money for a hotel nor any friends nearby to stay with, your only option might be to sleep in your car. Now, if you find yourself in this situation you may be wondering, are there any...

You’ve been driving for hours, and you start to feel y...

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What is a four-point inspection?

A 4 point inspection examines four major systems of a house or condominium, including roofing, plumbing, HVAC, and electrical. Homeowners usually request a four-point inspection because an insurance company has requested it before renewing or issuing a homeowners insurance policy. This is particularly common for homes over 20 years old since they represent a higher...

A 4 point inspection examines four major systems of a house ...

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Does insurance cover flat tires?

If you’ve ever had a flat tire, you know how frustrating that can be. Whether you got a flat by running over something sharp, or you simply walked outside to your car and noticed the flat tire, it’s always a hassle to get it fixed. You may be wondering, Does insurance cover flat tires? The...

If you’ve ever had a flat tire, you know how frustrati...

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Someone hit my car, whose insurance do I call?

Do you know what to do when someone hits your parked car? When you’re in a car accident, you can quickly become overwhelmed with questions and anxieties. Sometimes when people are hit by another driver in an accident they can make some basic mistakes. For example, if I have affordable auto insurance and someone hit...

Do you know what to do when someone hits your parked car? Wh...

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What is a DUI?

Of all the traffic violations a driver can be convicted of, a DUI is just about the worst. DUI stands for “driving under the influence” of drugs or alcohol. DUIs are closely related to DWIs, or may even be interchangeable, depending on the state. Regardless, a DUI is a serious offense that can take over...

Of all the traffic violations a driver can be convicted of, ...

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What is a police citation?

Everyone dreads being pulled over by police while driving a vehicle. Whether it’s for speeding, texting while driving, or driving under the influence, it can be a frightening experience. If you’ve recently been pulled over, or you’re a new driver, you may be wondering, “what is a police citation?” Keep reading to learn more about...

Everyone dreads being pulled over by police while driving a ...

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