How Much is Insurance on a Lincoln MKC? [Guide + Free Quotes]
Lincoln MKC insurance rates will cost $122 per month ($1,458 per year) on average. Comprehensive, collision, and liability insurance cost around $355, $518, and $411, respectively.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Mathew B. Sims
|
|
Reviewed by
Daniel Walker
|
UPDATED: Jun 22, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,458 a year or $122 each month
- A liability-only policy costs around $585 a year or $49 each month
- Highest rates are for teenage drivers at around $5,329 a year or $444 each month
- Good drivers can save as much as $601 a year by earning policy discounts
- Lincoln MKC insurance costs around $61 less per year than the average vehicle
Lincoln MKC insurance rates cost $122 per month for full coverage and $49 per month for liability-only coverage. Teen drivers pay the most expensive rates, which are $444 per month. Continue reading to learn how you can save $601 per year on Lincoln MKC insurance rates
You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Lincoln MKC Insurance Cost
The average Lincoln MKC auto insurance costs are $1,458 a year or $122 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Lincoln MKCs Expensive to Insure?
The chart below details how Lincoln MKC insurance rates compare to other crossovers like the MINI Clubman, Buick Envision, and Ford EcoSport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
What Impacts the Cost of Lincoln MKC Insurance?
The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC insurance coverage.
Age of the Vehicle
Older Lincoln MKC models generally cost less to insure. For example, auto insurance rates for a 2018 Lincoln MKC are $1,458, while 2015 Lincoln MKC rates are $1,408, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lincoln MKC | $306 | $596 | $398 | $1,458 |
| 2017 Lincoln MKC | $296 | $582 | $416 | $1,452 |
| 2016 Lincoln MKC | $286 | $558 | $430 | $1,432 |
| 2015 Lincoln MKC | $270 | $538 | $442 | $1,408 |
Driver Age
Driver age can have a significant effect on the cost of Lincoln MKC auto insurance. For example, a 20-year-old driver could pay around $149 more each month for their Lincoln MKC auto insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Los Angeles may pay $539 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Lincoln MKC auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC auto insurance rates with violations on their driving record.
Lincoln MKC Safety Ratings
Your Lincoln MKC auto insurance rates are tied to the Lincoln MKC’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKC Crash Test Ratings
Poor Lincoln MKC crash test ratings could mean higher Lincoln MKC auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lincoln MKC Safety Features
Lincoln MKC safety features can lower the cost of your insurance. The safety features for the 2020 Lincoln MKC include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Lincoln MKC Insurance Loss Probability
Another contributing factor that plays a direct role in Lincoln MKC insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -3% |
|---|---|
| Property Damage | -24% |
| Comprehensive | -31% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKC Finance and Insurance Cost
If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC auto insurance quotes from the best auto insurance companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Lincoln MKC Insurance
There are many ways that you can save on Lincoln MKC auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lincoln MKC auto insurance rates low.
- Don’t Always Pick the Cheapest Lincoln MKC Auto Insurance Policy
- Buy a Lincoln MKC with an Anti-Theft Device
- Use Paperless Billing for Your Lincoln MKC Auto Insurance Policy
- Take Advantage of Referral Fees
- Ask for a Higher Deductible for Your Lincoln MKC Auto Insurance Policy
Top Lincoln MKC Insurance Companies
Several top auto insurance companies offer competitive rates for the Lincoln MKC rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Lincoln MKC drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lincoln MKC Insurance Quotes Online
You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.