Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 20, 2020

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Things to Remember...

  • When you get into an accident, you will need to make two important phone calls: one to the police and the other to your insurance company
  • Don’t discuss the events of the crash, or admit fault at the scene
  • Make sure to take a picture of the accident to ensure you have visual evidence
  • The best way to prepare for an accident is to do your research in advance and go with a company that you can trust

When you’ve just been in a car accident, you’re probably scared in shock due to an adrenaline rush. Regardless of how it happened, you’re probably running through a world of emotions.

Maybe you’re upset because you feel the other driver caused the crash. Maybe you are upset because you think it was your fault. No matter what, the key is to try to stay calm.

If no one is seriously injured, then you should attempt to pull yourself together before you approach the other vehicle. You also need to prepare yourself to make two very important phone calls: one to the police and the other to your auto insurance company.

If you don’t have a car insurance company already, use our FREE tool to start comparing rates!

What should I do after an auto accident?

  • Have your information ready  Most people choose to carry their car insurance information in the glove box and their wallet. Some carry an insurance card on their keychain. As long as you can reach it quickly, place it somewhere you won’t forget.
  • Stay at the scene It is important to stay where you are and notify the authorities. If it’s a fender bender and you’re on the freeway, it’s usually okay to move the vehicles to the side of the road before the authorities arrive.
  • Exchange information Give the other driver your name, address, driver’s license number and insurance information. Make sure you get their information, too. If the other driver’s name doesn’t match the name of the insured, find out what their relationship is.
  • Zip those lips Don’t discuss the events of the crash, or admit fault at the scene. Many people are so shaken up after an accident, they immediately think they did something to cause it. Until all versions of the story are known, it’s best to not say anything.

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  • Snap a pic The best way to document evidence is to take our phone or camera to snap a picture fo the accident. It also helps to make written documentation of the accident. If there are witnesses, get their names, addresses, and telephone numbers.
  • File an accident report You may not be able to do this at the scene if the crash was minor and there were no significant injuries. You still should go to the local police station or Department of Motor Vehicles website to report the accident.

It’s important to plan ahead for car accidents, no matter how good of a driver you are. Knowing what your car insurance covers and being aware of your deductible will help you be prepared in the event of a car accident.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Start With an Insurance Company You Can Trust

The best way to avoid hassle and headache in the event of an accident is to find an auto insurance company that you can trust. It is important to do your work in advance so that you won’t have to deal with an incompetent company in addition to your traumatic accident.

This way, when you find yourself in the unfortunate event of an accident, you will have one less thing to worry about. Doing your work and research in advance is a good investment in ensuring you are covered for anything on the road.

Use our online tool below to start your search today.