Best Cheap Auto Insurance in Texarkana, AR (2021)

The average Texarkana, AR auto insurance rates are $359 per month. The minimum auto insurance in Texarkana is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Texarkana, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Texarkana for teen drivers is Travelers
  • Average auto insurance rates in Texarkana, AR for senior drivers are $2,231 per year
  • The cheapest auto insurance company in Texarkana is USAA

Texarkana, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Texarkana can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Texarkana, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Texarkana to other Arkansas cities, including Rogers auto insurance rates, North Little Rock auto insurance rates, and Springdale auto insurance rates to see how Texarkana, Arkansas auto insurance rates stack up.

Before you buy Texarkana, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Texarkana, Arkansas auto insurance quotes.

Minimum Auto Insurance in Texarkana, Arkansas

Texarkana, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Texarkana, Arkansas.

Minimum Required Auto Insurance Coverage in Texarkana, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Texarkana, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Texarkana, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Texarkana, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,403 $2,392 $2,146 $2,258 $10,142 $10,516 $2,749 $2,890
GEICO $2,917 $2,883 $2,689 $2,614 $7,670 $7,685 $2,873 $2,914
Liberty Mutual $2,476 $2,652 $2,356 $2,630 $9,034 $9,958 $2,688 $2,820
Nationwide $2,370 $2,417 $2,131 $2,252 $5,684 $7,235 $2,706 $2,915
Progressive $2,717 $2,572 $2,234 $2,336 $11,562 $13,028 $3,247 $3,514
State Farm $1,910 $1,910 $1,722 $1,722 $5,705 $7,164 $2,156 $2,476
Travelers $2,469 $2,516 $2,435 $2,445 $14,461 $23,337 $2,636 $3,042
USAA $1,315 $1,330 $1,216 $1,227 $4,087 $4,287 $1,693 $1,828

Cheap Texarkana, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Texarkana, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Texarkana, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Texarkana, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $10,142 $10,516
GEICO $7,670 $7,685
Liberty Mutual $9,034 $9,958
Nationwide $5,684 $7,235
Progressive $11,562 $13,028
State Farm $5,705 $7,164
Travelers $14,461 $23,337
USAA $4,087 $4,287

Cheap Texarkana, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Texarkana, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Texarkana, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,146 $2,258
GEICO $2,689 $2,614
Liberty Mutual $2,356 $2,630
Nationwide $2,131 $2,252
Progressive $2,234 $2,336
State Farm $1,722 $1,722
Travelers $2,435 $2,445
USAA $1,216 $1,227

Cheap Texarkana, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Texarkana, Arkansas compared to the annual auto insurance rates with a clean record in Texarkana, Arkansas.

Annual Texarkana, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,753 $4,806 $4,699 $4,491
GEICO $2,735 $4,195 $6,249 $2,944
Liberty Mutual $2,938 $4,795 $5,618 $3,956
Nationwide $2,704 $3,482 $4,697 $2,973
Progressive $4,439 $6,175 $4,667 $5,325
State Farm $2,829 $3,362 $3,096 $3,096
Travelers $5,588 $5,774 $8,447 $6,861
USAA $1,633 $2,065 $2,983 $1,811

Cheap Texarkana, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Texarkana, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Texarkana, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Texarkana, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,202
Farmers $4,699
GEICO $6,249
Liberty Mutual $5,618
Nationwide $4,697
Progressive $4,667
State Farm $3,096
Travelers $8,447
USAA $2,983

Cheap Texarkana, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Texarkana, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Texarkana, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $5,042 $4,234 $4,034
GEICO $4,828 $3,970 $3,293
Liberty Mutual $6,252 $3,775 $2,954
Nationwide $4,096 $3,293 $3,002
Progressive $5,835 $4,983 $4,636
State Farm $4,488 $2,699 $2,100
Travelers $7,653 $6,384 $5,966
USAA $2,817 $1,918 $1,633

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Cheap Texarkana, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Texarkana, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Texarkana, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Texarkana, Arkansas

ZIP Code Average Annual Rates
71854 $4,396

Cheap Texarkana, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Texarkana, Arkansas auto insurance. Find the cheapest annual Texarkana, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Texarkana, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,437 $4,437
GEICO $4,002 $4,059
Liberty Mutual $4,327 $4,327
Nationwide $3,464 $3,464
Progressive $5,151 $5,151
State Farm $3,020 $3,171
Travelers $6,668 $6,668
USAA $2,062 $2,184

Cheap Texarkana, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Texarkana, Arkansas? Check out the comparison of annual Texarkana, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Texarkana, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,215 $4,390 $4,706
GEICO $3,863 $4,029 $4,200
Liberty Mutual $4,186 $4,297 $4,498
Nationwide $3,495 $3,397 $3,499
Progressive $4,710 $5,056 $5,688
State Farm $2,930 $3,094 $3,263
Travelers $6,309 $6,686 $7,009
USAA $2,042 $2,116 $2,211

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Best By Category: Cheapest Auto Insurance in Texarkana, Arkansas

Compare the cheapest auto insurance companies in Texarkana, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Texarkana, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Texarkana, Arkansas Auto Insurance Companies

What auto insurance companies in Texarkana, Arkansas are the cheapest? Compare the top Texarkana, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Texarkana, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,437
GEICO $4,031
Liberty Mutual $4,327
Nationwide $3,464
Progressive $5,151
State Farm $3,096
Travelers $6,668
USAA $2,123

What affects auto insurance rates in Texarkana, Arkansas?

There are a lot of reasons why auto insurance rates in Texarkana, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Texarkana, Arkansas. Many local factors may affect your Texarkana auto insurance rates.

Texarkana Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Texarkana, Arkansas commute length is 16.5 minutes according to City-Data.

Texarkana Traffic

How does Texarkana, Arkansas rank for traffic? According to Inrix Texarkana, Arkansas is the 971st most congested worldwide.

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Compare Texarkana, Arkansas Auto Insurance Quotes

Before you buy Texarkana, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Texarkana, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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