Best Cheap Auto Insurance in West Memphis, AR (2021)

The average West Memphis, AR auto insurance rates are $357 per month. The minimum auto insurance in West Memphis is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in West Memphis, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in West Memphis, Arkansas is 25/50/25
  • Average auto insurance rates in West Memphis, AR for senior drivers are $2,209 per year
  • The most expensive auto insurance company in West Memphis for teen drivers is Travelers

West Memphis, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in West Memphis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Memphis, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in West Memphis to other Arkansas cities, including Conway auto insurance rates, Springdale auto insurance rates, and Fayetteville auto insurance rates to see how West Memphis, Arkansas auto insurance rates stack up.

Before you buy West Memphis, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Memphis, Arkansas auto insurance quotes.

Minimum Auto Insurance in West Memphis, Arkansas

West Memphis, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Memphis, Arkansas.

Minimum Required Auto Insurance Coverage in West Memphis, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Memphis, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Memphis, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Memphis, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,207 $2,850 $3,048 $11,899 $14,299 $3,516 $3,818
Farmers $2,244 $2,233 $2,004 $2,111 $9,555 $9,901 $2,569 $2,700
GEICO $2,498 $2,467 $2,303 $2,239 $6,597 $6,603 $2,461 $2,495
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,685 $2,734 $2,411 $2,546 $6,539 $8,331 $3,077 $3,318
Progressive $2,672 $2,523 $2,200 $2,300 $11,497 $12,946 $3,193 $3,453
State Farm $1,873 $1,873 $1,695 $1,695 $5,633 $7,082 $2,116 $2,421
Travelers $2,365 $2,406 $2,355 $2,359 $14,148 $22,752 $2,542 $2,907
USAA $1,511 $1,522 $1,404 $1,406 $4,924 $5,141 $1,955 $2,101

Cheap West Memphis, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Memphis, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in West Memphis, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in West Memphis, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,899 $14,299
Farmers $9,555 $9,901
GEICO $6,597 $6,603
Liberty Mutual $8,580 $9,444
Nationwide $6,539 $8,331
Progressive $11,497 $12,946
State Farm $5,633 $7,082
Travelers $14,148 $22,752
USAA $4,924 $5,141

Cheap West Memphis, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in West Memphis, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Memphis, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,850 $3,048
Farmers $2,004 $2,111
GEICO $2,303 $2,239
Liberty Mutual $2,288 $2,555
Nationwide $2,411 $2,546
Progressive $2,200 $2,300
State Farm $1,695 $1,695
Travelers $2,355 $2,359
USAA $1,404 $1,406

Cheap West Memphis, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Memphis, Arkansas compared to the annual auto insurance rates with a clean record in West Memphis, Arkansas.

Annual West Memphis, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $5,941 $6,627 $5,646
Farmers $3,519 $4,516 $4,411 $4,214
GEICO $2,354 $3,600 $5,344 $2,534
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,076 $3,976 $5,382 $3,387
Progressive $4,392 $6,119 $4,618 $5,264
State Farm $2,784 $3,313 $3,048 $3,048
Travelers $5,423 $5,602 $8,233 $6,658
USAA $1,907 $2,431 $3,526 $2,117

Cheap West Memphis, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Memphis, Arkansas is not easy. Compare the annual rates for DUI auto insurance in West Memphis, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in West Memphis, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,627
Farmers $4,411
GEICO $5,344
Liberty Mutual $5,360
Nationwide $5,382
Progressive $4,618
State Farm $3,048
Travelers $8,233
USAA $3,526

Cheap West Memphis, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Memphis, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Memphis, Arkansas

Insurance Company Poor Fair Good
Allstate $7,200 $5,518 $4,468
Farmers $4,735 $3,974 $3,785
GEICO $4,142 $3,407 $2,825
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,672 $3,764 $3,430
Progressive $5,765 $4,934 $4,595
State Farm $4,419 $2,658 $2,068
Travelers $7,425 $6,208 $5,805
USAA $3,305 $2,257 $1,924

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Cheap West Memphis, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Memphis, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in West Memphis, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Memphis, Arkansas

ZIP Code Average Annual Rates
72301 $4,384

Cheap West Memphis, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect West Memphis, Arkansas auto insurance. Find the cheapest annual West Memphis, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Memphis, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,729 $5,729
Farmers $4,165 $4,165
GEICO $3,433 $3,484
Liberty Mutual $4,134 $4,134
Nationwide $3,955 $3,955
Progressive $5,098 $5,098
State Farm $2,972 $3,125
Travelers $6,479 $6,479
USAA $2,425 $2,566

Cheap West Memphis, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Memphis, Arkansas? Check out the comparison of annual West Memphis, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Memphis, Arkansas

Insurance Company Low Medium High
Allstate $5,573 $5,725 $5,888
Farmers $3,944 $4,118 $4,432
GEICO $3,290 $3,457 $3,627
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,970 $3,872 $4,023
Progressive $4,644 $5,002 $5,648
State Farm $2,872 $3,047 $3,226
Travelers $6,153 $6,496 $6,789
USAA $2,392 $2,487 $2,608

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Best By Category: Cheapest Auto Insurance in West Memphis, Arkansas

Compare the cheapest auto insurance companies in West Memphis, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Memphis, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest West Memphis, Arkansas Auto Insurance Companies

What auto insurance companies in West Memphis, Arkansas are the cheapest? Compare the top West Memphis, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Memphis, Arkansas

Insurance Company Average Annual Rates
Allstate $5,729
Farmers $4,165
GEICO $3,458
Liberty Mutual $4,134
Nationwide $3,955
Progressive $5,098
State Farm $3,048
Travelers $6,479
USAA $2,495

What affects auto insurance rates in West Memphis, Arkansas?

There are a lot of reasons why auto insurance rates in West Memphis, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Memphis, Arkansas. Many local factors may affect your West Memphis auto insurance rates.

West Memphis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Memphis, Arkansas commute length is 18.1 minutes according to City-Data.

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Compare West Memphis, Arkansas Auto Insurance Quotes

Before you buy West Memphis, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Memphis, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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