Best Cheap Auto Insurance in Fayetteville, AR (2021)

The average Fayetteville, AR auto insurance rates are $322 per month. The minimum auto insurance in Fayetteville is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Fayetteville, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fayetteville for teen drivers is Travelers
  • Average auto insurance rates in Fayetteville, AR for senior drivers are $1,974 per year
  • The minimum auto insurance required in Fayetteville, Arkansas is 25/50/25

Fayetteville, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Fayetteville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fayetteville, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Fayetteville to other Arkansas cities, including Conway auto insurance rates, Springdale auto insurance rates, and North Little Rock auto insurance rates to see how Fayetteville, Arkansas auto insurance rates stack up.

Before you buy Fayetteville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fayetteville, Arkansas auto insurance quotes.

Minimum Auto Insurance in Fayetteville, Arkansas

Fayetteville, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fayetteville, Arkansas.

Minimum Required Auto Insurance Coverage in Fayetteville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fayetteville, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fayetteville, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayetteville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,686 $2,391 $2,554 $9,792 $11,750 $2,939 $3,187
Farmers $2,212 $2,194 $1,972 $2,084 $9,654 $9,991 $2,533 $2,648
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,562 $2,401 $2,114 $2,217 $11,436 $12,840 $3,063 $3,314
State Farm $1,590 $1,590 $1,437 $1,437 $4,781 $5,990 $1,795 $2,067
Travelers $2,070 $2,104 $2,073 $2,073 $12,496 $20,048 $2,233 $2,538
USAA $1,300 $1,308 $1,209 $1,212 $4,132 $4,318 $1,668 $1,793

Cheap Fayetteville, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fayetteville, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Fayetteville, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Fayetteville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $11,750
Farmers $9,654 $9,991
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,206 $7,893
Progressive $11,436 $12,840
State Farm $4,781 $5,990
Travelers $12,496 $20,048
USAA $4,132 $4,318

Cheap Fayetteville, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Fayetteville, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fayetteville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,391 $2,554
Farmers $1,972 $2,084
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,289 $2,416
Progressive $2,114 $2,217
State Farm $1,437 $1,437
Travelers $2,073 $2,073
USAA $1,209 $1,212

Cheap Fayetteville, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fayetteville, Arkansas compared to the annual auto insurance rates with a clean record in Fayetteville, Arkansas.

Annual Fayetteville, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,909 $4,920 $5,479 $4,678
Farmers $3,514 $4,513 $4,417 $4,201
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,293 $6,020 $4,517 $5,142
State Farm $2,361 $2,811 $2,586 $2,586
Travelers $4,773 $4,929 $7,260 $5,856
USAA $1,626 $2,064 $2,976 $1,804

Cheap Fayetteville, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fayetteville, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Fayetteville, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fayetteville, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,479
Farmers $4,417
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,091
Progressive $4,517
State Farm $2,586
Travelers $7,260
USAA $2,976

Cheap Fayetteville, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fayetteville, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fayetteville, Arkansas

Insurance Company Poor Fair Good
Allstate $5,953 $4,574 $3,712
Farmers $4,716 $3,978 $3,789
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,434 $3,567 $3,251
Progressive $5,622 $4,840 $4,519
State Farm $3,745 $2,256 $1,758
Travelers $6,529 $5,469 $5,116
USAA $2,799 $1,917 $1,636

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Cheap Fayetteville, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fayetteville, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Fayetteville, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fayetteville, Arkansas

ZIP Code Average Annual Rates
72701 $3,996
72703 $3,992
72704 $3,933

Cheap Fayetteville, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fayetteville, Arkansas auto insurance. Find the cheapest annual Fayetteville, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fayetteville, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,746 $4,746
Farmers $4,161 $4,161
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,751 $3,751
Progressive $4,993 $4,993
State Farm $2,524 $2,649
Travelers $5,704 $5,704
USAA $2,058 $2,177

Cheap Fayetteville, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fayetteville, Arkansas? Check out the comparison of annual Fayetteville, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayetteville, Arkansas

Insurance Company Low Medium High
Allstate $4,621 $4,743 $4,875
Farmers $3,940 $4,115 $4,429
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,787 $3,680 $3,785
Progressive $4,561 $4,912 $5,506
State Farm $2,447 $2,584 $2,728
Travelers $5,432 $5,719 $5,962
USAA $2,029 $2,110 $2,214

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Best By Category: Cheapest Auto Insurance in Fayetteville, Arkansas

Compare the cheapest auto insurance companies in Fayetteville, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fayetteville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fayetteville, Arkansas Auto Insurance Companies

What auto insurance companies in Fayetteville, Arkansas are the cheapest? Compare the top Fayetteville, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fayetteville, Arkansas

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $4,161
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,751
Progressive $4,993
State Farm $2,586
Travelers $5,704
USAA $2,118

What affects auto insurance rates in Fayetteville, Arkansas?

There are a lot of reasons why auto insurance rates in Fayetteville, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fayetteville, Arkansas. Many local factors may affect your Fayetteville auto insurance rates.

Fayetteville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fayetteville, Arkansas commute length is 19.0 minutes according to City-Data.

Fayetteville Traffic

How does Fayetteville, Arkansas rank for traffic? According to Inrix Fayetteville, Arkansas is the 799th most congested worldwide.

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Compare Fayetteville, Arkansas Auto Insurance Quotes

Before you buy Fayetteville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fayetteville, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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