Best Cheap Auto Insurance in Midway, FL (2021)

The average Midway, FL auto insurance rates are $327 per month. The minimum auto insurance in Midway is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Midway, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Midway, Florida is 10/20/10
  • The cheapest auto insurance company in Midway is USAA
  • Average auto insurance rates in Midway, FL for senior drivers are $2,375 per year

Midway, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Midway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Midway, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Midway to other Florida cities, including Fort Lauderdale auto insurance rates, Cape Coral auto insurance rates, and Port St. Lucie auto insurance rates to see how Midway, Florida auto insurance rates stack up.

Before you buy Midway, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Midway, Florida auto insurance quotes.

Minimum Auto Insurance in Midway, Florida

Midway, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Midway, Florida.

Minimum Required Auto Insurance Coverage in Midway, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Midway, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Midway, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midway, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,825 $3,676 $3,329 $3,395 $13,226 $14,368 $3,879 $3,956
GEICO $2,514 $2,526 $2,352 $2,352 $4,494 $5,634 $2,770 $2,810
Liberty Mutual $3,133 $3,133 $2,875 $2,875 $6,567 $10,088 $3,133 $4,228
Nationwide $2,467 $2,443 $2,206 $2,284 $5,874 $7,258 $2,715 $2,834
Progressive $3,178 $3,014 $2,746 $2,935 $8,932 $9,801 $3,839 $3,716
State Farm $1,783 $1,783 $1,614 $1,614 $5,148 $6,582 $1,973 $2,127
USAA $1,441 $1,419 $1,339 $1,333 $4,870 $5,679 $1,805 $1,954

Cheap Midway, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Midway, Florida is a challenge. Take a look at the annual teen auto insurance rates in Midway, Florida.

Annual Auto Insurance Rates for Teen Drivers in Midway, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,226 $14,368
GEICO $4,494 $5,634
Liberty Mutual $6,567 $10,088
Nationwide $5,874 $7,258
Progressive $8,932 $9,801
State Farm $5,148 $6,582
USAA $4,870 $5,679

Cheap Midway, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Midway, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Midway, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,329 $3,395
GEICO $2,352 $2,352
Liberty Mutual $2,875 $2,875
Nationwide $2,206 $2,284
Progressive $2,746 $2,935
State Farm $1,614 $1,614
USAA $1,339 $1,333

Cheap Midway, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Midway, Florida compared to the annual auto insurance rates with a clean record in Midway, Florida.

Annual Midway, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,357 $6,394 $7,130 $5,948
GEICO $2,214 $2,832 $4,218 $3,462
Liberty Mutual $3,286 $4,228 $6,065 $4,437
Nationwide $3,013 $3,293 $4,399 $3,335
Progressive $3,771 $5,569 $4,685 $5,055
State Farm $2,592 $3,065 $2,828 $2,828
USAA $1,950 $2,397 $3,530 $2,042

Cheap Midway, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Midway, Florida is not easy. Compare the annual rates for DUI auto insurance in Midway, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Midway, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,130
GEICO $4,218
Liberty Mutual $6,065
Nationwide $4,399
Progressive $4,685
State Farm $2,828
USAA $3,530

Cheap Midway, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Midway, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Midway, Florida

Insurance Company Poor Fair Good
Allstate $8,632 $5,500 $4,488
GEICO $4,636 $2,804 $2,104
Liberty Mutual $5,789 $4,260 $3,463
Nationwide $4,382 $3,226 $2,922
Progressive $6,215 $4,411 $3,685
State Farm $3,842 $2,544 $2,099
USAA $4,047 $1,967 $1,426

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Cheap Midway, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Midway, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Midway, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Midway, Florida

ZIP Code Average Annual Rates
32343 $2,917
32563 $2,980
32771 $3,201

Cheap Midway, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Midway, Florida auto insurance. Find the cheapest annual Midway, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Midway, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,028 $6,386
GEICO $3,166 $3,197
Liberty Mutual $4,360 $4,648
Nationwide $3,510 $3,510
Progressive $4,770 $4,770
State Farm $2,734 $2,922
USAA $2,452 $2,508

Cheap Midway, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Midway, Florida? Check out the comparison of annual Midway, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midway, Florida

Insurance Company Low Medium High
Allstate $4,961 $6,489 $7,171
GEICO $2,672 $3,283 $3,590
Liberty Mutual $4,157 $4,570 $4,786
Nationwide $2,820 $3,641 $4,069
Progressive $4,072 $4,871 $5,367
State Farm $2,434 $2,891 $3,158
USAA $2,174 $2,559 $2,706

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Best By Category: Cheapest Auto Insurance in Midway, Florida

Compare the cheapest auto insurance companies in Midway, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Midway, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Midway, Florida Auto Insurance Companies

What auto insurance companies in Midway, Florida are the cheapest? Compare the top Midway, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Midway, Florida

Insurance Company Average Annual Rates
Allstate $6,207
GEICO $3,182
Liberty Mutual $4,504
Nationwide $3,510
Progressive $4,770
State Farm $2,828
USAA $2,480

What affects auto insurance rates in Midway, Florida?

There are a lot of reasons why auto insurance rates in Midway, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Midway, Florida. Many local factors may affect your Midway auto insurance rates.

Midway Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Midway, Florida auto theft statistics, there have been 1 auto thefts in the city.

Midway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Midway, Florida commute length is 30.8 minutes according to City-Data.

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Compare Midway, Florida Auto Insurance Quotes

Before you buy Midway, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Midway, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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