Best Cheap Auto Insurance in Arcadia, FL (2021)

The average Arcadia, FL auto insurance rates are $334 per month. The minimum auto insurance in Arcadia is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Arcadia, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Arcadia is USAA
  • Average auto insurance rates in Arcadia, FL for senior drivers are $2,437 per year
  • The most expensive auto insurance company in Arcadia for teen drivers is Allstate

Arcadia, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Arcadia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arcadia, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Arcadia to other Florida cities, including Hialeah auto insurance rates, St. Petersburg auto insurance rates, and Tallahassee auto insurance rates to see how Arcadia, Florida auto insurance rates stack up.

Before you buy Arcadia, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arcadia, Florida auto insurance quotes.

Minimum Auto Insurance in Arcadia, Florida

Arcadia, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arcadia, Florida.

Minimum Required Auto Insurance Coverage in Arcadia, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Arcadia, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arcadia, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcadia, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,815 $3,628 $3,305 $3,350 $13,038 $14,042 $3,803 $3,852
GEICO $2,700 $2,715 $2,525 $2,525 $4,777 $5,993 $2,973 $3,024
Liberty Mutual $3,214 $3,214 $2,949 $2,949 $6,720 $10,319 $3,214 $4,336
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,398 $3,208 $2,916 $3,122 $9,414 $10,260 $4,086 $3,911
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Cheap Arcadia, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arcadia, Florida is a challenge. Take a look at the annual teen auto insurance rates in Arcadia, Florida.

Annual Auto Insurance Rates for Teen Drivers in Arcadia, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,038 $14,042
GEICO $4,777 $5,993
Liberty Mutual $6,720 $10,319
Nationwide $5,977 $7,354
Progressive $9,414 $10,260
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheap Arcadia, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Arcadia, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arcadia, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,350
GEICO $2,525 $2,525
Liberty Mutual $2,949 $2,949
Nationwide $2,248 $2,325
Progressive $2,916 $3,122
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheap Arcadia, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arcadia, Florida compared to the annual auto insurance rates with a clean record in Arcadia, Florida.

Annual Arcadia, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,266 $6,306 $7,001 $5,844
GEICO $2,392 $3,038 $4,488 $3,698
Liberty Mutual $3,335 $4,322 $6,257 $4,543
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $3,990 $5,876 $4,954 $5,338
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheap Arcadia, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arcadia, Florida is not easy. Compare the annual rates for DUI auto insurance in Arcadia, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Arcadia, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,001
GEICO $4,488
Liberty Mutual $6,257
Nationwide $4,481
Progressive $4,954
State Farm $2,668
USAA $3,802

Cheap Arcadia, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arcadia, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arcadia, Florida

Insurance Company Poor Fair Good
Allstate $8,512 $5,405 $4,395
GEICO $4,926 $3,009 $2,278
Liberty Mutual $5,927 $4,366 $3,550
Nationwide $4,457 $3,277 $2,965
Progressive $6,587 $4,658 $3,872
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

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Cheap Arcadia, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arcadia, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Arcadia, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arcadia, Florida

ZIP Code Average Annual Rates
34266 $3,098
34269 $3,088

Cheap Arcadia, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Arcadia, Florida auto insurance. Find the cheapest annual Arcadia, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arcadia, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,932 $6,276
GEICO $3,387 $3,421
Liberty Mutual $4,467 $4,762
Nationwide $3,566 $3,566
Progressive $5,039 $5,039
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheap Arcadia, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arcadia, Florida? Check out the comparison of annual Arcadia, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcadia, Florida

Insurance Company Low Medium High
Allstate $4,909 $6,376 $7,028
GEICO $2,802 $3,519 $3,891
Liberty Mutual $4,229 $4,684 $4,930
Nationwide $2,821 $3,707 $4,171
Progressive $4,283 $5,148 $5,687
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Best By Category: Cheapest Auto Insurance in Arcadia, Florida

Compare the cheapest auto insurance companies in Arcadia, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arcadia, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Arcadia, Florida Auto Insurance Companies

What auto insurance companies in Arcadia, Florida are the cheapest? Compare the top Arcadia, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arcadia, Florida

Insurance Company Average Annual Rates
Allstate $6,104
GEICO $3,404
Liberty Mutual $4,614
Nationwide $3,566
Progressive $5,039
State Farm $2,668
USAA $2,655

What affects auto insurance rates in Arcadia, Florida?

There are a lot of reasons why auto insurance rates in Arcadia, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arcadia, Florida. Many local factors may affect your Arcadia auto insurance rates.

Arcadia Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Arcadia, Florida auto theft statistics, there have been 12 auto thefts in the city.

Arcadia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arcadia, Florida commute length is 21.2 minutes according to City-Data.

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Compare Arcadia, Florida Auto Insurance Quotes

Before you buy Arcadia, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arcadia, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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