Best Cheap Auto Insurance in Davenport, FL (2021)

The average Davenport, FL auto insurance rates are $371 per month. The minimum auto insurance in Davenport is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Davenport, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Davenport for teen drivers is Allstate
  • The cheapest auto insurance company in Davenport is USAA
  • Average auto insurance rates in Davenport, FL for senior drivers are $2,681 per year

Davenport, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Davenport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Davenport, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Davenport to other Florida cities, including Jacksonville auto insurance rates, Fort Lauderdale auto insurance rates, and Miami auto insurance rates to see how Davenport, Florida auto insurance rates stack up.

Before you buy Davenport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Davenport, Florida auto insurance quotes.

Minimum Auto Insurance in Davenport, Florida

Davenport, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Davenport, Florida.

Minimum Required Auto Insurance Coverage in Davenport, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Davenport, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Davenport, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Davenport, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,420 $4,209 $3,841 $3,895 $15,373 $16,608 $4,373 $4,425
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,712 $3,499 $3,185 $3,408 $10,502 $11,437 $4,477 $4,261
State Farm $1,988 $1,988 $1,804 $1,804 $5,705 $7,286 $2,208 $2,358
USAA $1,645 $1,617 $1,539 $1,524 $5,660 $6,561 $2,055 $2,217

Cheap Davenport, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Davenport, Florida is a challenge. Take a look at the annual teen auto insurance rates in Davenport, Florida.

Annual Auto Insurance Rates for Teen Drivers in Davenport, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,373 $16,608
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,502 $11,437
State Farm $5,705 $7,286
USAA $5,660 $6,561

Cheap Davenport, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Davenport, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Davenport, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,841 $3,895
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,185 $3,408
State Farm $1,804 $1,804
USAA $1,539 $1,524

Cheap Davenport, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Davenport, Florida compared to the annual auto insurance rates with a clean record in Davenport, Florida.

Annual Davenport, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,144 $7,390 $8,207 $6,831
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,380 $6,500 $5,469 $5,893
State Farm $2,873 $3,412 $3,142 $3,142
USAA $2,231 $2,757 $4,080 $2,340

Cheap Davenport, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Davenport, Florida is not easy. Compare the annual rates for DUI auto insurance in Davenport, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Davenport, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,207
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,469
State Farm $3,142
USAA $4,080

Cheap Davenport, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Davenport, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Davenport, Florida

Insurance Company Poor Fair Good
Allstate $9,993 $6,318 $5,118
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,242 $5,148 $4,291
State Farm $4,297 $2,818 $2,311
USAA $4,648 $2,267 $1,642

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Cheap Davenport, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Davenport, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Davenport, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Davenport, Florida

ZIP Code Average Annual Rates
33837 $3,459
33896 $3,459
33897 $3,370

Cheap Davenport, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Davenport, Florida auto insurance. Find the cheapest annual Davenport, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Davenport, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,943 $7,343
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,560 $5,560
State Farm $3,034 $3,251
USAA $2,820 $2,885

Cheap Davenport, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Davenport, Florida? Check out the comparison of annual Davenport, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Davenport, Florida

Insurance Company Low Medium High
Allstate $5,530 $7,511 $8,388
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,629 $5,693 $6,359
State Farm $2,677 $3,220 $3,531
USAA $2,452 $2,956 $3,148

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Best By Category: Cheapest Auto Insurance in Davenport, Florida

Compare the cheapest auto insurance companies in Davenport, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Davenport, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Davenport, Florida Auto Insurance Companies

What auto insurance companies in Davenport, Florida are the cheapest? Compare the top Davenport, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Davenport, Florida

Insurance Company Average Annual Rates
Allstate $7,143
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,560
State Farm $3,142
USAA $2,852

What affects auto insurance rates in Davenport, Florida?

There are a lot of reasons why auto insurance rates in Davenport, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Davenport, Florida. Many local factors may affect your Davenport auto insurance rates.

Davenport Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Davenport, Florida auto theft statistics, there have been 4 auto thefts in the city.

Davenport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Davenport, Florida commute length is 35.0 minutes according to City-Data.

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Compare Davenport, Florida Auto Insurance Quotes

Before you buy Davenport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Davenport, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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