Best Cheap Auto Insurance in Ruskin, FL (2021)

The average Ruskin, FL auto insurance rates are $429 per month. The minimum auto insurance in Ruskin is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Ruskin, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ruskin for teen drivers is Allstate
  • The minimum auto insurance required in Ruskin, Florida is 10/20/10
  • The cheapest auto insurance company in Ruskin is USAA

Ruskin, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Ruskin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ruskin, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Ruskin to other Florida cities, including Tampa auto insurance rates, Fort Lauderdale auto insurance rates, and Jacksonville auto insurance rates to see how Ruskin, Florida auto insurance rates stack up.

Before you buy Ruskin, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ruskin, Florida auto insurance quotes.

Minimum Auto Insurance in Ruskin, Florida

Ruskin, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ruskin, Florida.

Minimum Required Auto Insurance Coverage in Ruskin, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ruskin, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ruskin, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ruskin, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,918 $4,781 $4,352 $4,461 $17,902 $19,782 $4,948 $5,052
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Ruskin, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ruskin, Florida is a challenge. Take a look at the annual teen auto insurance rates in Ruskin, Florida.

Annual Auto Insurance Rates for Teen Drivers in Ruskin, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,902 $19,782
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheap Ruskin, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Ruskin, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ruskin, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,461
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheap Ruskin, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ruskin, Florida compared to the annual auto insurance rates with a clean record in Ruskin, Florida.

Annual Ruskin, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,094 $8,524 $9,563 $7,917
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheap Ruskin, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ruskin, Florida is not easy. Compare the annual rates for DUI auto insurance in Ruskin, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Ruskin, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,563
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

Cheap Ruskin, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ruskin, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ruskin, Florida

Insurance Company Poor Fair Good
Allstate $11,547 $7,327 $5,949
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

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Cheap Ruskin, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ruskin, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Ruskin, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ruskin, Florida

ZIP Code Average Annual Rates
33570 $3,970

Cheap Ruskin, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Ruskin, Florida auto insurance. Find the cheapest annual Ruskin, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ruskin, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,036 $8,513
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

Cheap Ruskin, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ruskin, Florida? Check out the comparison of annual Ruskin, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ruskin, Florida

Insurance Company Low Medium High
Allstate $6,009 $8,787 $10,028
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Best By Category: Cheapest Auto Insurance in Ruskin, Florida

Compare the cheapest auto insurance companies in Ruskin, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ruskin, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ruskin, Florida Auto Insurance Companies

What auto insurance companies in Ruskin, Florida are the cheapest? Compare the top Ruskin, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ruskin, Florida

Insurance Company Average Annual Rates
Allstate $8,275
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

What affects auto insurance rates in Ruskin, Florida?

There are a lot of reasons why auto insurance rates in Ruskin, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ruskin, Florida. Many local factors may affect your Ruskin auto insurance rates.

Ruskin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ruskin, Florida commute length is 29.6 minutes according to City-Data.

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Compare Ruskin, Florida Auto Insurance Quotes

Before you buy Ruskin, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ruskin, Florida auto insurance quotes.

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