Best Cheap Auto Insurance in Sebring, FL (2021)

The average Sebring, FL auto insurance rates are $341 per month. The minimum auto insurance in Sebring is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Sebring, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Sebring, Florida is 10/20/10
  • Average auto insurance rates in Sebring, FL for senior drivers are $2,477 per year
  • The average commute length in Sebring is 18.9 minutes

Sebring, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Sebring can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sebring, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Sebring to other Florida cities, including Tampa auto insurance rates, Cape Coral auto insurance rates, and Port St. Lucie auto insurance rates to see how Sebring, Florida auto insurance rates stack up.

Before you buy Sebring, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sebring, Florida auto insurance quotes.

Minimum Auto Insurance in Sebring, Florida

Sebring, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sebring, Florida.

Minimum Required Auto Insurance Coverage in Sebring, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sebring, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sebring, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sebring, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,065 $3,893 $3,549 $3,610 $14,200 $15,435 $4,052 $4,111
GEICO $2,715 $2,726 $2,543 $2,543 $4,842 $6,066 $2,989 $3,030
Liberty Mutual $3,147 $3,147 $2,890 $2,890 $6,566 $10,071 $3,147 $4,240
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,483 $3,288 $2,983 $3,196 $9,619 $10,477 $4,192 $4,010
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Cheap Sebring, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sebring, Florida is a challenge. Take a look at the annual teen auto insurance rates in Sebring, Florida.

Annual Auto Insurance Rates for Teen Drivers in Sebring, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,200 $15,435
GEICO $4,842 $6,066
Liberty Mutual $6,566 $10,071
Nationwide $5,977 $7,354
Progressive $9,619 $10,477
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheap Sebring, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Sebring, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sebring, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,549 $3,610
GEICO $2,543 $2,543
Liberty Mutual $2,890 $2,890
Nationwide $2,248 $2,325
Progressive $2,983 $3,196
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheap Sebring, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sebring, Florida compared to the annual auto insurance rates with a clean record in Sebring, Florida.

Annual Sebring, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,692 $6,830 $7,605 $6,330
GEICO $2,393 $3,056 $4,545 $3,733
Liberty Mutual $3,268 $4,228 $6,110 $4,444
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,086 $6,008 $5,070 $5,460
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheap Sebring, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sebring, Florida is not easy. Compare the annual rates for DUI auto insurance in Sebring, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Sebring, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,605
GEICO $4,545
Liberty Mutual $6,110
Nationwide $4,481
Progressive $5,070
State Farm $2,668
USAA $3,802

Cheap Sebring, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sebring, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sebring, Florida

Insurance Company Poor Fair Good
Allstate $9,234 $5,855 $4,754
GEICO $4,994 $3,026 $2,275
Liberty Mutual $5,792 $4,269 $3,476
Nationwide $4,457 $3,277 $2,965
Progressive $6,744 $4,767 $3,957
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

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Cheap Sebring, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sebring, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Sebring, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sebring, Florida

ZIP Code Average Annual Rates
33870 $3,149
33872 $3,149
33875 $3,149
33876 $3,149

Cheap Sebring, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Sebring, Florida auto insurance. Find the cheapest annual Sebring, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sebring, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,428 $6,801
GEICO $3,415 $3,448
Liberty Mutual $4,369 $4,656
Nationwide $3,566 $3,566
Progressive $5,156 $5,156
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheap Sebring, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sebring, Florida? Check out the comparison of annual Sebring, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sebring, Florida

Insurance Company Low Medium High
Allstate $5,101 $6,958 $7,784
GEICO $2,830 $3,547 $3,919
Liberty Mutual $4,157 $4,577 $4,803
Nationwide $2,821 $3,707 $4,171
Progressive $4,386 $5,266 $5,815
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Best By Category: Cheapest Auto Insurance in Sebring, Florida

Compare the cheapest auto insurance companies in Sebring, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sebring, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sebring, Florida Auto Insurance Companies

What auto insurance companies in Sebring, Florida are the cheapest? Compare the top Sebring, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sebring, Florida

Insurance Company Average Annual Rates
Allstate $6,614
GEICO $3,432
Liberty Mutual $4,512
Nationwide $3,566
Progressive $5,156
State Farm $2,668
USAA $2,655

What affects auto insurance rates in Sebring, Florida?

There are a lot of reasons why auto insurance rates in Sebring, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sebring, Florida. Many local factors may affect your Sebring auto insurance rates.

Sebring Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sebring, Florida auto theft statistics, there have been 10 auto thefts in the city.

Sebring Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sebring, Florida commute length is 18.9 minutes according to City-Data.

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Compare Sebring, Florida Auto Insurance Quotes

Before you buy Sebring, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sebring, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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