Best Cheap Auto Insurance in Plant City, FL (2021)

The average Plant City, FL auto insurance rates are $432 per month. The minimum auto insurance in Plant City is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Plant City, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Plant City, Florida is 10/20/10
  • The most expensive auto insurance company in Plant City for teen drivers is Allstate
  • Average auto insurance rates in Plant City, FL for senior drivers are $3,114 per year

Plant City, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Plant City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plant City, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Plant City to other Florida cities, including Port St. Lucie auto insurance rates, Tallahassee auto insurance rates, and St. Petersburg auto insurance rates to see how Plant City, Florida auto insurance rates stack up.

Before you buy Plant City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plant City, Florida auto insurance quotes.

Minimum Auto Insurance in Plant City, Florida

Plant City, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plant City, Florida.

Minimum Required Auto Insurance Coverage in Plant City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Plant City, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Plant City, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Plant City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,121 $4,966 $4,520 $4,630 $18,684 $20,611 $5,149 $5,253
GEICO $3,453 $3,466 $3,232 $3,232 $6,128 $7,624 $3,796 $3,835
Liberty Mutual $3,914 $3,914 $3,589 $3,589 $8,239 $12,678 $3,914 $5,299
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,975 $3,730 $3,395 $3,641 $11,200 $12,168 $4,778 $4,525
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Plant City, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Plant City, Florida is a challenge. Take a look at the annual teen auto insurance rates in Plant City, Florida.

Annual Auto Insurance Rates for Teen Drivers in Plant City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,684 $20,611
GEICO $6,128 $7,624
Liberty Mutual $8,239 $12,678
Nationwide $8,598 $10,611
Progressive $11,200 $12,168
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheap Plant City, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Plant City, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Plant City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,520 $4,630
GEICO $3,232 $3,232
Liberty Mutual $3,589 $3,589
Nationwide $3,117 $3,226
Progressive $3,395 $3,641
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheap Plant City, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plant City, Florida compared to the annual auto insurance rates with a clean record in Plant City, Florida.

Annual Plant City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,382 $8,877 $9,965 $8,243
GEICO $3,025 $3,868 $5,762 $4,729
Liberty Mutual $4,059 $5,279 $7,677 $5,554
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,678 $6,920 $5,830 $6,278
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheap Plant City, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Plant City, Florida is not easy. Compare the annual rates for DUI auto insurance in Plant City, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Plant City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,965
GEICO $5,762
Liberty Mutual $7,677
Nationwide $6,405
Progressive $5,830
State Farm $3,477
USAA $4,580

Cheap Plant City, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Plant City, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Plant City, Florida

Insurance Company Poor Fair Good
Allstate $12,011 $7,636 $6,204
GEICO $6,327 $3,832 $2,879
Liberty Mutual $7,264 $5,334 $4,329
Nationwide $6,331 $4,634 $4,188
Progressive $7,722 $5,491 $4,566
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

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Cheap Plant City, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Plant City, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Plant City, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Plant City, Florida

ZIP Code Average Annual Rates
33563 $4,000
33565 $4,001
33566 $4,000
33567 $3,995

Cheap Plant City, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Plant City, Florida auto insurance. Find the cheapest annual Plant City, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Plant City, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,368 $8,865
GEICO $4,325 $4,367
Liberty Mutual $5,460 $5,824
Nationwide $5,051 $5,051
Progressive $5,926 $5,926
State Farm $3,359 $3,596
USAA $3,169 $3,242

Cheap Plant City, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Plant City, Florida? Check out the comparison of annual Plant City, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Plant City, Florida

Insurance Company Low Medium High
Allstate $6,351 $9,129 $10,370
GEICO $3,528 $4,499 $5,011
Liberty Mutual $5,191 $5,728 $6,008
Nationwide $3,956 $5,256 $5,942
Progressive $4,894 $6,073 $6,813
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Best By Category: Cheapest Auto Insurance in Plant City, Florida

Compare the cheapest auto insurance companies in Plant City, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Plant City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Plant City, Florida Auto Insurance Companies

What auto insurance companies in Plant City, Florida are the cheapest? Compare the top Plant City, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Plant City, Florida

Insurance Company Average Annual Rates
Allstate $8,617
GEICO $4,346
Liberty Mutual $5,642
Nationwide $5,051
Progressive $5,926
State Farm $3,477
USAA $3,206

What affects auto insurance rates in Plant City, Florida?

There are a lot of reasons why auto insurance rates in Plant City, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plant City, Florida. Many local factors may affect your Plant City auto insurance rates.

Plant City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Plant City, Florida auto theft statistics, there have been 110 auto thefts in the city.

Plant City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plant City, Florida commute length is 24.9 minutes according to City-Data.

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Compare Plant City, Florida Auto Insurance Quotes

Before you buy Plant City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plant City, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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