Best Cheap Auto Insurance in Plant City, FL (2022)
The average Plant City, FL auto insurance rates are $432 per month. The minimum auto insurance in Plant City is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Plant City, Florida, compare quotes from multiple companies.
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UPDATED: Jun 29, 2022
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Table of Contents
- The minimum auto insurance required in Plant City, Florida is 10/20/10
- The most expensive auto insurance company in Plant City for teen drivers is Allstate
- Average auto insurance rates in Plant City, FL for senior drivers are $3,114 per year
Plant City, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Plant City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Plant City, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Plant City to other Florida cities, including Port St. Lucie auto insurance rates, Tallahassee auto insurance rates, and St. Petersburg auto insurance rates to see how Plant City, Florida auto insurance rates stack up.
More: Best Cheap Auto Insurance in Port St. Lucie, FL (2022)
Before you buy Plant City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Plant City, Florida auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Plant City, Florida
Plant City, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Plant City, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Plant City, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Plant City, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,121 | $4,966 | $4,520 | $4,630 | $18,684 | $20,611 | $5,149 | $5,253 |
| GEICO | $3,453 | $3,466 | $3,232 | $3,232 | $6,128 | $7,624 | $3,796 | $3,835 |
| Liberty Mutual | $3,914 | $3,914 | $3,589 | $3,589 | $8,239 | $12,678 | $3,914 | $5,299 |
| Nationwide | $3,503 | $3,456 | $3,117 | $3,226 | $8,598 | $10,611 | $3,869 | $4,029 |
| Progressive | $3,975 | $3,730 | $3,395 | $3,641 | $11,200 | $12,168 | $4,778 | $4,525 |
| State Farm | $2,187 | $2,187 | $1,981 | $1,981 | $6,343 | $8,111 | $2,427 | $2,603 |
| USAA | $1,854 | $1,823 | $1,736 | $1,720 | $6,347 | $7,353 | $2,315 | $2,497 |
Cheap Plant City, Florida Auto Insurance for Teen Drivers
More: Best Cheap Auto Insurance in Lakeland, FL (2022)
Finding cheap teen auto insurance in Plant City, Florida is a challenge. Take a look at the annual teen auto insurance rates in Plant City, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $18,684 | $20,611 |
| GEICO | $6,128 | $7,624 |
| Liberty Mutual | $8,239 | $12,678 |
| Nationwide | $8,598 | $10,611 |
| Progressive | $11,200 | $12,168 |
| State Farm | $6,343 | $8,111 |
| USAA | $6,347 | $7,353 |
Cheap Plant City, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Plant City, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,520 | $4,630 |
| GEICO | $3,232 | $3,232 |
| Liberty Mutual | $3,589 | $3,589 |
| Nationwide | $3,117 | $3,226 |
| Progressive | $3,395 | $3,641 |
| State Farm | $1,981 | $1,981 |
| USAA | $1,736 | $1,720 |
Cheap Plant City, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Plant City, Florida compared to the annual auto insurance rates with a clean record in Plant City, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,382 | $8,877 | $9,965 | $8,243 |
| GEICO | $3,025 | $3,868 | $5,762 | $4,729 |
| Liberty Mutual | $4,059 | $5,279 | $7,677 | $5,554 |
| Nationwide | $4,294 | $4,723 | $6,405 | $4,783 |
| Progressive | $4,678 | $6,920 | $5,830 | $6,278 |
| State Farm | $3,184 | $3,771 | $3,477 | $3,477 |
| USAA | $2,511 | $3,100 | $4,580 | $2,633 |
Cheap Plant City, Florida Auto Insurance Rates After a DUI
More: Best Cheap Auto Insurance in Sarasota, FL (2022)
Finding cheap auto insurance after a DUI in Plant City, Florida is not easy. Compare the annual rates for DUI auto insurance in Plant City, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $9,965 |
| GEICO | $5,762 |
| Liberty Mutual | $7,677 |
| Nationwide | $6,405 |
| Progressive | $5,830 |
| State Farm | $3,477 |
| USAA | $4,580 |
Cheap Plant City, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Plant City, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,011 | $7,636 | $6,204 |
| GEICO | $6,327 | $3,832 | $2,879 |
| Liberty Mutual | $7,264 | $5,334 | $4,329 |
| Nationwide | $6,331 | $4,634 | $4,188 |
| Progressive | $7,722 | $5,491 | $4,566 |
| State Farm | $4,737 | $3,124 | $2,571 |
| USAA | $5,224 | $2,548 | $1,845 |
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Cheap Plant City, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Plant City, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Plant City, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 33563 | $4,000 |
| 33565 | $4,001 |
| 33566 | $4,000 |
| 33567 | $3,995 |
Cheap Plant City, Florida Auto Insurance Rates By Commute
More: Best Car Insurance in Florida for (2022)
Commute length and annual mileage affect Plant City, Florida auto insurance. Find the cheapest annual Plant City, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,368 | $8,865 |
| GEICO | $4,325 | $4,367 |
| Liberty Mutual | $5,460 | $5,824 |
| Nationwide | $5,051 | $5,051 |
| Progressive | $5,926 | $5,926 |
| State Farm | $3,359 | $3,596 |
| USAA | $3,169 | $3,242 |
Cheap Plant City, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Plant City, Florida? Check out the comparison of annual Plant City, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,351 | $9,129 | $10,370 |
| GEICO | $3,528 | $4,499 | $5,011 |
| Liberty Mutual | $5,191 | $5,728 | $6,008 |
| Nationwide | $3,956 | $5,256 | $5,942 |
| Progressive | $4,894 | $6,073 | $6,813 |
| State Farm | $2,955 | $3,562 | $3,915 |
| USAA | $2,746 | $3,324 | $3,547 |
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Best By Category: Cheapest Auto Insurance in Plant City, Florida
Compare the cheapest auto insurance companies in Plant City, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Plant City, Florida Auto Insurance Companies
More: Best Cheap Auto Insurance in Palm Coast, FL (2022)
What auto insurance companies in Plant City, Florida are the cheapest? Compare the top Plant City, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,617 |
| GEICO | $4,346 |
| Liberty Mutual | $5,642 |
| Nationwide | $5,051 |
| Progressive | $5,926 |
| State Farm | $3,477 |
| USAA | $3,206 |
What affects auto insurance rates in Plant City, Florida?
There are a lot of reasons why auto insurance rates in Plant City, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Plant City, Florida. Many local factors may affect your Plant City auto insurance rates.
Plant City Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Plant City, Florida auto theft statistics, there have been 110 auto thefts in the city.
Plant City Commute Time
More: Best Cheap Auto Insurance in Cape Coral, FL (2022)
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Plant City, Florida commute length is 24.9 minutes according to City-Data.
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Compare Plant City, Florida Auto Insurance Quotes
Before you buy Plant City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Plant City, Florida auto insurance quotes.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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