Best Cheap Auto Insurance in The Villages, FL (2021)

The average The Villages, FL auto insurance rates are $315 per month. The minimum auto insurance in The Villages is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in The Villages, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in The Villages, FL for senior drivers are $2,301 per year
  • The most expensive auto insurance company in The Villages for teen drivers is Allstate
  • The cheapest auto insurance company in The Villages is USAA

The Villages, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in The Villages can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in The Villages, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in The Villages to other Florida cities, including Cape Coral auto insurance rates, Hialeah auto insurance rates, and Tallahassee auto insurance rates to see how The Villages, Florida auto insurance rates stack up.

Before you buy The Villages, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free The Villages, Florida auto insurance quotes.

Minimum Auto Insurance in The Villages, Florida

The Villages, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in The Villages, Florida.

Minimum Required Auto Insurance Coverage in The Villages, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap The Villages, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in The Villages, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in The Villages, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,435 $2,446 $2,280 $2,280 $4,328 $5,431 $2,680 $2,722
Liberty Mutual $2,991 $2,991 $2,750 $2,750 $6,195 $9,482 $2,991 $4,016
Nationwide $2,381 $2,352 $2,133 $2,204 $5,626 $6,916 $2,614 $2,719
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,392 $1,369 $1,297 $1,288 $4,728 $5,502 $1,739 $1,879

Cheap The Villages, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in The Villages, Florida is a challenge. Take a look at the annual teen auto insurance rates in The Villages, Florida.

Annual Auto Insurance Rates for Teen Drivers in The Villages, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,328 $5,431
Liberty Mutual $6,195 $9,482
Nationwide $5,626 $6,916
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,728 $5,502

Cheap The Villages, Florida Auto Insurance for Seniors

What are senior auto insurance rates in The Villages, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in The Villages, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,280 $2,280
Liberty Mutual $2,750 $2,750
Nationwide $2,133 $2,204
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,297 $1,288

Cheap The Villages, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in The Villages, Florida compared to the annual auto insurance rates with a clean record in The Villages, Florida.

Annual The Villages, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,154 $2,742 $4,063 $3,342
Liberty Mutual $3,109 $4,005 $5,763 $4,207
Nationwide $2,887 $3,160 $4,227 $3,198
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,883 $2,319 $3,421 $1,973

Cheap The Villages, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in The Villages, Florida is not easy. Compare the annual rates for DUI auto insurance in The Villages, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in The Villages, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,621
GEICO $4,063
Liberty Mutual $5,763
Nationwide $4,227
Progressive $4,982
State Farm $2,499
USAA $3,421

Cheap The Villages, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how The Villages, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in The Villages, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,462 $2,715 $2,048
Liberty Mutual $5,471 $4,043 $3,298
Nationwide $4,204 $3,097 $2,804
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,909 $1,906 $1,383

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Cheap The Villages, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in The Villages, Florida can vary. Compare the annual cost of auto insurance by ZIP code in The Villages, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in The Villages, Florida

ZIP Code Average Annual Rates
32162 $2,850
32163 $2,984

Cheap The Villages, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect The Villages, Florida auto insurance. Find the cheapest annual The Villages, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in The Villages, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,060 $3,090
Liberty Mutual $4,136 $4,405
Nationwide $3,368 $3,368
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,372 $2,426

Cheap The Villages, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in The Villages, Florida? Check out the comparison of annual The Villages, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in The Villages, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,536 $3,181 $3,509
Liberty Mutual $3,935 $4,330 $4,547
Nationwide $2,664 $3,501 $3,939
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,086 $2,481 $2,631

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Best By Category: Cheapest Auto Insurance in The Villages, Florida

Compare the cheapest auto insurance companies in The Villages, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in The Villages, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest The Villages, Florida Auto Insurance Companies

What auto insurance companies in The Villages, Florida are the cheapest? Compare the top The Villages, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in The Villages, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,075
Liberty Mutual $4,271
Nationwide $3,368
Progressive $5,068
State Farm $2,499
USAA $2,399

What affects auto insurance rates in The Villages, Florida?

There are a lot of reasons why auto insurance rates in The Villages, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in The Villages, Florida. Many local factors may affect your The Villages auto insurance rates.

The Villages Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average The Villages, Florida commute length is 24.5 minutes according to City-Data.

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Compare The Villages, Florida Auto Insurance Quotes

Before you buy The Villages, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free The Villages, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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