Best Cheap Auto Insurance in Lake Worth, FL (2021)

The average Lake Worth, FL auto insurance rates are $516 per month. The minimum auto insurance in Lake Worth is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lake Worth, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lake Worth for teen drivers is Allstate
  • Average auto insurance rates in Lake Worth, FL for senior drivers are $3,763 per year
  • The minimum auto insurance required in Lake Worth, Florida is 10/20/10

Lake Worth, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lake Worth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lake Worth, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lake Worth to other Florida cities, including Hialeah auto insurance rates, Orlando auto insurance rates, and St. Petersburg auto insurance rates to see how Lake Worth, Florida auto insurance rates stack up.

Before you buy Lake Worth, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lake Worth, Florida auto insurance quotes.

Minimum Auto Insurance in Lake Worth, Florida

Lake Worth, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lake Worth, Florida.

Minimum Required Auto Insurance Coverage in Lake Worth, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lake Worth, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lake Worth, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Worth, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,579 $5,316 $4,883 $4,946 $19,470 $21,165 $5,451 $5,494
GEICO $4,389 $4,400 $4,114 $4,114 $7,920 $9,913 $4,833 $4,883
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $5,127 $4,756 $4,330 $4,666 $14,438 $15,575 $6,126 $5,698
State Farm $3,016 $3,016 $2,739 $2,739 $8,312 $10,511 $3,362 $3,529
USAA $2,038 $2,000 $1,915 $1,892 $7,169 $8,281 $2,549 $2,747

Cheap Lake Worth, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lake Worth, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lake Worth, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lake Worth, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,470 $21,165
GEICO $7,920 $9,913
Liberty Mutual $10,217 $15,827
Nationwide $10,120 $12,388
Progressive $14,438 $15,575
State Farm $8,312 $10,511
USAA $7,169 $8,281

Cheap Lake Worth, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lake Worth, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lake Worth, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,883 $4,946
GEICO $4,114 $4,114
Liberty Mutual $4,343 $4,343
Nationwide $3,764 $3,890
Progressive $4,330 $4,666
State Farm $2,739 $2,739
USAA $1,915 $1,892

Cheap Lake Worth, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lake Worth, Florida compared to the annual auto insurance rates with a clean record in Lake Worth, Florida.

Annual Lake Worth, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,769 $9,360 $10,383 $8,640
GEICO $3,841 $4,945 $7,424 $6,072
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $6,017 $8,836 $7,479 $8,025
State Farm $4,243 $5,062 $4,653 $4,653
USAA $2,781 $3,453 $5,141 $2,920

Cheap Lake Worth, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lake Worth, Florida is not easy. Compare the annual rates for DUI auto insurance in Lake Worth, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lake Worth, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,383
GEICO $7,424
Liberty Mutual $9,562
Nationwide $7,598
Progressive $7,479
State Farm $4,653
USAA $5,141

Cheap Lake Worth, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lake Worth, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lake Worth, Florida

Insurance Company Poor Fair Good
Allstate $12,705 $7,983 $6,427
GEICO $8,172 $4,895 $3,644
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,558 $5,492 $4,938
Progressive $9,884 $7,051 $5,833
State Farm $6,408 $4,160 $3,390
USAA $5,801 $2,851 $2,070

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Cheap Lake Worth, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lake Worth, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lake Worth, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lake Worth, Florida

ZIP Code Average Annual Rates
33449 $4,680
33460 $4,816
33461 $4,820
33462 $4,818
33463 $4,853
33467 $4,716

Cheap Lake Worth, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lake Worth, Florida auto insurance. Find the cheapest annual Lake Worth, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lake Worth, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,781 $9,296
GEICO $5,544 $5,597
Liberty Mutual $6,708 $7,168
Nationwide $5,996 $5,996
Progressive $7,589 $7,589
State Farm $4,482 $4,824
USAA $3,533 $3,614

Cheap Lake Worth, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lake Worth, Florida? Check out the comparison of annual Lake Worth, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Worth, Florida

Insurance Company Low Medium High
Allstate $6,667 $9,573 $10,874
GEICO $4,327 $5,800 $6,584
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,562 $6,266 $7,162
Progressive $5,985 $7,812 $8,971
State Farm $3,944 $4,767 $5,247
USAA $3,009 $3,722 $3,990

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Best By Category: Cheapest Auto Insurance in Lake Worth, Florida

Compare the cheapest auto insurance companies in Lake Worth, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lake Worth, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lake Worth, Florida Auto Insurance Companies

What auto insurance companies in Lake Worth, Florida are the cheapest? Compare the top Lake Worth, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lake Worth, Florida

Insurance Company Average Annual Rates
Allstate $9,038
GEICO $5,570
Liberty Mutual $6,938
Nationwide $5,996
Progressive $7,589
State Farm $4,653
USAA $3,574

What affects auto insurance rates in Lake Worth, Florida?

There are a lot of reasons why auto insurance rates in Lake Worth, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lake Worth, Florida. Many local factors may affect your Lake Worth auto insurance rates.

Lake Worth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lake Worth, Florida auto theft statistics, there have been 127 auto thefts in the city.

Lake Worth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lake Worth, Florida commute length is 28.1 minutes according to City-Data.

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Compare Lake Worth, Florida Auto Insurance Quotes

Before you buy Lake Worth, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lake Worth, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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