Best Cheap Auto Insurance in Fort White, FL (2021)

The average Fort White, FL auto insurance rates are $317 per month. The minimum auto insurance in Fort White is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Fort White, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Fort White for teen drivers is Allstate
  • Average auto insurance rates in Fort White, FL for senior drivers are $2,312 per year
  • The average commute length in Fort White is 32.0 minutes

Fort White, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Fort White can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort White, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Fort White to other Florida cities, including Tampa auto insurance rates, Tallahassee auto insurance rates, and Port St. Lucie auto insurance rates to see how Fort White, Florida auto insurance rates stack up.

Before you buy Fort White, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort White, Florida auto insurance quotes.

Minimum Auto Insurance in Fort White, Florida

Fort White, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort White, Florida.

Minimum Required Auto Insurance Coverage in Fort White, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fort White, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort White, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort White, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,603 $3,445 $3,120 $3,167 $11,907 $12,801 $3,637 $3,704
GEICO $2,432 $2,445 $2,275 $2,275 $4,285 $5,352 $2,675 $2,715
Liberty Mutual $3,119 $3,119 $2,861 $2,861 $6,550 $10,069 $3,119 $4,212
Nationwide $2,356 $2,333 $2,106 $2,181 $5,646 $6,979 $2,594 $2,709
Progressive $3,279 $3,112 $2,836 $3,033 $9,337 $10,281 $3,978 $3,856
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Fort White, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort White, Florida is a challenge. Take a look at the annual teen auto insurance rates in Fort White, Florida.

Annual Auto Insurance Rates for Teen Drivers in Fort White, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $12,801
GEICO $4,285 $5,352
Liberty Mutual $6,550 $10,069
Nationwide $5,646 $6,979
Progressive $9,337 $10,281
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Fort White, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Fort White, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort White, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,120 $3,167
GEICO $2,275 $2,275
Liberty Mutual $2,861 $2,861
Nationwide $2,106 $2,181
Progressive $2,836 $3,033
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Fort White, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort White, Florida compared to the annual auto insurance rates with a clean record in Fort White, Florida.

Annual Fort White, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,925 $5,856 $6,471 $5,440
GEICO $2,148 $2,728 $4,030 $3,320
Liberty Mutual $3,284 $4,216 $6,032 $4,422
Nationwide $2,887 $3,154 $4,214 $3,197
Progressive $3,911 $5,807 $4,875 $5,263
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Fort White, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort White, Florida is not easy. Compare the annual rates for DUI auto insurance in Fort White, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort White, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,471
GEICO $4,030
Liberty Mutual $6,032
Nationwide $4,214
Progressive $4,875
State Farm $2,707
USAA $3,354

Cheap Fort White, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort White, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort White, Florida

Insurance Company Poor Fair Good
Allstate $7,932 $5,011 $4,075
GEICO $4,421 $2,703 $2,046
Liberty Mutual $5,774 $4,243 $3,448
Nationwide $4,201 $3,090 $2,798
Progressive $6,452 $4,594 $3,846
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Fort White, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort White, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Fort White, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort White, Florida

ZIP Code Average Annual Rates
32038 $2,941

Cheap Fort White, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort White, Florida auto insurance. Find the cheapest annual Fort White, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort White, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,509 $5,836
GEICO $3,042 $3,071
Liberty Mutual $4,345 $4,632
Nationwide $3,363 $3,363
Progressive $4,964 $4,964
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Fort White, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort White, Florida? Check out the comparison of annual Fort White, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort White, Florida

Insurance Company Low Medium High
Allstate $4,560 $5,924 $6,534
GEICO $2,552 $3,154 $3,464
Liberty Mutual $4,183 $4,548 $4,734
Nationwide $2,732 $3,482 $3,875
Progressive $4,198 $5,073 $5,620
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Fort White, Florida

Compare the cheapest auto insurance companies in Fort White, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort White, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fort White, Florida Auto Insurance Companies

What auto insurance companies in Fort White, Florida are the cheapest? Compare the top Fort White, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort White, Florida

Insurance Company Average Annual Rates
Allstate $5,673
GEICO $3,057
Liberty Mutual $4,489
Nationwide $3,363
Progressive $4,964
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Fort White, Florida?

There are a lot of reasons why auto insurance rates in Fort White, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort White, Florida. Many local factors may affect your Fort White auto insurance rates.

Fort White Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort White, Florida commute length is 32.0 minutes according to City-Data.

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Compare Fort White, Florida Auto Insurance Quotes

Before you buy Fort White, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort White, Florida auto insurance quotes.

Free Auto Insurance Comparison

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