Best Cheap Auto Insurance in Clermont, FL (2021)

The average Clermont, FL auto insurance rates are $329 per month. The minimum auto insurance in Clermont is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Clermont, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Clermont, FL for senior drivers are $2,397 per year
  • The average commute length in Clermont is 33.0 minutes
  • The cheapest auto insurance company in Clermont is USAA

Clermont, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Clermont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clermont, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Clermont to other Florida cities, including Miami auto insurance rates, Hialeah auto insurance rates, and Orlando auto insurance rates to see how Clermont, Florida auto insurance rates stack up.

Before you buy Clermont, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clermont, Florida auto insurance quotes.

Minimum Auto Insurance in Clermont, Florida

Clermont, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clermont, Florida.

Minimum Required Auto Insurance Coverage in Clermont, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clermont, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clermont, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clermont, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,318 $4,120 $3,753 $3,807 $14,846 $16,059 $4,290 $4,348
GEICO $2,611 $2,621 $2,448 $2,448 $4,648 $5,813 $2,872 $2,908
Liberty Mutual $2,735 $2,735 $2,520 $2,520 $5,587 $8,515 $2,735 $3,647
Nationwide $2,524 $2,496 $2,257 $2,334 $6,074 $7,495 $2,780 $2,899
Progressive $3,425 $3,233 $2,936 $3,144 $9,482 $10,328 $4,118 $3,939
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Cheap Clermont, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clermont, Florida is a challenge. Take a look at the annual teen auto insurance rates in Clermont, Florida.

Annual Auto Insurance Rates for Teen Drivers in Clermont, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,846 $16,059
GEICO $4,648 $5,813
Liberty Mutual $5,587 $8,515
Nationwide $6,074 $7,495
Progressive $9,482 $10,328
State Farm $4,538 $5,795
USAA $4,625 $5,382

Cheap Clermont, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Clermont, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clermont, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,753 $3,807
GEICO $2,448 $2,448
Liberty Mutual $2,520 $2,520
Nationwide $2,257 $2,334
Progressive $2,936 $3,144
State Farm $1,435 $1,435
USAA $1,264 $1,254

Cheap Clermont, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clermont, Florida compared to the annual auto insurance rates with a clean record in Clermont, Florida.

Annual Clermont, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,986 $7,179 $7,960 $6,644
GEICO $2,301 $2,936 $4,363 $3,585
Liberty Mutual $2,839 $3,638 $5,203 $3,817
Nationwide $3,086 $3,380 $4,540 $3,424
Progressive $4,007 $5,926 $4,989 $5,381
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Cheap Clermont, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clermont, Florida is not easy. Compare the annual rates for DUI auto insurance in Clermont, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Clermont, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,960
GEICO $4,363
Liberty Mutual $5,203
Nationwide $4,540
Progressive $4,989
State Farm $2,499
USAA $3,348

Cheap Clermont, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clermont, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clermont, Florida

Insurance Company Poor Fair Good
Allstate $9,720 $6,136 $4,972
GEICO $4,793 $2,908 $2,187
Liberty Mutual $4,943 $3,671 $3,008
Nationwide $4,500 $3,317 $3,006
Progressive $6,639 $4,690 $3,898
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

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Cheap Clermont, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clermont, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Clermont, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clermont, Florida

ZIP Code Average Annual Rates
34711 $3,030
34714 $3,088
34715 $3,029

Cheap Clermont, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Clermont, Florida auto insurance. Find the cheapest annual Clermont, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clermont, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,745 $7,140
GEICO $3,280 $3,312
Liberty Mutual $3,754 $3,994
Nationwide $3,607 $3,607
Progressive $5,076 $5,076
State Farm $2,416 $2,582
USAA $2,315 $2,368

Cheap Clermont, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clermont, Florida? Check out the comparison of annual Clermont, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clermont, Florida

Insurance Company Low Medium High
Allstate $5,380 $7,298 $8,150
GEICO $2,706 $3,410 $3,772
Liberty Mutual $3,555 $3,927 $4,140
Nationwide $2,861 $3,748 $4,213
Progressive $4,351 $5,180 $5,696
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

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Best By Category: Cheapest Auto Insurance in Clermont, Florida

Compare the cheapest auto insurance companies in Clermont, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clermont, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Clermont, Florida Auto Insurance Companies

What auto insurance companies in Clermont, Florida are the cheapest? Compare the top Clermont, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clermont, Florida

Insurance Company Average Annual Rates
Allstate $6,943
GEICO $3,296
Liberty Mutual $3,874
Nationwide $3,607
Progressive $5,076
State Farm $2,499
USAA $2,342

What affects auto insurance rates in Clermont, Florida?

There are a lot of reasons why auto insurance rates in Clermont, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clermont, Florida. Many local factors may affect your Clermont auto insurance rates.

Clermont Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Clermont, Florida auto theft statistics, there have been 25 auto thefts in the city.

Clermont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clermont, Florida commute length is 33.0 minutes according to City-Data.

Clermont Traffic

How does Clermont, Florida rank for traffic? According to Inrix Clermont, Florida is the 402nd most congested worldwide.

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Compare Clermont, Florida Auto Insurance Quotes

Before you buy Clermont, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clermont, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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